College ROI

Smarter Choices, Brighter Futures
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Texas Lutheran University

Seguin, TX 1,260 Undergrads 56.5% Grad Rate
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Total Cost
$47,548
Sticker Price
Avg Net Price
$22,587
After Aid
Median Earnings
$53,863
10yr Post-Entry

Vs. Peer Institutions

Net Price$22,587
Peer Midpoint: $19,729.5
Earnings (10yr)$53,863
Peer Midpoint: $53,747
Graduation Rate56.5%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients36.7%
Enrollment Status
Full-Time97.3%
Economic Outcomes
Earn More than HS73.4%

Admissions Profile

Acceptance
94.8%
SAT Avg
1,124
SAT Reading
25th: 520-75th: 620
SAT Math
25th: 510-75th: 610
ACT Composite
25th: 22-75th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$468k
+$72k
-$16k
Median Cost$23k/yr
+$387k
-$9k
-$97k
Full Cost$48k/yr
+$297k
-$99k
-$187k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$23k/yr
Never
-120%
Full Cost$48k/yr
Never
-109%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-106%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-88%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$61,928
Lifetime Value Added
-$24k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,500
Earnings (5yr)
$64,941
Lifetime Value Added
-$800
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$31,848
Lifetime Value Added
-$257k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (2yr)
$21,052
Lifetime Value Added
-$355k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (5yr)
$36,059
Lifetime Value Added
-$237k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$26,969
Earnings (5yr)
$48,153
Lifetime Value Added
-$136k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (2yr)
$44,189
Lifetime Value Added
-$146k
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$317k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$49,741
Lifetime Value Added
-$122k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$62,245
Lifetime Value Added
-$22k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$54,342
Lifetime Value Added
-$85k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (5yr)
$56,048
Lifetime Value Added
-$71k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$16,104
Earnings (5yr)
$95,849
Lifetime Value Added
+$362k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.