College ROI

Smarter Choices, Brighter Futures
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University of Arkansas at Monticello

Monticello, AR 1,868 Undergrads 37.6% Grad Rate
Share
Total Cost
$20,741
Sticker Price
Avg Net Price
$14,013
After Aid
Median Earnings
$36,902
10yr Post-Entry

Vs. Peer Institutions

Net Price$14,013
Peer Midpoint: $16,832
Earnings (10yr)$36,902
Peer Midpoint: $31,349
Graduation Rate37.6%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients59.3%
Enrollment Status
Full-Time84.6%
Economic Outcomes
Earn More than HS52.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$396k
+$71k
-$88k
Median Cost$14k/yr
+$383k
+$58k
-$101k
Full Cost$21k/yr
+$377k
+$52k
-$107k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$14k/yr
Never
-778%
Full Cost$21k/yr
Never
-558%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-929%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-237%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Electromechanical Instrumentation and Maintenance Technologies/Technicians
CertCIP: 1504
Median Debt
$5,500
Earnings (5yr)
$84,191
Lifetime Value Added
+$405k
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (2yr)
$15,552
Lifetime Value Added
-$295k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$8,488
Earnings (5yr)
$34,369
Lifetime Value Added
-$98k

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$40,547
Lifetime Value Added
-$80k
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
$11,500
Earnings (5yr)
$30,459
Lifetime Value Added
-$181k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (2yr)
$61,020
Lifetime Value Added
+$151k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (5yr)
$54,972
Lifetime Value Added
-$49k
Agricultural Business and Management
BachCIP: 0101
Median Debt
-
Earnings (5yr)
$49,716
Lifetime Value Added
-$92k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (5yr)
$52,977
Lifetime Value Added
-$65k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$25,000
Earnings (5yr)
$39,780
Lifetime Value Added
-$175k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$20,000
Earnings (5yr)
$59,367
Lifetime Value Added
-$14k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$14,236
Earnings (5yr)
$42,474
Lifetime Value Added
-$152k
Management Information Systems and Services
BachCIP: 5212
Median Debt
-
Earnings (2yr)
$41,205
Lifetime Value Added
-$142k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$43,565
Lifetime Value Added
-$143k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
-
Earnings (5yr)
$64,883
Lifetime Value Added
+$30k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$39,896
Lifetime Value Added
-$174k

Master's Degrees

Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$46,505
Lifetime Value Added
-$59k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.