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Temple University
Philadelphia, PA 21,249 Undergrads 74.3% Grad Rate
Total Cost
$39,799
Sticker Price
Avg Net Price
$29,219
After Aid
Median Earnings
$63,727
10yr Post-Entry
Vs. Peer Institutions
Net Price$29,219
Peer Midpoint: $19,729.5
Earnings (10yr)$63,727
Peer Midpoint: $53,747
Graduation Rate74.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients30.4%
Enrollment Status
Full-Time93.4%
Economic Outcomes
Earn More than HS75.7%
Admissions Profile
Acceptance
82.9%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$546k
+$149k
+$61k
Median Cost$29k/yr
+$441k
+$44k
-$44k
Full Cost$40k/yr
+$402k
+$6k
-$82k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
∞
Median Cost$29k/yr
Never
-42%
Full Cost$40k/yr
Never
-57%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-12%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-62%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Geography and Cartography
CertCIP: 4507
Median Debt
-
Earnings (5yr)
$41,459
Lifetime Value Added
-$36k
Rhetoric and Composition/Writing Studies
CertCIP: 2313
Median Debt
-
Earnings (5yr)
$54,801
Lifetime Value Added
+$104k
Romance Languages, Literatures, and Linguistics
CertCIP: 1609
Median Debt
-
Earnings (5yr)
$56,766
Lifetime Value Added
+$125k
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$23,562
Earnings (5yr)
$78,957
Lifetime Value Added
+$81k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (5yr)
$52,886
Lifetime Value Added
-$120k
Anthropology
BachCIP: 4502
Median Debt
$25,000
Earnings (5yr)
$48,314
Lifetime Value Added
-$158k
Architectural Sciences and Technology
BachCIP: 0409
Median Debt
$26,500
Earnings (5yr)
$62,285
Lifetime Value Added
-$45k
Architecture
BachCIP: 0402
Median Debt
-
Earnings (5yr)
$63,141
Lifetime Value Added
-$39k
Area Studies
BachCIP: 0501
Median Debt
$25,000
Earnings (5yr)
$44,098
Lifetime Value Added
-$193k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$25,125
Earnings (5yr)
$65,444
Lifetime Value Added
-$21k
Biology, General
BachCIP: 2601
Median Debt
$25,065
Earnings (5yr)
$73,979
Lifetime Value Added
+$44k
Business/Commerce, General
BachCIP: 5201
Median Debt
$25,000
Earnings (5yr)
$73,326
Lifetime Value Added
+$39k
Chemistry
BachCIP: 4005
Median Debt
$23,952
Earnings (5yr)
$72,121
Lifetime Value Added
+$30k
Civil Engineering Technologies/Technicians
BachCIP: 1502
Median Debt
-
Earnings (5yr)
$84,373
Lifetime Value Added
+$122k
Civil Engineering
BachCIP: 1408
Median Debt
$25,872
Earnings (5yr)
$83,575
Lifetime Value Added
+$116k
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$300k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,500
Earnings (5yr)
$51,965
Lifetime Value Added
-$128k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$25,000
Earnings (5yr)
$58,948
Lifetime Value Added
-$72k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$25,000
Earnings (5yr)
$104,762
Lifetime Value Added
+$274k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,125
Earnings (5yr)
$55,843
Lifetime Value Added
-$97k
Dance
BachCIP: 5003
Median Debt
$27,000
Earnings (5yr)
$36,092
Lifetime Value Added
-$261k
Design and Applied Arts
BachCIP: 5004
Median Debt
$26,000
Earnings (5yr)
$63,888
Lifetime Value Added
-$33k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$23,375
Earnings (5yr)
$37,446
Lifetime Value Added
-$249k
Economics
BachCIP: 4506
Median Debt
$21,854
Earnings (5yr)
$74,509
Lifetime Value Added
+$48k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$26,500
Earnings (5yr)
$102,736
Lifetime Value Added
+$259k
Engineering Technology, General
BachCIP: 1500
Median Debt
$27,263
Earnings (5yr)
$80,338
Lifetime Value Added
+$91k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,613
Earnings (5yr)
$45,313
Lifetime Value Added
-$183k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
$20,949
Earnings (5yr)
$69,655
Lifetime Value Added
+$11k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$26,875
