College ROI

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University of Baltimore

Baltimore, MD 1,133 Undergrads 54.5% Grad Rate
School Website|Financial Calculator
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Total Cost
$19,966
Sticker Price
Avg Net Price
$6,270
After Aid
Median Earnings
$68,051
5yr Post-Grad

Vs. Peer Institutions

Net Price$6,270
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$68,051
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$65,666
Peer Midpoint: $58,891
Graduation Rate54.5%
Peer Midpoint: 58.9%
Average starting age (2015-17)27.6
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients48.8%
Enrollment Status
Full-Time58.3%
Economic Outcomes
Earn More than HS74.8%

Admissions Profile

Acceptance
78.7%
SAT Avg
940
SAT Reading
25th: 37050075th: 650
SAT Math
25th: 37044075th: 680
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$592k
+$122k
+$106k
Median Cost$6k/yr
+$570k
+$100k
+$83k
Full Cost$20k/yr
+$520k
+$50k
+$34k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
∞
Median Cost$6k/yr
35
369%
Full Cost$20k/yr
47
47%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return185%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return4%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$73,028
Natl Median: $76,194
Lifetime Value Added
+$132k
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Median Debt
$22,375
Earnings (4yr)
$71,211
Natl Median: $68,407
Lifetime Value Added
+$118k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $51,936
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$63,032
Natl Median: $55,378
Lifetime Value Added
+$54k
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Median Debt
-
Earnings (4yr)
$48,981
Natl Median: $48,590
Lifetime Value Added
-$62k
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Median Debt
-
Earnings (4yr)
$66,614
Natl Median: $58,716
Lifetime Value Added
+$82k
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History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$58,117
Natl Median: $48,597
Lifetime Value Added
+$14k
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Median Debt
-
Earnings (4yr)
$54,529
Natl Median: $85,294
Lifetime Value Added
-$15k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$48,988
Natl Median: $57,149
Lifetime Value Added
-$62k
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Median Debt
-
Earnings (4yr)
$64,305
Natl Median: $55,693
Lifetime Value Added
+$64k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$63,994
Natl Median: $63,293
Lifetime Value Added
+$52k
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Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
$48,862
Natl Median: $50,706
Lifetime Value Added
-$63k
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Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$49,445
Natl Median: $50,497
Lifetime Value Added
-$58k
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Real Estate
BachCIP: 5215
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,821
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$58,664
Natl Median: $57,805
Lifetime Value Added
+$9k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $47,629
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$111,257
Natl Median: $103,485
Lifetime Value Added
+$328k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $125,988
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$71,726
Natl Median: $124,201
Lifetime Value Added
-$18k
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Median Debt
-
Earnings (4yr)
$69,541
Natl Median: $66,714
Lifetime Value Added
-$38k
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Median Debt
-
Earnings (4yr)
$63,427
Natl Median: $70,073
Lifetime Value Added
-$93k
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Median Debt
-
Earnings (4yr)
$80,327
Natl Median: $89,981
Lifetime Value Added
+$57k
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Median Debt
-
Earnings (4yr)
$57,277
Natl Median: $57,050
Lifetime Value Added
-$150k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $95,627
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$81,722
Natl Median: $101,855
Lifetime Value Added
+$70k
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Median Debt
-
Earnings (4yr)
$69,340
Natl Median: $70,267
Lifetime Value Added
-$39k
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Psychology, Other
MastCIP: 4299
Median Debt
-
Earnings (4yr)
$92,284
Natl Median: $61,796
Lifetime Value Added
+$162k
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Median Debt
-
Earnings (4yr)
$94,518
Natl Median: $81,408
Lifetime Value Added
+$182k
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Public Health
MastCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,751
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$85,028
Natl Median: $82,399
Lifetime Value Added
+$99k
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Taxation
MastCIP: 5216
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,810
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $82,363
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $94,506
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,509
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,072
Lifetime Value Added
N/A
Design and Applied Arts
Gr-CertCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,176
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,740
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,169
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,464
Lifetime Value Added
N/A

Professional Degrees

Law
ProfCIP: 2201
Median Debt
-
Earnings (4yr)
$95,849
Natl Median: $107,773
Lifetime Value Added
+$41k
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Median Debt
-
Earnings (5yr)
$33,020
Natl Median: $86,371
Lifetime Value Added
-$458k
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Median Debt
-
Earnings (4yr)
-
Natl Median: $106,836
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.