College ROI

Smarter Choices, Brighter Futures
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Touro University

New York, NY 4,004 Undergrads 59.2% Grad Rate
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Total Cost
$37,824
Sticker Price
Avg Net Price
$26,556
After Aid
Median Earnings
$53,419
10yr Post-Entry

Vs. Peer Institutions

Net Price$26,556
Peer Midpoint: $19,729.5
Earnings (10yr)$53,419
Peer Midpoint: $53,747
Graduation Rate59.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients39.6%
Enrollment Status
Full-Time73.1%
Economic Outcomes
Earn More than HS66.2%

Admissions Profile

Acceptance
63.0%
SAT Avg
1,365
SAT Reading
25th: 650-75th: 730
SAT Math
25th: 625-75th: 710
ACT Composite
25th: 28-75th: 33

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$465k
+$68k
-$20k
Median Cost$27k/yr
+$369k
-$27k
-$115k
Full Cost$38k/yr
+$329k
-$68k
-$156k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$27k/yr
Never
-120%
Full Cost$38k/yr
Never
-114%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-112%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-87%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$10,500
Earnings (5yr)
$43,752
Lifetime Value Added
-$71k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$11,000
Earnings (5yr)
$86,007
Lifetime Value Added
+$143k
Biology, General
BachCIP: 2601
Median Debt
$17,250
Earnings (5yr)
$69,653
Lifetime Value Added
+$21k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,541
Earnings (5yr)
$49,310
Lifetime Value Added
-$140k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$12,500
Earnings (5yr)
$68,368
Lifetime Value Added
+$11k
Human Services, General
BachCIP: 4400
Median Debt
$28,834
Earnings (5yr)
$45,562
Lifetime Value Added
-$171k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$16,666
Earnings (5yr)
$57,888
Lifetime Value Added
-$71k
Psychology, General
BachCIP: 4201
Median Debt
$19,500
Earnings (5yr)
$45,023
Lifetime Value Added
-$176k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$22,000
Earnings (5yr)
$97,127
Lifetime Value Added
+$227k
Social Sciences, General
BachCIP: 4501
Median Debt
$28,334
Earnings (5yr)
$47,825
Lifetime Value Added
-$153k

Master's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$98,356
Earnings (5yr)
$140,778
Lifetime Value Added
+$738k
Biological and Physical Sciences
MastCIP: 3001
Median Debt
$50,356
Earnings (5yr)
$68,510
Lifetime Value Added
+$120k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$37,615
Earnings (5yr)
$82,607
Lifetime Value Added
+$241k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$55,612
Earnings (5yr)
$70,712
Lifetime Value Added
+$139k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$38,979
Earnings (5yr)
$118,705
Lifetime Value Added
+$551k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$29,015
Earnings (5yr)
$57,412
Lifetime Value Added
+$20k
Social Work
MastCIP: 4407
Median Debt
$61,500
Earnings (5yr)
$65,070
Lifetime Value Added
+$90k
Special Education and Teaching
MastCIP: 1310
Median Debt
$24,332
Earnings (5yr)
$79,696
Lifetime Value Added
+$216k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (2yr)
$67,660
Lifetime Value Added
+$148k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$20,500
Earnings (5yr)
$93,041
Lifetime Value Added
+$331k
Teaching English or French as a Second or Foreign Language
MastCIP: 1314
Median Debt
$20,063
Earnings (5yr)
$90,130
Lifetime Value Added
+$306k

Graduate Certificates

Bilingual, Multilingual, and Multicultural Education
Gr-CertCIP: 1302
Median Debt
-
Earnings (5yr)
$81,143
Lifetime Value Added
+$319k
Teaching English or French as a Second or Foreign Language
Gr-CertCIP: 1314
Median Debt
-
Earnings (5yr)
$103,545
Lifetime Value Added
+$528k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$132,011
Earnings (5yr)
$98,108
Lifetime Value Added
+$187k
Medicine
ProfCIP: 5112
Median Debt
$330,479
Earnings (5yr)
$213,949
Lifetime Value Added
+$1019k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$222,349
Earnings (5yr)
$138,995
Lifetime Value Added
+$483k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.