College ROI

Smarter Choices, Brighter Futures
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Texas A&M University-Central Texas

Killeen, TX 1,698 Undergrads 60.3% Grad Rate
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Total Cost
$13,220
Sticker Price
Avg Net Price
$1,113
After Aid
Median Earnings
-
10yr Post-Entry

Vs. Peer Institutions

Net Price$1,113
Peer Midpoint: $19,729.5
Earnings (10yr)-
Peer Midpoint: $53,747
Graduation Rate60.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients49.4%
Enrollment Status
Full-Time33.8%
Economic Outcomes
Earn More than HS78.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
N/A
N/A
N/A
Median Cost$1k/yr
N/A
N/A
N/A
Full Cost$13k/yr
N/A
N/A
N/A

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
N/A
N/A
Median Cost$1k/yr
N/A
N/A
Full Cost$13k/yr
N/A
N/A
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$15,875
Earnings (5yr)
$59,293
Lifetime Value Added
+$32k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$18,940
Earnings (5yr)
$54,429
Lifetime Value Added
-$7k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$20,375
Earnings (5yr)
$44,742
Lifetime Value Added
-$87k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,158
Earnings (2yr)
$32,925
Lifetime Value Added
-$170k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$17,997
Earnings (5yr)
$52,578
Lifetime Value Added
-$22k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$14,569
Earnings (5yr)
$57,683
Lifetime Value Added
+$19k
Psychology, General
BachCIP: 4201
Median Debt
$20,110
Earnings (5yr)
$45,937
Lifetime Value Added
-$77k
Social Work
BachCIP: 4407
Median Debt
$22,843
Earnings (5yr)
$51,991
Lifetime Value Added
-$27k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$23,430
Earnings (5yr)
$84,057
Lifetime Value Added
+$300k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.