College ROI

Smarter Choices, Brighter Futures
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Troy University

Troy, AL 10,089 Undergrads 44.0% Grad Rate
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Total Cost
$21,816
Sticker Price
Avg Net Price
$13,869
After Aid
Median Earnings
$42,062
10yr Post-Entry

Vs. Peer Institutions

Net Price$13,869
Peer Midpoint: $19,729.5
Earnings (10yr)$42,062
Peer Midpoint: $53,747
Graduation Rate44.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients44.0%
Enrollment Status
Full-Time69.2%
Economic Outcomes
Earn More than HS66.4%

Admissions Profile

Acceptance
92.6%
SAT Avg
1,086
SAT Reading
25th: 49053375th: 590
SAT Math
25th: 46051075th: 570
ACT Composite
25th: 182175th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$372k
-$24k
-$112k
Median Cost$14k/yr
+$322k
-$74k
-$162k
Full Cost$22k/yr
+$294k
-$103k
-$191k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$14k/yr
Never
-325%
Full Cost$22k/yr
Never
-243%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-320%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-122%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$21,227
Earnings (5yr)
$42,779
Lifetime Value Added
-$58k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$20,417
Earnings (5yr)
$68,112
Lifetime Value Added
+$182k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$25,000
Earnings (5yr)
$57,171
Lifetime Value Added
-$31k
American Sign Language
BachCIP: 1616
Median Debt
$20,500
Earnings (2yr)
$26,353
Lifetime Value Added
-$275k
Biology, General
BachCIP: 2601
Median Debt
$23,875
Earnings (5yr)
$59,950
Lifetime Value Added
-$8k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,000
Earnings (5yr)
$60,066
Lifetime Value Added
-$8k
Business/Commerce, General
BachCIP: 5201
Median Debt
$25,000
Earnings (5yr)
$58,123
Lifetime Value Added
-$23k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,000
Earnings (2yr)
$21,052
Lifetime Value Added
-$324k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$25,000
Earnings (5yr)
$66,404
Lifetime Value Added
+$42k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,778
Earnings (5yr)
$46,268
Lifetime Value Added
-$120k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (2yr)
$16,663
Lifetime Value Added
-$365k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,812
Earnings (5yr)
$32,570
Lifetime Value Added
-$236k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$25,750
Earnings (5yr)
$43,741
Lifetime Value Added
-$141k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,660
Earnings (5yr)
$47,577
Lifetime Value Added
-$109k
History
BachCIP: 5401
Median Debt
$27,500
Earnings (5yr)
$51,696
Lifetime Value Added
-$75k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (2yr)
$23,761
Lifetime Value Added
-$299k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (5yr)
$54,137
Lifetime Value Added
-$55k
Mathematics
BachCIP: 2701
Median Debt
$17,500
Earnings (5yr)
$53,047
Lifetime Value Added
-$64k
Political Science and Government
BachCIP: 4510
Median Debt
$25,125
Earnings (5yr)
$59,990
Lifetime Value Added
-$8k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$41,575
Lifetime Value Added
-$159k
Public Administration and Social Service Professions, Other
BachCIP: 4499
Median Debt
$26,500
Earnings (5yr)
$48,088
Lifetime Value Added
-$105k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$25,000
Earnings (5yr)
$43,105
Lifetime Value Added
-$146k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$21,625
Earnings (5yr)
$74,217
Lifetime Value Added
+$101k
Social Sciences, General
BachCIP: 4501
Median Debt
$26,000
Earnings (5yr)
$52,917
Lifetime Value Added
-$65k
Social Work
BachCIP: 4407
Median Debt
$28,062
Earnings (5yr)
$43,893
Lifetime Value Added
-$140k
Sociology
BachCIP: 4511
Median Debt
$32,280
Earnings (5yr)
$40,681
Lifetime Value Added
-$167k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,000
Earnings (5yr)
$46,496
Lifetime Value Added
-$118k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$51,520
Lifetime Value Added
-$76k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (2yr)
$53,775
Lifetime Value Added
+$41k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$35,797
Earnings (5yr)
$80,618
Lifetime Value Added
+$247k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$50,710
Earnings (5yr)
$50,867
Lifetime Value Added
-$17k
Communication and Media Studies
MastCIP: 0901
Median Debt
$31,500
Earnings (5yr)
$57,483
Lifetime Value Added
+$44k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$47,711
Earnings (5yr)
$55,707
Lifetime Value Added
+$28k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$71,576
Lifetime Value Added
+$170k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (5yr)
$55,112
Lifetime Value Added
+$22k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$36,771
Earnings (5yr)
$64,650
Lifetime Value Added
+$109k
International Relations and National Security Studies
MastCIP: 4509
Median Debt
-
Earnings (2yr)
$43,798
Lifetime Value Added
-$59k
Public Administration
MastCIP: 4404
Median Debt
$44,295
Earnings (5yr)
$64,810
Lifetime Value Added
+$111k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (5yr)
$114,048
Lifetime Value Added
+$534k
Social Work
MastCIP: 4407
Median Debt
$28,340
Earnings (5yr)
$52,451
Lifetime Value Added
-$2k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$54,507
Lifetime Value Added
+$17k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$35,310
Earnings (5yr)
$55,213
Lifetime Value Added
+$23k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.