College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Texas Woman's University

Denton, TX 8,804 Undergrads 58.0% Grad Rate
Share
Total Cost
$20,399
Sticker Price
Avg Net Price
$10,948
After Aid
Median Earnings
$56,544
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,948
Peer Midpoint: $19,729.5
Earnings (10yr)$56,544
Peer Midpoint: $53,747
Graduation Rate58.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients44.7%
Enrollment Status
Full-Time76.4%
Economic Outcomes
Earn More than HS75.2%

Admissions Profile

Acceptance
95.0%
SAT Avg
-
SAT Reading
25th: -53575th: -
SAT Math
25th: -52075th: -
ACT Composite
25th: -2175th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$490k
+$93k
+$5k
Median Cost$11k/yr
+$450k
+$54k
-$34k
Full Cost$20k/yr
+$416k
+$20k
-$68k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
57
Median Cost$11k/yr
Never
-86%
Full Cost$20k/yr
Never
-93%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-63%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-61%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$22,505
Earnings (5yr)
$71,775
Lifetime Value Added
+$93k
Biology, General
BachCIP: 2601
Median Debt
$20,322
Earnings (5yr)
$60,619
Lifetime Value Added
+$7k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,430
Earnings (5yr)
$54,528
Lifetime Value Added
-$41k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$16,924
Earnings (5yr)
$56,708
Lifetime Value Added
-$24k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (2yr)
$52,107
Lifetime Value Added
-$35k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,462
Earnings (5yr)
$53,576
Lifetime Value Added
-$49k
Dance
BachCIP: 5003
Median Debt
$21,280
Earnings (5yr)
$45,951
Lifetime Value Added
-$112k
Dental Support Services and Allied Professions
BachCIP: 5106
Median Debt
$14,049
Earnings (5yr)
$67,640
Lifetime Value Added
+$62k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (2yr)
$33,459
Lifetime Value Added
-$200k
English Language and Literature, General
BachCIP: 2301
Median Debt
$23,239
Earnings (5yr)
$56,422
Lifetime Value Added
-$26k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$24,186
Earnings (2yr)
$48,432
Lifetime Value Added
-$67k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$23,634
Earnings (5yr)
$45,315
Lifetime Value Added
-$117k
Foods, Nutrition, and Related Services
BachCIP: 1905
Median Debt
$14,104
Earnings (5yr)
$46,274
Lifetime Value Added
-$109k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$19,125
Earnings (5yr)
$58,575
Lifetime Value Added
-$9k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$21,200
Earnings (5yr)
$51,318
Lifetime Value Added
-$68k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$49,081
Lifetime Value Added
-$86k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$20,761
Earnings (5yr)
$49,277
Lifetime Value Added
-$84k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$24,500
Earnings (5yr)
$65,232
Lifetime Value Added
+$43k
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (5yr)
$57,680
Lifetime Value Added
-$16k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,609
Earnings (5yr)
$56,603
Lifetime Value Added
-$25k
Marketing
BachCIP: 5214
Median Debt
$15,399
Earnings (5yr)
$51,665
Lifetime Value Added
-$65k
Mathematics
BachCIP: 2701
Median Debt
$15,684
Earnings (5yr)
$56,200
Lifetime Value Added
-$28k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$20,500
Earnings (5yr)
$56,249
Lifetime Value Added
-$27k
Nutrition Sciences
BachCIP: 3019
Median Debt
$21,500
Earnings (5yr)
$56,603
Lifetime Value Added
-$25k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$49,658
Lifetime Value Added
-$81k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,310
Earnings (5yr)
$87,683
Lifetime Value Added
+$212k
Social Work
BachCIP: 4407
Median Debt
$21,070
Earnings (5yr)
$53,706
Lifetime Value Added
-$48k
Sociology
BachCIP: 4511
Median Debt
$20,263
Earnings (5yr)
$50,004
Lifetime Value Added
-$78k
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
$20,950
Earnings (5yr)
$57,539
Lifetime Value Added
-$17k

Master's Degrees

Bioethics/Medical Ethics
MastCIP: 5132
Median Debt
-
Earnings (5yr)
$113,216
Lifetime Value Added
+$533k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$32,237
Earnings (5yr)
$88,709
Lifetime Value Added
+$322k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (5yr)
$57,997
Lifetime Value Added
+$54k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$44,636
Earnings (5yr)
$70,048
Lifetime Value Added
+$162k
Education, General
MastCIP: 1301
Median Debt
$22,670
Earnings (5yr)
$56,213
Lifetime Value Added
+$38k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$71,305
Lifetime Value Added
+$173k
Fine and Studio Arts
MastCIP: 5007
Median Debt
-
Earnings (2yr)
$40,485
Lifetime Value Added
-$87k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$38,475
Earnings (5yr)
$90,366
Lifetime Value Added
+$337k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$29,525
Earnings (5yr)
$65,978
Lifetime Value Added
+$126k
Human Development, Family Studies, and Related Services
MastCIP: 1907
Median Debt
$28,692
Earnings (5yr)
$58,179
Lifetime Value Added
+$56k
Library Science and Administration
MastCIP: 2501
Median Debt
$32,685
Earnings (5yr)
$56,118
Lifetime Value Added
+$37k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$38,228
Earnings (5yr)
$56,517
Lifetime Value Added
+$41k
Music
MastCIP: 5009
Median Debt
-
Earnings (2yr)
$41,025
Lifetime Value Added
-$82k
Nutrition Sciences
MastCIP: 3019
Median Debt
$20,500
Earnings (5yr)
$62,487
Lifetime Value Added
+$95k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$27,782
Earnings (5yr)
$116,534
Lifetime Value Added
+$561k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$54,647
Earnings (5yr)
$73,471
Lifetime Value Added
+$191k
Special Education and Teaching
MastCIP: 1310
Median Debt
$31,992
Earnings (5yr)
$62,187
Lifetime Value Added
+$93k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$49,720
Earnings (5yr)
$56,488
Lifetime Value Added
+$41k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (2yr)
$58,673
Lifetime Value Added
-$20k
Health and Physical Education/Fitness
DocCIP: 3105
Median Debt
-
Earnings (2yr)
$63,749
Lifetime Value Added
+$20k
Mental and Social Health Services and Allied Professions
DocCIP: 5115
Median Debt
$79,525
Earnings (2yr)
$67,164
Lifetime Value Added
+$47k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$64,790
Earnings (2yr)
$122,038
Lifetime Value Added
+$471k

Professional Degrees

Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
$56,840
Earnings (5yr)
$88,378
Lifetime Value Added
+$172k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.