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St. Joseph's University-New York
Brooklyn, NY 3,343 Undergrads 68.3% Grad Rate
Total Cost
$39,254
Sticker Price
Avg Net Price
$17,622
After Aid
Median Earnings
$63,905
10yr Post-Entry
Vs. Peer Institutions
Net Price$17,622
Peer Midpoint: $19,729.5
Earnings (10yr)$63,905
Peer Midpoint: $53,747
Graduation Rate68.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients34.4%
Enrollment Status
Full-Time90.4%
Economic Outcomes
Earn More than HS77.8%
Admissions Profile
Acceptance
71.4%
SAT Avg
1,170
SAT Reading
25th: 54057375th: 630
SAT Math
25th: 55058375th: 650
ACT Composite
25th: -2675th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$547k
+$151k
+$63k
Median Cost$18k/yr
+$484k
+$87k
-$708
Full Cost$39k/yr
+$406k
+$9k
-$79k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$18k/yr
Never
-1%
Full Cost$39k/yr
Never
-56%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-9%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-61%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$22,000
Earnings (5yr)
$71,637
Lifetime Value Added
+$68k
Biology, General
BachCIP: 2601
Median Debt
$20,677
Earnings (5yr)
$56,457
Lifetime Value Added
-$50k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,825
Earnings (5yr)
$65,636
Lifetime Value Added
+$22k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,750
Earnings (5yr)
$62,407
Lifetime Value Added
-$3k
English Language and Literature, General
BachCIP: 2301
Median Debt
$17,125
Earnings (5yr)
$50,691
Lifetime Value Added
-$97k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$24,300
Earnings (5yr)
$54,584
Lifetime Value Added
-$65k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$210k
History
BachCIP: 5401
Median Debt
$20,595
Earnings (5yr)
$53,743
Lifetime Value Added
-$72k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$18,834
Earnings (2yr)
$35,420
Lifetime Value Added
-$206k
Information Science/Studies
BachCIP: 1104
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$181k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$17,836
Earnings (5yr)
$41,232
Lifetime Value Added
-$176k
Marketing
BachCIP: 5214
Median Debt
$18,223
Earnings (5yr)
$63,684
Lifetime Value Added
+$7k
Mathematics and Statistics, Other
BachCIP: 2799
Median Debt
$20,462
Earnings (5yr)
$86,766
Lifetime Value Added
+$181k
Mathematics
BachCIP: 2701
Median Debt
$19,500
Earnings (5yr)
$62,529
Lifetime Value Added
-$2k
Parks, Recreation and Leisure Facilities Management
BachCIP: 3103
Median Debt
$20,000
Earnings (5yr)
$56,687
Lifetime Value Added
-$48k
Practical Nursing, Vocational Nursing and Nursing Assistants
BachCIP: 5139
Median Debt
-
Earnings (5yr)
$123,473
Lifetime Value Added
+$455k
Psychology, General
BachCIP: 4201
Median Debt
$19,750
Earnings (5yr)
$53,687
Lifetime Value Added
-$72k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$21,500
Earnings (5yr)
$62,254
Lifetime Value Added
-$4k
Social Sciences, General
BachCIP: 4501
Median Debt
$21,375
Earnings (5yr)
$54,244
Lifetime Value Added
-$68k
Special Education and Teaching
BachCIP: 1310
Median Debt
$22,500
Earnings (5yr)
$61,465
Lifetime Value Added
-$10k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,000
Earnings (5yr)
$62,852
Lifetime Value Added
+$853
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$24,424
Earnings (5yr)
$97,973
Lifetime Value Added
+$390k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,713
Earnings (5yr)
$101,722
Lifetime Value Added
+$422k
Health Professions and Related Clinical Sciences, Other
MastCIP: 5199
Median Debt
$37,990
Earnings (2yr)
$82,440
Lifetime Value Added
+$300k
Practical Nursing, Vocational Nursing and Nursing Assistants
MastCIP: 5139
Median Debt
-
Earnings (2yr)
$122,038
Lifetime Value Added
+$659k
Public Administration and Social Service Professions, Other
MastCIP: 4499
Median Debt
$39,275
Earnings (5yr)
$65,533
Lifetime Value Added
+$110k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$31k
Special Education and Teaching
MastCIP: 1310
Median Debt
$32,900
Earnings (5yr)
$78,588
Lifetime Value Added
+$223k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$30,967
Earnings (5yr)
$71,823
Lifetime Value Added
+$165k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.