College ROI

Smarter Choices, Brighter Futures
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Siena College

Loudonville, NY 3,447 Undergrads 78.3% Grad Rate
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Total Cost
$62,329
Sticker Price
Avg Net Price
$32,697
After Aid
Median Earnings
$76,079
10yr Post-Entry

Vs. Peer Institutions

Net Price$32,697
Peer Midpoint: $19,729.5
Earnings (10yr)$76,079
Peer Midpoint: $53,747
Graduation Rate78.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients23.8%
Enrollment Status
Full-Time98.1%
Economic Outcomes
Earn More than HS84.4%

Admissions Profile

Acceptance
70.6%
SAT Avg
1,238
SAT Reading
25th: 540-75th: 680
SAT Math
25th: 553-75th: 680
ACT Composite
25th: 26-75th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$638k
+$241k
+$153k
Median Cost$33k/yr
+$520k
+$124k
+$36k
Full Cost$62k/yr
+$413k
+$17k
-$71k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
Median Cost$33k/yr
48
30%
Full Cost$62k/yr
Never
-32%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return32%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-54%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,250
Earnings (5yr)
$77,380
Lifetime Value Added
+$57k
Biological and Biomedical Sciences, Other
BachCIP: 2699
Median Debt
-
Earnings (5yr)
$68,591
Lifetime Value Added
-$9k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$74,649
Lifetime Value Added
+$36k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$22,250
Earnings (5yr)
$91,913
Lifetime Value Added
+$165k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
$27,000
Earnings (2yr)
$21,508
Lifetime Value Added
-$388k
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (5yr)
$78,549
Lifetime Value Added
+$65k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (5yr)
$53,859
Lifetime Value Added
-$125k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$26,000
Earnings (5yr)
$99,365
Lifetime Value Added
+$221k
History
BachCIP: 5401
Median Debt
$27,000
Earnings (5yr)
$60,145
Lifetime Value Added
-$75k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$25,966
Earnings (2yr)
$55,964
Lifetime Value Added
-$81k
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (5yr)
$75,011
Lifetime Value Added
+$39k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$49,436
Lifetime Value Added
-$136k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$27,000
Earnings (5yr)
$72,921
Lifetime Value Added
+$23k
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (5yr)
$64,594
Lifetime Value Added
-$40k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$56,770
Lifetime Value Added
-$102k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$24,615
Lifetime Value Added
-$359k
Social Work
BachCIP: 4407
Median Debt
$26,000
Earnings (5yr)
$57,978
Lifetime Value Added
-$92k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$235k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$99,114
Lifetime Value Added
+$372k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.