College ROI

Smarter Choices, Brighter Futures
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University of Central Florida

Orlando, FL 59,095 Undergrads 72.7% Grad Rate
Share
Total Cost
$22,819
Sticker Price
Avg Net Price
$10,650
After Aid
Median Earnings
$58,308
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,650
Peer Midpoint: $19,729.5
Earnings (10yr)$58,308
Peer Midpoint: $53,747
Graduation Rate72.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients34.1%
Enrollment Status
Full-Time70.1%
Economic Outcomes
Earn More than HS74.9%

Admissions Profile

Acceptance
39.5%
SAT Avg
1,277
SAT Reading
25th: 61064075th: 680
SAT Math
25th: 58062075th: 670
ACT Composite
25th: 252875th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$504k
+$107k
+$19k
Median Cost$11k/yr
+$465k
+$69k
-$19k
Full Cost$23k/yr
+$422k
+$25k
-$63k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
47
Median Cost$11k/yr
Never
-50%
Full Cost$23k/yr
Never
-77%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-37%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-57%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$17,750
Earnings (5yr)
$76,442
Lifetime Value Added
+$129k
Aerospace, Aeronautical and Astronautical Engineering
BachCIP: 1402
Median Debt
$24,750
Earnings (5yr)
$84,789
Lifetime Value Added
+$191k
Anthropology
BachCIP: 4502
Median Debt
$18,787
Earnings (2yr)
$21,781
Lifetime Value Added
-$306k
Biology, General
BachCIP: 2601
Median Debt
$20,104
Earnings (5yr)
$55,579
Lifetime Value Added
-$32k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$16,500
Earnings (5yr)
$65,840
Lifetime Value Added
+$49k
Business/Commerce, General
BachCIP: 5201
Median Debt
$17,992
Earnings (5yr)
$66,733
Lifetime Value Added
+$56k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$18,914
Earnings (5yr)
$77,643
Lifetime Value Added
+$138k
Civil Engineering
BachCIP: 1408
Median Debt
$20,250
Earnings (5yr)
$86,452
Lifetime Value Added
+$204k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
-
Earnings (5yr)
$52,097
Lifetime Value Added
-$60k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$19,248
Earnings (2yr)
$55,286
Lifetime Value Added
-$7k
Communication and Media Studies
BachCIP: 0901
Median Debt
$17,148
Earnings (5yr)
$48,282
Lifetime Value Added
-$92k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$18,500
Earnings (5yr)
$50,223
Lifetime Value Added
-$75k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$20,160
Earnings (5yr)
$89,759
Lifetime Value Added
+$229k
Computer Engineering
BachCIP: 1409
Median Debt
$18,750
Earnings (5yr)
$99,037
Lifetime Value Added
+$298k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$16,750
Earnings (5yr)
$51,773
Lifetime Value Added
-$63k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$19,500
Earnings (5yr)
$34,631
Lifetime Value Added
-$206k
Economics
BachCIP: 4506
Median Debt
$18,750
Earnings (2yr)
$39,009
Lifetime Value Added
-$149k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$22,511
Earnings (5yr)
$99,495
Lifetime Value Added
+$301k
English Language and Literature, General
BachCIP: 2301
Median Debt
$16,750
Earnings (5yr)
$44,571
Lifetime Value Added
-$122k
Environmental/Environmental Health Engineering
BachCIP: 1414
Median Debt
$23,000
Earnings (2yr)
$53,358
Lifetime Value Added
-$23k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
$19,839
Earnings (5yr)
$36,327
Lifetime Value Added
-$192k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$17,584
Earnings (5yr)
$76,925
Lifetime Value Added
+$133k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$20,000
Earnings (5yr)
$42,318
Lifetime Value Added
-$141k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$17,903
Earnings (5yr)
$57,999
Lifetime Value Added
-$12k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$19,250
Earnings (5yr)
$58,955
Lifetime Value Added
-$5k
History
BachCIP: 5401
Median Debt
$18,890
Earnings (5yr)
$50,950
Lifetime Value Added
-$70k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$18,250
Earnings (5yr)
$49,679
Lifetime Value Added
-$80k
Industrial Engineering
BachCIP: 1435
Median Debt
$23,269
Earnings (5yr)
$83,520
Lifetime Value Added
+$182k
International/Global Studies