Earnings (5yr)
$48,727
Lifetime Value Added
-$155k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
$21,500
Earnings (5yr)
$42,474
Lifetime Value Added
-$207k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$23,125
Earnings (5yr)
$82,053
Lifetime Value Added
+$104k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$25,500
Earnings (5yr)
$39,186
Lifetime Value Added
-$235k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (5yr)
$53,400
Lifetime Value Added
-$116k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (5yr)
$61,968
Lifetime Value Added
-$48k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,501
Earnings (5yr)
$63,192
Lifetime Value Added
-$38k
History
BachCIP: 5401
Median Debt
$25,000
Earnings (5yr)
$52,654
Lifetime Value Added
-$122k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$24,554
Earnings (5yr)
$53,432
Lifetime Value Added
-$116k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$25,750
Earnings (5yr)
$78,584
Lifetime Value Added
+$78k
Insurance
BachCIP: 5217
Median Debt
$24,750
Earnings (5yr)
$94,228
Lifetime Value Added
+$195k
International Business
BachCIP: 5211
Median Debt
$25,870
Earnings (5yr)
$69,609
Lifetime Value Added
+$11k
Journalism
BachCIP: 0904
Median Debt
$24,000
Earnings (5yr)
$54,063
Lifetime Value Added
-$111k
Landscape Architecture
BachCIP: 0406
Median Debt
-
Earnings (5yr)
$52,793
Lifetime Value Added
-$121k
Legal Professions and Studies, Other
BachCIP: 2299
Median Debt
$26,000
Earnings (5yr)
$72,555
Lifetime Value Added
+$33k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$26,000
Earnings (5yr)
$72,747
Lifetime Value Added
+$34k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$24,187
Earnings (5yr)
$103,049
Lifetime Value Added
+$261k
Marketing
BachCIP: 5214
Median Debt
$23,553
Earnings (5yr)
$74,250
Lifetime Value Added
+$46k
Mathematics
BachCIP: 2701
Median Debt
$20,250
Earnings (5yr)
$63,318
Lifetime Value Added
-$37k
Mechanical Engineering
BachCIP: 1419
Median Debt
$25,000
Earnings (5yr)
$87,733
Lifetime Value Added
+$147k
Music
BachCIP: 5009
Median Debt
$21,500
Earnings (5yr)
$32,258
Lifetime Value Added
-$294k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$20,500
Earnings (5yr)
$60,568
Lifetime Value Added
-$59k
Natural Sciences
BachCIP: 3018
Median Debt
$26,250
Earnings (5yr)
$57,150
Lifetime Value Added
-$86k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
$25,668
Earnings (5yr)
$51,432
Lifetime Value Added
-$132k
Philosophy
BachCIP: 3801
Median Debt
$25,000
Earnings (5yr)
$46,994
Lifetime Value Added
-$169k
Political Science and Government
BachCIP: 4510
Median Debt
$23,881
Earnings (5yr)
$61,331
Lifetime Value Added
-$53k
Psychology, General
BachCIP: 4201
Median Debt
$22,120
Earnings (5yr)
$50,596
Lifetime Value Added
-$139k
Public Health
BachCIP: 5122
Median Debt
$27,000
Earnings (5yr)
$56,494
Lifetime Value Added
-$91k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$23,827
Earnings (5yr)
$63,387
Lifetime Value Added
-$37k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$25,000
Earnings (5yr)
$53,336
Lifetime Value Added
-$117k
Real Estate
BachCIP: 5215
Median Debt
$22,500
Earnings (5yr)
$77,707
Lifetime Value Added
+$72k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,000
Earnings (5yr)
$92,650
Lifetime Value Added
+$183k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$26,000
Earnings (5yr)
$55,622
Lifetime Value Added
-$98k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$23,852
Earnings (5yr)
$53,813
Lifetime Value Added
-$113k
Social Work
BachCIP: 4407
Median Debt
$26,000
Earnings (5yr)
$50,360
Lifetime Value Added
-$141k
Sociology
BachCIP: 4511
Median Debt
$21,875
Earnings (5yr)
$48,805
Lifetime Value Added
-$154k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$24,250
Earnings (5yr)
$53,359
Lifetime Value Added
-$117k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,187
Earnings (5yr)
$53,579
Lifetime Value Added
-$115k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$26,000
