College ROI

Smarter Choices, Brighter Futures
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The University of Texas at San Antonio

San Antonio, TX 29,675 Undergrads 57.7% Grad Rate
Share
Total Cost
$21,474
Sticker Price
Avg Net Price
$11,234
After Aid
Median Earnings
$57,131
10yr Post-Entry

Vs. Peer Institutions

Net Price$11,234
Peer Midpoint: $19,729.5
Earnings (10yr)$57,131
Peer Midpoint: $53,747
Graduation Rate57.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients43.4%
Enrollment Status
Full-Time75.8%
Economic Outcomes
Earn More than HS73.4%

Admissions Profile

Acceptance
88.5%
SAT Avg
1,102
SAT Reading
25th: 51056575th: 610
SAT Math
25th: 49055575th: 590
ACT Composite
25th: 192275th: 26

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$494k
+$98k
+$10k
Median Cost$11k/yr
+$454k
+$57k
-$30k
Full Cost$21k/yr
+$417k
+$21k
-$67k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
53
Median Cost$11k/yr
Never
-75%
Full Cost$21k/yr
Never
-87%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-54%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-60%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$19,782
Earnings (5yr)
$71,566
Lifetime Value Added
+$90k
Anthropology
BachCIP: 4502
Median Debt
$18,625
Earnings (5yr)
$39,956
Lifetime Value Added
-$163k
Architecture
BachCIP: 0402
Median Debt
$22,000
Earnings (5yr)
$55,057
Lifetime Value Added
-$38k
Biology, General
BachCIP: 2601
Median Debt
$20,991
Earnings (5yr)
$55,482
Lifetime Value Added
-$35k
Building/Construction Finishing, Management, and Inspection
BachCIP: 4604
Median Debt
$20,375
Earnings (5yr)
$92,856
Lifetime Value Added
+$250k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,686
Earnings (5yr)
$62,394
Lifetime Value Added
+$20k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (5yr)
$55,513
Lifetime Value Added
-$34k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$18,246
Earnings (5yr)
$71,403
Lifetime Value Added
+$89k
Chemistry
BachCIP: 4005
Median Debt
$19,969
Earnings (5yr)
$59,543
Lifetime Value Added
-$2k
Civil Engineering
BachCIP: 1408
Median Debt
$25,370
Earnings (5yr)
$86,096
Lifetime Value Added
+$199k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,655
Earnings (5yr)
$50,189
Lifetime Value Added
-$78k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,892
Earnings (5yr)
$107,090
Lifetime Value Added
+$356k
Computer Engineering
BachCIP: 1409
Median Debt
$26,287
Earnings (2yr)
$68,907
Lifetime Value Added
+$102k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$21,500
Earnings (5yr)
$87,709
Lifetime Value Added
+$211k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,500
Earnings (5yr)
$53,745
Lifetime Value Added
-$49k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$24,907
Earnings (5yr)
$89,136
Lifetime Value Added
+$222k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,375
Earnings (5yr)
$47,446
Lifetime Value Added
-$101k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$41,195
Lifetime Value Added
-$153k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$19,836
Earnings (5yr)
$69,265
Lifetime Value Added
+$73k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$24,625
Earnings (5yr)
$36,394
Lifetime Value Added
-$194k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
$18,500
Earnings (5yr)
$56,304
Lifetime Value Added
-$28k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,885
Earnings (5yr)
$56,195
Lifetime Value Added
-$29k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$20,500
Earnings (5yr)
$49,511
Lifetime Value Added
-$83k
History
BachCIP: 5401
Median Debt
$21,407
Earnings (5yr)
$54,070
Lifetime Value Added
-$46k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$22,200
Earnings (5yr)
$50,060
Lifetime Value Added
-$79k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$22,722
Earnings (5yr)
$62,533
Lifetime Value Added
+$21k
Interior Architecture
BachCIP: 0405
Median Debt
$29,650
Earnings (2yr)
$39,909
Lifetime Value Added
-$143k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,187
Earnings (5yr)
$47,235
Lifetime Value Added
-$102k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$27,000