BachCIP: 3020
Median Debt
$14,284
Earnings (5yr)
$63,756
Lifetime Value Added
+$33k
Journalism
BachCIP: 0904
Median Debt
$18,810
Earnings (2yr)
$25,194
Lifetime Value Added
-$274k
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (5yr)
$53,859
Lifetime Value Added
-$46k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$13,856
Earnings (5yr)
$55,048
Lifetime Value Added
-$36k
Marketing
BachCIP: 5214
Median Debt
$20,000
Earnings (5yr)
$71,999
Lifetime Value Added
+$96k
Mechanical Engineering
BachCIP: 1419
Median Debt
$20,250
Earnings (5yr)
$92,483
Lifetime Value Added
+$249k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$19,408
Earnings (5yr)
$50,442
Lifetime Value Added
-$74k
Music
BachCIP: 5009
Median Debt
$14,845
Earnings (5yr)
$51,751
Lifetime Value Added
-$63k
Physics
BachCIP: 4008
Median Debt
$18,715
Earnings (2yr)
$38,289
Lifetime Value Added
-$156k
Political Science and Government
BachCIP: 4510
Median Debt
$17,750
Earnings (5yr)
$56,469
Lifetime Value Added
-$25k
Psychology, General
BachCIP: 4201
Median Debt
$16,000
Earnings (5yr)
$46,522
Lifetime Value Added
-$106k
Public Administration
BachCIP: 4404
Median Debt
$16,875
Earnings (5yr)
$53,850
Lifetime Value Added
-$46k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$17,883
Earnings (5yr)
$58,523
Lifetime Value Added
-$8k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$17,992
Earnings (5yr)
$49,868
Lifetime Value Added
-$78k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$13,366
Earnings (5yr)
$82,872
Lifetime Value Added
+$177k
Social Work
BachCIP: 4407
Median Debt
$18,562
Earnings (5yr)
$47,972
Lifetime Value Added
-$94k
Sociology
BachCIP: 4511
Median Debt
$22,606
Earnings (5yr)
$46,721
Lifetime Value Added
-$104k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,750
Earnings (5yr)
$50,464
Lifetime Value Added
-$74k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$18,691
Earnings (5yr)
$50,972
Lifetime Value Added
-$69k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$22,481
Earnings (5yr)
$68,613
Lifetime Value Added
+$70k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$17,950
Earnings (5yr)
$100,713
Lifetime Value Added
+$426k
Business/Commerce, General
MastCIP: 5201
Median Debt
$40,236
Earnings (5yr)
$102,920
Lifetime Value Added
+$445k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$50,337
Earnings (5yr)
$70,704
Lifetime Value Added
+$168k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$39,367
Earnings (5yr)
$56,323
Lifetime Value Added
+$40k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$33,348
Earnings (5yr)
$58,061
Lifetime Value Added
+$56k
Engineering-Related Fields
MastCIP: 1515
Median Debt
$24,014
Earnings (5yr)
$158,974
Lifetime Value Added
+$921k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$48,000
Earnings (5yr)
$87,158
Lifetime Value Added
+$310k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (5yr)
$73,025
Lifetime Value Added
+$188k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
$45,474
Earnings (5yr)
$83,604
Lifetime Value Added
+$279k
Public Administration
MastCIP: 4404
Median Debt
$36,780
Earnings (5yr)
$63,975
Lifetime Value Added
+$109k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$27,242
Earnings (5yr)
$116,181
Lifetime Value Added
+$558k
Social Work
MastCIP: 4407
Median Debt
$39,107
Earnings (5yr)
$56,344
Lifetime Value Added
+$40k
Statistics
MastCIP: 2705
Median Debt
-
Earnings (2yr)
$78,971
Lifetime Value Added
+$281k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$44,706
Earnings (5yr)
$56,601
Lifetime Value Added
+$42k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$28,915
Earnings (2yr)
$46,869
Lifetime Value Added
-$22k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$31,249
Earnings (5yr)
$57,358
Lifetime Value Added
+$49k

Graduate Certificates

Clinical, Counseling and Applied Psychology
Gr-CertCIP: 4228
Median Debt
-
Earnings (2yr)
$56,234
Lifetime Value Added
+$131k

Doctoral Degrees

Education, General
DocCIP: 1301
Median Debt
-
Earnings (2yr)
$75,204
Lifetime Value Added
+$111k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$84,816
Earnings (5yr)
$81,839
Lifetime Value Added
+$125k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.