Earnings (5yr)
$39,341
Lifetime Value Added
-$233k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$118,242
Lifetime Value Added
+$542k
Architectural Sciences and Technology
MastCIP: 0409
Median Debt
$57,581
Earnings (2yr)
$46,087
Lifetime Value Added
-$64k
Biotechnology
MastCIP: 2612
Median Debt
-
Earnings (2yr)
$64,990
Lifetime Value Added
+$119k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$45,067
Earnings (5yr)
$138,380
Lifetime Value Added
+$713k
City/Urban, Community and Regional Planning
MastCIP: 0403
Median Debt
-
Earnings (5yr)
$69,841
Lifetime Value Added
+$126k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$50,627
Earnings (5yr)
$68,288
Lifetime Value Added
+$113k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$72,057
Earnings (5yr)
$68,025
Lifetime Value Added
+$111k
Computer/Information Technology Administration and Management
MastCIP: 1110
Median Debt
$27,600
Earnings (5yr)
$115,503
Lifetime Value Added
+$518k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$70,523
Lifetime Value Added
+$132k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$40,082
Earnings (5yr)
$76,986
Lifetime Value Added
+$188k
Film/Video and Photographic Arts
MastCIP: 5006
Median Debt
-
Earnings (2yr)
$26,353
Lifetime Value Added
-$268k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (5yr)
$128,328
Lifetime Value Added
+$628k
Fine and Studio Arts
MastCIP: 5007
Median Debt
$41,000
Earnings (5yr)
$39,173
Lifetime Value Added
-$158k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
-
Earnings (5yr)
$102,591
Lifetime Value Added
+$408k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$39,500
Earnings (5yr)
$57,682
Lifetime Value Added
+$18k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$33,800
Earnings (2yr)
$58,673
Lifetime Value Added
+$60k
Landscape Architecture
MastCIP: 0406
Median Debt
-
Earnings (2yr)
$46,087
Lifetime Value Added
-$64k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
$49,688
Earnings (5yr)
$121,289
Lifetime Value Added
+$568k
Music
MastCIP: 5009
Median Debt
$37,500
Earnings (5yr)
$38,818
Lifetime Value Added
-$161k
Pharmacy, Pharmaceutical Sciences, and Administration
MastCIP: 5120
Median Debt
$37,499
Earnings (5yr)
$142,319
Lifetime Value Added
+$746k
Public Health
MastCIP: 5122
Median Debt
$41,000
Earnings (5yr)
$62,507
Lifetime Value Added
+$62k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$99,053
Earnings (5yr)
$74,214
Lifetime Value Added
+$164k
Social Work
MastCIP: 4407
Median Debt
$52,379
Earnings (5yr)
$64,270
Lifetime Value Added
+$78k
Special Education and Teaching
MastCIP: 1310
Median Debt
$30,750
Earnings (5yr)
$68,425
Lifetime Value Added
+$114k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$27,938
Earnings (5yr)
$64,153
Lifetime Value Added
+$77k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$63,118
Lifetime Value Added
+$67k
Graduate Certificates
Teacher Education and Professional Development, Specific Levels and Methods
Gr-CertCIP: 1312
Median Debt
-
Earnings (5yr)
$65,871
Lifetime Value Added
+$174k
Doctoral Degrees
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (5yr)
$88,195
Lifetime Value Added
+$105k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (2yr)
$71,575
Lifetime Value Added
+$16k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (5yr)
$132,363
Lifetime Value Added
+$425k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$130,500
Earnings (5yr)
$85,044
Lifetime Value Added
+$82k
Professional Degrees
Dentistry
ProfCIP: 5104
Median Debt
$296,851
Earnings (5yr)
$164,874
Lifetime Value Added
+$659k
Law
ProfCIP: 2201
Median Debt
$81,733
Earnings (5yr)
$107,536
Lifetime Value Added
+$246k
Medicine
ProfCIP: 5112
Median Debt
$208,393
Earnings (5yr)
$136,928
Lifetime Value Added
+$458k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$136,167
Earnings (5yr)
$136,420
Lifetime Value Added
+$455k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.