Earnings (2yr)
$18,771
Lifetime Value Added
-$336k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$21,500
Earnings (5yr)
$89,324
Lifetime Value Added
+$223k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$22,645
Earnings (5yr)
$93,795
Lifetime Value Added
+$257k
Marketing
BachCIP: 5214
Median Debt
$20,500
Earnings (5yr)
$58,952
Lifetime Value Added
-$7k
Mathematics
BachCIP: 2701
Median Debt
$22,621
Earnings (5yr)
$64,219
Lifetime Value Added
+$34k
Mechanical Engineering
BachCIP: 1419
Median Debt
$26,000
Earnings (5yr)
$86,214
Lifetime Value Added
+$200k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$21,500
Earnings (5yr)
$53,919
Lifetime Value Added
-$47k
Music
BachCIP: 5009
Median Debt
$23,703
Earnings (5yr)
$55,874
Lifetime Value Added
-$32k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$21,908
Earnings (5yr)
$48,624
Lifetime Value Added
-$91k
Political Science and Government
BachCIP: 4510
Median Debt
$19,718
Earnings (5yr)
$60,910
Lifetime Value Added
+$9k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$46,322
Lifetime Value Added
-$110k
Public Administration
BachCIP: 4404
Median Debt
$20,000
Earnings (5yr)
$48,927
Lifetime Value Added
-$88k
Public Health
BachCIP: 5122
Median Debt
$24,000
Earnings (5yr)
$60,870
Lifetime Value Added
+$8k
Real Estate
BachCIP: 5215
Median Debt
$19,071
Earnings (2yr)
$48,432
Lifetime Value Added
-$68k
Sociology
BachCIP: 4511
Median Debt
$22,937
Earnings (5yr)
$44,427
Lifetime Value Added
-$126k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$93,212
Lifetime Value Added
+$360k
Architecture
MastCIP: 0402
Median Debt
$31,166
Earnings (5yr)
$68,621
Lifetime Value Added
+$149k
Bilingual, Multilingual, and Multicultural Education
MastCIP: 1302
Median Debt
-
Earnings (2yr)
$48,745
Lifetime Value Added
-$4k
Biology, General
MastCIP: 2601
Median Debt
$29,393
Earnings (2yr)
$42,774
Lifetime Value Added
-$65k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$24,819
Earnings (5yr)
$115,202
Lifetime Value Added
+$549k
City/Urban, Community and Regional Planning
MastCIP: 0403
Median Debt
-
Earnings (5yr)
$63,247
Lifetime Value Added
+$102k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$45,869
Earnings (5yr)
$65,390
Lifetime Value Added
+$121k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (2yr)
$44,971
Lifetime Value Added
-$42k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$61,450
Lifetime Value Added
+$85k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$30,088
Earnings (5yr)
$66,924
Lifetime Value Added
+$134k
Electrical, Electronics and Communications Engineering
MastCIP: 1410
Median Debt
-
Earnings (2yr)
$70,456
Lifetime Value Added
+$202k
Fine and Studio Arts
MastCIP: 5007
Median Debt
-
Earnings (5yr)
$41,190
Lifetime Value Added
-$105k
Geological and Earth Sciences/Geosciences
MastCIP: 4006
Median Debt
-
Earnings (2yr)
$62,489
Lifetime Value Added
+$129k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$30,700
Earnings (5yr)
$58,167
Lifetime Value Added
+$56k
History
MastCIP: 5401
Median Debt
-
Earnings (5yr)
$56,030
Lifetime Value Added
+$36k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$44,193
Earnings (5yr)
$63,892
Lifetime Value Added
+$107k
Public Administration
MastCIP: 4404
Median Debt
$37,147
Earnings (5yr)
$64,780
Lifetime Value Added
+$115k
Social Work
MastCIP: 4407
Median Debt
$50,494
Earnings (5yr)
$66,291
Lifetime Value Added
+$129k
Sociology
MastCIP: 4511
Median Debt
-
Earnings (2yr)
$45,696
Lifetime Value Added
-$35k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$38,642
Earnings (5yr)
$60,048
Lifetime Value Added
+$73k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
-
Earnings (5yr)
$47,473
Lifetime Value Added
-$45k

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
$76,417
Earnings (5yr)
$82,441
Lifetime Value Added
+$128k
Social Sciences, Other
DocCIP: 4599
Median Debt
-
Earnings (2yr)
$63,600
Lifetime Value Added
+$18k
Student Counseling and Personnel Services
DocCIP: 1311
Median Debt
-
Earnings (2yr)
$68,219
Lifetime Value Added
+$54k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.