College ROI

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University of Baltimore

Baltimore, MD 1,133 Undergrads 54.9% Grad Rate
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Total Cost
$26,406
Sticker Price
Avg Net Price
$13,868
After Aid
Median Earnings
$67,949
4yr Post-Grad

Vs. Peer Institutions

Net Price$13,868
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$67,949
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$61,335
Peer Midpoint: $53,763
Graduation Rate54.9%
Peer Midpoint: 58.9%
Average Starting Age27.6
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients45.5%
Enrollment Status
Full-Time58.3%
Economic Outcomes
Earn More than HS73.5%

Admissions Profile

Acceptance
78.7%
SAT Avg
940
SAT Reading
25th: 37054075th: 650
SAT Math
25th: 37050575th: 680
ACT Composite
25th: -1975th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$598k
+$131k
+$114k
Median Cost$14k/yr
+$548k
+$81k
+$64k
Full Cost$26k/yr
+$503k
+$36k
+$19k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$14k/yr
39
128%
Full Cost$26k/yr
53
20%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return134%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-14%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$73,028
Natl Median: $76,194
Lifetime Value Added
+$103k
Behavioral Sciences
BachCIP: 3017
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,673
Lifetime Value Added
N/A
Median Debt
$21,750
Earnings (4yr)
$71,211
Natl Median: $68,407
Lifetime Value Added
+$89k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,384
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,936
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Median Debt
$17,250
Earnings (4yr)
$63,032
Natl Median: $55,378
Lifetime Value Added
+$26k
Median Debt
$27,750
Earnings (4yr)
$48,981
Natl Median: $48,590
Lifetime Value Added
-$89k
Median Debt
$23,299
Earnings (4yr)
$66,614
Natl Median: $58,716
Lifetime Value Added
+$54k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$29,250
Earnings (4yr)
$58,117
Natl Median: $48,597
Lifetime Value Added
-$14k
Median Debt
$19,375
Earnings (4yr)
$54,529
Natl Median: $85,294
Lifetime Value Added
-$43k
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,596
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$48,988
Natl Median: $57,149
Lifetime Value Added
-$89k
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,609
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$64,305
Natl Median: $55,693
Lifetime Value Added
+$36k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$17,750
Earnings (4yr)
$48,862
Natl Median: $50,706
Lifetime Value Added
-$90k
Public Health
BachCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,808
Lifetime Value Added
N/A
Median Debt
$19,750
Earnings (4yr)
$49,445
Natl Median: $50,497
Lifetime Value Added
-$85k
Real Estate
BachCIP: 5215
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,821
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,805
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,629
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $86,165
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,708
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,864
Lifetime Value Added
N/A
Public Health
PB-CertCIP: 5122
Median Debt
-
Earnings (4yr)
$64,138
Natl Median: $78,697
Lifetime Value Added
-$33k
Median Debt
-
Earnings (4yr)
$70,439
Natl Median: $70,535
Lifetime Value Added
+$28k

Master's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $95,833
Lifetime Value Added
N/A
Median Debt
$50,238
Earnings (4yr)
$111,257
Natl Median: $103,485
Lifetime Value Added
+$313k
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,988
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$71,726
Natl Median: $124,201
Lifetime Value Added
-$33k
Median Debt
-
Earnings (4yr)
$69,541
Natl Median: $66,714
Lifetime Value Added
-$52k
Median Debt
-
Earnings (4yr)
$63,427
Natl Median: $70,073
Lifetime Value Added
-$107k
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,705
Lifetime Value Added
N/A
Median Debt
$60,514
Earnings (4yr)
$80,327
Natl Median: $89,981
Lifetime Value Added
+$42k
Median Debt
-
Earnings (4yr)
$57,277
Natl Median: $57,050
Lifetime Value Added
-$163k
Median Debt
-
Earnings (4yr)
-
Natl Median: $95,627
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$81,722
Natl Median: $101,855
Lifetime Value Added
+$55k
Median Debt
$61,500
Earnings (4yr)
$69,340
Natl Median: $70,267
Lifetime Value Added
-$54k
Psychology, Other
MastCIP: 4299
Median Debt
$58,938
Earnings (4yr)
$92,284
Natl Median: $61,796
Lifetime Value Added
+$147k
Median Debt
$61,500
Earnings (4yr)
$94,518
Natl Median: $81,408
Lifetime Value Added
+$167k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,751
Lifetime Value Added
N/A
Median Debt
$41,175
Earnings (4yr)
$85,028
Natl Median: $82,399
Lifetime Value Added
+$84k
Taxation
MastCIP: 5216
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,810
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $82,363
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $94,506
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,509
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,072
Lifetime Value Added
N/A
Design and Applied Arts
Gr-CertCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,176
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,740
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,169
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,464
Lifetime Value Added
N/A

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$106,102
Earnings (4yr)
$95,849
Natl Median: $107,773
Lifetime Value Added
+$14k
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,371
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $106,836
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.