College ROI

Smarter Choices, Brighter Futures
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Thomas Aquinas College

Santa Paula, CA 539 Undergrads 84.3% Grad Rate
School Website|Financial Calculator
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Total Cost
$40,000
Sticker Price
Avg Net Price
$25,032
After Aid
Median Earnings
$55,619
10yr Post-Entry

Vs. Peer Institutions

Net Price$25,032
Peer Midpoint: $19,729.5
Earnings (10yr)$55,619
Peer Midpoint: $53,747
Graduation Rate84.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients20.2%
Enrollment Status
Full-Time100.0%
Economic Outcomes
Earn More than HS65.1%

Admissions Profile

Acceptance
78.7%
SAT Avg
1,277
SAT Reading
25th: 59066575th: 690
SAT Math
25th: 57061075th: 640
ACT Composite
25th: 252875th: 33

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$482k
+$86k
-$2k
Median Cost$25k/yr
+$392k
-$4k
-$92k
Full Cost$40k/yr
+$338k
-$58k
-$146k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$25k/yr
Never
-102%
Full Cost$40k/yr
Never
-101%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-90%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-82%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$18,000
Earnings (5yr)
$49,029
Lifetime Value Added
-$137k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.