College ROI

Smarter Choices, Brighter Futures
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Texas A & M International University

Laredo, TX 6,502 Undergrads 55.0% Grad Rate
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Total Cost
$14,767
Sticker Price
Avg Net Price
$3,061
After Aid
Median Earnings
$48,386
10yr Post-Entry

Vs. Peer Institutions

Net Price$3,061
Peer Midpoint: $19,729.5
Earnings (10yr)$48,386
Peer Midpoint: $53,747
Graduation Rate55.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients68.4%
Enrollment Status
Full-Time80.9%
Economic Outcomes
Earn More than HS63.9%

Admissions Profile

Acceptance
46.0%
SAT Avg
1,008
SAT Reading
25th: 47051575th: 580
SAT Math
25th: 45049575th: 550
ACT Composite
25th: 161875th: 20

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$424k
+$28k
-$60k
Median Cost$3k/yr
+$413k
+$17k
-$71k
Full Cost$15k/yr
+$371k
-$25k
-$113k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$3k/yr
Never
-647%
Full Cost$15k/yr
Never
-213%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-260%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-97%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$12,970
Earnings (5yr)
$48,932
Lifetime Value Added
-$59k
Bilingual, Multilingual, and Multicultural Education
BachCIP: 1302
Median Debt
$12,079
Earnings (5yr)
$54,594
Lifetime Value Added
-$12k
Biology, General
BachCIP: 2601
Median Debt
$16,917
Earnings (5yr)
$60,601
Lifetime Value Added
+$36k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$13,686
Earnings (5yr)
$45,775
Lifetime Value Added
-$85k
Communication and Media Studies
BachCIP: 0901
Median Debt
$17,007
Earnings (5yr)
$46,443
Lifetime Value Added
-$79k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$15,500
Earnings (5yr)
$50,535
Lifetime Value Added
-$46k
English Language and Literature, General
BachCIP: 2301
Median Debt
$12,999
Earnings (5yr)
$44,097
Lifetime Value Added
-$99k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$14,672
Earnings (5yr)
$46,451
Lifetime Value Added
-$79k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$18,106
Earnings (5yr)
$40,337
Lifetime Value Added
-$131k
History
BachCIP: 5401
Median Debt
$18,107
Earnings (5yr)
$51,026
Lifetime Value Added
-$42k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (5yr)
$51,577
Lifetime Value Added
-$37k
Mathematics
BachCIP: 2701
Median Debt
$9,169
Earnings (5yr)
$57,950
Lifetime Value Added
+$15k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$18,238
Earnings (5yr)
$46,846
Lifetime Value Added
-$76k
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$29,685
Lifetime Value Added
-$206k
Political Science and Government
BachCIP: 4510
Median Debt
$14,771
Earnings (5yr)
$52,216
Lifetime Value Added
-$32k
Psychology, General
BachCIP: 4201
Median Debt
$15,208
Earnings (5yr)
$45,297
Lifetime Value Added
-$89k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$13,042
Earnings (5yr)
$87,167
Lifetime Value Added
+$237k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$44,652
Lifetime Value Added
-$94k
Sociology
BachCIP: 4511
Median Debt
$15,586
Earnings (5yr)
$37,594
Lifetime Value Added
-$154k
Special Education and Teaching
BachCIP: 1310
Median Debt
$18,229
Earnings (5yr)
$59,201
Lifetime Value Added
+$24k
Systems Engineering
BachCIP: 1427
Median Debt
$8,800
Earnings (2yr)
$38,289
Lifetime Value Added
-$128k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$57,631
Lifetime Value Added
+$12k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$57,849
Lifetime Value Added
+$68k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,346
Earnings (5yr)
$59,467
Lifetime Value Added
+$82k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$96k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$19,421
Earnings (5yr)
$65,451
Lifetime Value Added
+$136k
Special Education and Teaching
MastCIP: 1310
Median Debt
$19,455
Earnings (2yr)
$52,107
Lifetime Value Added
+$44k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$39,351
Earnings (5yr)
$67,350
Lifetime Value Added
+$153k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.