College ROI

Smarter Choices, Brighter Futures
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St. John's University-New York

Queens, NY 9,742 Undergrads 68.4% Grad Rate
Share
Total Cost
$61,931
Sticker Price
Avg Net Price
$26,985
After Aid
Median Earnings
$69,571
10yr Post-Entry

Vs. Peer Institutions

Net Price$26,985
Peer Midpoint: $19,729.5
Earnings (10yr)$69,571
Peer Midpoint: $53,747
Graduation Rate68.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients36.4%
Enrollment Status
Full-Time98.1%
Economic Outcomes
Earn More than HS73.2%

Admissions Profile

Acceptance
79.7%
SAT Avg
1,215
SAT Reading
25th: 56060075th: 660
SAT Math
25th: 55060575th: 660
ACT Composite
25th: 242675th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$590k
+$193k
+$105k
Median Cost$27k/yr
+$493k
+$96k
+$8k
Full Cost$62k/yr
+$367k
-$30k
-$117k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
Median Cost$27k/yr
58
9%
Full Cost$62k/yr
Never
-53%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-7%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$26,495
Earnings (5yr)
$87,521
Lifetime Value Added
+$153k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (5yr)
$132,918
Lifetime Value Added
+$491k
Audiovisual Communications Technologies/Technicians
BachCIP: 1002
Median Debt
$27,000
Earnings (5yr)
$38,462
Lifetime Value Added
-$233k
Biology, General
BachCIP: 2601
Median Debt
$25,000
Earnings (5yr)
$63,121
Lifetime Value Added
-$31k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,000
Earnings (5yr)
$59,214
Lifetime Value Added
-$61k
Communication and Media Studies
BachCIP: 0901
Median Debt
$25,000
Earnings (5yr)
$61,647
Lifetime Value Added
-$42k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$23,125
Earnings (5yr)
$72,368
Lifetime Value Added
+$40k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$26,000
Earnings (5yr)
$82,658
Lifetime Value Added
+$117k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$22,372
Earnings (2yr)
$63,005
Lifetime Value Added
-$2k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$25,552
Earnings (5yr)
$60,366
Lifetime Value Added
-$52k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (2yr)
$41,025
Lifetime Value Added
-$190k
Economics
BachCIP: 4506
Median Debt
$23,250
Earnings (5yr)
$97,273
Lifetime Value Added
+$226k
English Language and Literature, General
BachCIP: 2301
Median Debt
$27,000
Earnings (5yr)
$53,772
Lifetime Value Added
-$105k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$26,000
Earnings (5yr)
$85,166
Lifetime Value Added
+$135k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,062
Earnings (5yr)
$52,794
Lifetime Value Added
-$113k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
$25,000
Earnings (5yr)
$61,520
Lifetime Value Added
-$43k
History
BachCIP: 5401
Median Debt
$22,250
Earnings (5yr)
$47,250
Lifetime Value Added
-$159k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$23,250
Earnings (5yr)
$48,636
Lifetime Value Added
-$147k
Insurance
BachCIP: 5217
Median Debt
$24,072
Earnings (5yr)
$95,246
Lifetime Value Added
+$211k
Journalism
BachCIP: 0904
Median Debt
$25,125
Earnings (5yr)
$46,630
Lifetime Value Added
-$164k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$19,500
Earnings (2yr)
$78,719
Lifetime Value Added
+$123k
Marketing
BachCIP: 5214
Median Debt
$27,000
Earnings (5yr)
$68,949
Lifetime Value Added
+$14k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$26,000
Earnings (5yr)
$60,826
Lifetime Value Added
-$49k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$25,520
Earnings (5yr)
$62,408
Lifetime Value Added
-$36k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (5yr)
$52,256
Lifetime Value Added
-$118k
Political Science and Government
BachCIP: 4510
Median Debt
$26,327
Earnings (5yr)
$58,558
Lifetime Value Added
-$67k
Psychology, General
BachCIP: 4201
Median Debt
$26,679
Earnings (5yr)
$54,917
Lifetime Value Added
-$96k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$26,000
Earnings (5yr)
$65,272
Lifetime Value Added
-$14k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$55,129
Lifetime Value Added
-$94k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$72,400
Lifetime Value Added
+$40k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$24,668
Earnings (5yr)
$62,023
Lifetime Value Added
-$39k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$22,685
Earnings (5yr)
$108,415
Lifetime Value Added
+$462k
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (2yr)
$60,161
Lifetime Value Added
+$78k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$31,273
Earnings (5yr)
$105,978
Lifetime Value Added
+$441k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (2yr)
$57,318
Lifetime Value Added
+$51k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$68,369
Earnings (5yr)
$86,684
Lifetime Value Added
+$275k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$29,573
Earnings (5yr)
$82,613
Lifetime Value Added
+$240k
Criminology
MastCIP: 4504
Median Debt
-
Earnings (2yr)
$53,071
Lifetime Value Added
+$10k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$71,015
Lifetime Value Added
+$178k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$139k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$55,462
Earnings (5yr)
$63,590
Lifetime Value Added
+$76k
History
MastCIP: 5401
Median Debt
-
Earnings (2yr)
$41,937
Lifetime Value Added
-$102k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
$60,379
Earnings (5yr)
$69,412
Lifetime Value Added
+$127k
Library Science and Administration
MastCIP: 2501
Median Debt
$48,486
Earnings (5yr)
$62,054
Lifetime Value Added
+$62k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$88,820
Earnings (5yr)
$75,677
Lifetime Value Added
+$181k
Political Science and Government
MastCIP: 4510
Median Debt
$47,055
Earnings (5yr)
$78,918
Lifetime Value Added
+$209k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (2yr)
$43,240
Lifetime Value Added
-$89k
Research and Experimental Psychology
MastCIP: 4227
Median Debt
-
Earnings (2yr)
$36,183
Lifetime Value Added
-$161k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (2yr)
$30,771
Lifetime Value Added
-$218k
Special Education and Teaching
MastCIP: 1310
Median Debt
$31,800
Earnings (5yr)
$85,605
Lifetime Value Added
+$266k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$57,436
Earnings (5yr)
$67,216
Lifetime Value Added
+$108k
Taxation
MastCIP: 5216
Median Debt
$28,690
Earnings (5yr)
$117,027
Lifetime Value Added
+$536k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$52,441
Earnings (5yr)
$77,347
Lifetime Value Added
+$195k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$32,500
Earnings (5yr)
$88,301
Lifetime Value Added
+$289k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
$38,830
Earnings (5yr)
$80,594
Lifetime Value Added
+$223k

Graduate Certificates

Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
$51,250
Earnings (5yr)
$119,494
Lifetime Value Added
+$676k
Teaching English or French as a Second or Foreign Language
Gr-CertCIP: 1314
Median Debt
-
Earnings (5yr)
$107,872
Lifetime Value Added
+$568k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$66,669
Earnings (5yr)
$99,517
Lifetime Value Added
+$195k
Curriculum and Instruction
DocCIP: 1303
Median Debt
-
Earnings (2yr)
$135,946
Lifetime Value Added
+$519k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$51,307
Earnings (5yr)
$171,115
Lifetime Value Added
+$712k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$112,017
Earnings (5yr)
$118,711
Lifetime Value Added
+$335k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$96,870
Earnings (5yr)
$145,228
Lifetime Value Added
+$526k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.