College ROI

Smarter Choices, Brighter Futures
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SUNY Oneonta

Oneonta, NY 4,820 Undergrads 74.5% Grad Rate
Share
Total Cost
$27,258
Sticker Price
Avg Net Price
$18,833
After Aid
Median Earnings
$60,386
10yr Post-Entry

Vs. Peer Institutions

Net Price$18,833
Peer Midpoint: $19,729.5
Earnings (10yr)$60,386
Peer Midpoint: $53,747
Graduation Rate74.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients33.4%
Enrollment Status
Full-Time98.7%
Economic Outcomes
Earn More than HS77.7%

Admissions Profile

Acceptance
70.2%
SAT Avg
1,181
SAT Reading
25th: 550-75th: 630
SAT Math
25th: 540-75th: 620
ACT Composite
25th: 23-75th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$520k
+$123k
+$36k
Median Cost$19k/yr
+$452k
+$56k
-$32k
Full Cost$27k/yr
+$422k
+$25k
-$63k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
41
Median Cost$19k/yr
Never
-48%
Full Cost$27k/yr
Never
-64%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-18%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-57%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$91,037
Lifetime Value Added
+$209k
Anthropology
BachCIP: 4502
Median Debt
$20,253
Earnings (5yr)
$52,724
Lifetime Value Added
-$84k
Apparel and Textiles
BachCIP: 1909
Median Debt
$21,500
Earnings (5yr)
$54,688
Lifetime Value Added
-$68k
Arts, Entertainment,and Media Management
BachCIP: 5010
Median Debt
$20,500
Earnings (5yr)
$44,520
Lifetime Value Added
-$152k
Biology, General
BachCIP: 2601
Median Debt
$19,813
Earnings (5yr)
$64,031
Lifetime Value Added
+$6k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$18,750
Earnings (5yr)
$79,847
Lifetime Value Added
+$125k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$185k
Communication and Media Studies
BachCIP: 0901
Median Debt
$20,500
Earnings (5yr)
$51,278
Lifetime Value Added
-$96k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,500
Earnings (2yr)
$45,696
Lifetime Value Added
-$119k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$16,750
Earnings (5yr)
$68,242
Lifetime Value Added
+$38k
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
$18,532
Earnings (5yr)
$57,054
Lifetime Value Added
-$49k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$21,000
Earnings (2yr)
$28,598
Lifetime Value Added
-$273k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,616
Earnings (5yr)
$51,482
Lifetime Value Added
-$95k
Family and Consumer Sciences/Human Sciences, General
BachCIP: 1901
Median Debt
-
Earnings (5yr)
$64,221
Lifetime Value Added
+$7k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (5yr)
$41,305
Lifetime Value Added
-$179k
Geography and Cartography
BachCIP: 4507
Median Debt
$20,204
Earnings (2yr)
$32,925
Lifetime Value Added
-$233k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (5yr)
$55,666
Lifetime Value Added
-$61k
History
BachCIP: 5401
Median Debt
$19,000
Earnings (5yr)
$53,613
Lifetime Value Added
-$77k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$21,300
Earnings (5yr)
$50,885
Lifetime Value Added
-$100k
Mathematics
BachCIP: 2701
Median Debt
$17,725
Earnings (5yr)
$67,898
Lifetime Value Added
+$35k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$49,735
Lifetime Value Added
-$109k
Political Science and Government
BachCIP: 4510
Median Debt
$21,825
Earnings (5yr)
$61,132
Lifetime Value Added
-$17k
Psychology, General
BachCIP: 4201
Median Debt
$19,125
Earnings (5yr)
$55,015
Lifetime Value Added
-$66k
Sociology
BachCIP: 4511
Median Debt
$18,500
Earnings (5yr)
$55,715
Lifetime Value Added
-$60k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,250
Earnings (5yr)
$59,650
Lifetime Value Added
-$29k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$18,750
Earnings (5yr)
$66,871
Lifetime Value Added
+$28k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$19,891
Earnings (5yr)
$47,984
Lifetime Value Added
-$123k

Master's Degrees

Dietetics and Clinical Nutrition Services
MastCIP: 5131
Median Debt
-
Earnings (5yr)
$59,864
Lifetime Value Added
+$57k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$19,261
Earnings (5yr)
$63,678
Lifetime Value Added
+$91k
Museology/Museum Studies
MastCIP: 3014
Median Debt
$35,599
Earnings (5yr)
$44,522
Lifetime Value Added
-$87k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$57,355
Lifetime Value Added
+$34k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$14,819
Earnings (5yr)
$55,664
Lifetime Value Added
+$18k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.