College ROI

Smarter Choices, Brighter Futures
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Seton Hall University

South Orange, NJ 5,924 Undergrads 69.2% Grad Rate
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Total Cost
$64,996
Sticker Price
Avg Net Price
$28,921
After Aid
Median Earnings
$70,196
10yr Post-Entry

Vs. Peer Institutions

Net Price$28,921
Peer Midpoint: $19,729.5
Earnings (10yr)$70,196
Peer Midpoint: $53,747
Graduation Rate69.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients29.7%
Enrollment Status
Full-Time97.9%
Economic Outcomes
Earn More than HS80.8%

Admissions Profile

Acceptance
78.9%
SAT Avg
1,308
SAT Reading
25th: 62064075th: 700
SAT Math
25th: 60064575th: 700
ACT Composite
25th: 272975th: 31

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$594k
+$198k
+$110k
Median Cost$29k/yr
+$490k
+$94k
+$6k
Full Cost$65k/yr
+$361k
-$36k
-$124k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
Median Cost$29k/yr
60
6%
Full Cost$65k/yr
Never
-53%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-8%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-66%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$24,413
Earnings (5yr)
$99,935
Lifetime Value Added
+$239k
Biology, General
BachCIP: 2601
Median Debt
$20,276
Earnings (5yr)
$90,211
Lifetime Value Added
+$166k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$20,544
Earnings (2yr)
$55,914
Lifetime Value Added
-$67k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (5yr)
$59,854
Lifetime Value Added
-$63k
Communication, Journalism, and Related Programs, Other
BachCIP: 0999
Median Debt
-
Earnings (5yr)
$61,962
Lifetime Value Added
-$47k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$21,500
Earnings (5yr)
$59,897
Lifetime Value Added
-$63k
Design and Applied Arts
BachCIP: 5004
Median Debt
$21,500
Earnings (5yr)
$56,686
Lifetime Value Added
-$89k
Economics
BachCIP: 4506
Median Debt
$21,456
Earnings (5yr)
$75,322
Lifetime Value Added
+$55k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,188
Earnings (5yr)
$57,026
Lifetime Value Added
-$86k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$21,500
Earnings (5yr)
$94,479
Lifetime Value Added
+$198k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,125
Earnings (5yr)
$73,182
Lifetime Value Added
+$39k
History
BachCIP: 5401
Median Debt
$24,750
Earnings (5yr)
$56,342
Lifetime Value Added
-$91k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$20,000
Earnings (5yr)
$77,217
Lifetime Value Added
+$69k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$20,500
Earnings (5yr)
$64,432
Lifetime Value Added
-$28k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,250
Earnings (5yr)
$64,659
Lifetime Value Added
-$26k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$23,250
Earnings (5yr)
$107,879
Lifetime Value Added
+$298k
Marketing
BachCIP: 5214
Median Debt
$21,500
Earnings (5yr)
$77,762
Lifetime Value Added
+$73k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$26,000
Earnings (5yr)
$64,641
Lifetime Value Added
-$26k
Philosophy
BachCIP: 3801
Median Debt
$19,250
Earnings (5yr)
$75,028
Lifetime Value Added
+$53k
Political Science and Government
BachCIP: 4510
Median Debt
$23,750
Earnings (5yr)
$61,061
Lifetime Value Added
-$54k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$58,929
Lifetime Value Added
-$71k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$26,058
Earnings (5yr)
$61,208
Lifetime Value Added
-$53k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$22,250
Earnings (5yr)
$95,840
Lifetime Value Added
+$208k
Social Work
BachCIP: 4407
Median Debt
$23,783
Earnings (5yr)
$51,459
Lifetime Value Added
-$131k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$61,124
Lifetime Value Added
-$53k
Special Education and Teaching
BachCIP: 1310
Median Debt
$25,000
Earnings (5yr)
$76,088
Lifetime Value Added
+$61k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$57,300
Lifetime Value Added
-$84k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$29,000
Earnings (5yr)
$112,942
Lifetime Value Added
+$497k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$78,936
Earnings (5yr)
$134,463
Lifetime Value Added
+$680k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$55,666
Earnings (5yr)
$61,693
Lifetime Value Added
+$55k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (5yr)
$99,645
Lifetime Value Added
+$383k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$76,292
Earnings (5yr)
$74,275
Lifetime Value Added
+$165k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$40,298
Earnings (5yr)
$93,059
Lifetime Value Added
+$327k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (5yr)
$62,371
Lifetime Value Added
+$61k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
$51,250
Earnings (5yr)
$156,501
Lifetime Value Added
+$867k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$41,000
Earnings (5yr)
$92,212
Lifetime Value Added
+$319k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$30,625
Earnings (5yr)
$104,372
Lifetime Value Added
+$424k
International Relations and National Security Studies
MastCIP: 4509
Median Debt
$53,152
Earnings (5yr)
$79,789
Lifetime Value Added
+$213k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
$47,995
Earnings (5yr)
$134,491
Lifetime Value Added
+$680k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$56,234
Earnings (2yr)
$39,741
Lifetime Value Added
-$128k
Museology/Museum Studies
MastCIP: 3014
Median Debt
-
Earnings (5yr)
$46,449
Lifetime Value Added
-$87k
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (5yr)
$63,334
Lifetime Value Added
+$70k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (5yr)
$79,895
Lifetime Value Added
+$214k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$55,040
Earnings (5yr)
$117,296
Lifetime Value Added
+$534k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$78,900
Earnings (5yr)
$73,133
Lifetime Value Added
+$155k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$49,432
Earnings (5yr)
$60,918
Lifetime Value Added
+$48k
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$52k

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
$53,913
Earnings (5yr)
$141,520
Lifetime Value Added
+$492k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$87,695
Earnings (5yr)
$91,384
Lifetime Value Added
+$129k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$115,179
Earnings (5yr)
$120,552
Lifetime Value Added
+$341k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.