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University of Connecticut-Waterbury Campus
Waterbury, CT 746 Undergrads 67.1% Grad Rate
Total Cost
$20,917
Sticker Price
Avg Net Price
$8,896
After Aid
Median Earnings
$73,997
10yr Post-Entry
Vs. Peer Institutions
Net Price$8,896
Peer Midpoint: $19,729.5
Earnings (10yr)$73,997
Peer Midpoint: $53,747
Graduation Rate67.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients51.1%
Enrollment Status
Full-Time96.0%
Economic Outcomes
Earn More than HS82.5%
Admissions Profile
Acceptance
87.0%
SAT Avg
1,070
SAT Reading
25th: 49056575th: 610
SAT Math
25th: 47055575th: 580
ACT Composite
25th: -2375th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$622k
+$226k
+$138k
Median Cost$9k/yr
+$590k
+$194k
+$106k
Full Cost$21k/yr
+$547k
+$151k
+$63k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
∞
Median Cost$9k/yr
34
331%
Full Cost$21k/yr
41
83%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return256%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return26%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$21,500
Earnings (5yr)
$94,820
Lifetime Value Added
+$273k
Agricultural Business and Management
BachCIP: 0101
Median Debt
$18,739
Earnings (5yr)
$62,175
Lifetime Value Added
+$27k
Allied Health and Medical Assisting Services
BachCIP: 5108
Median Debt
$20,500
Earnings (5yr)
$83,413
Lifetime Value Added
+$187k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$26,214
Earnings (5yr)
$61,582
Lifetime Value Added
+$22k
Animal Sciences
BachCIP: 0109
Median Debt
$22,500
Earnings (5yr)
$60,947
Lifetime Value Added
+$17k
Anthropology
BachCIP: 4502
Median Debt
$17,500
Earnings (5yr)
$50,125
Lifetime Value Added
-$70k
Applied Mathematics
BachCIP: 2703
Median Debt
$23,495
Earnings (2yr)
$69,338
Lifetime Value Added
+$114k
Biology, General
BachCIP: 2601
Median Debt
$23,250
Earnings (5yr)
$71,208
Lifetime Value Added
+$96k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$25,000
Earnings (5yr)
$94,444
Lifetime Value Added
+$270k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$20,500
Earnings (5yr)
$81,921
Lifetime Value Added
+$176k
Business/Commerce, General
BachCIP: 5201
Median Debt
$19,078
Earnings (5yr)
$68,564
Lifetime Value Added
+$76k
Cell/Cellular Biology and Anatomical Sciences
BachCIP: 2604
Median Debt
$24,234
Earnings (5yr)
$85,476
Lifetime Value Added
+$203k
Chemical Engineering
BachCIP: 1407
Median Debt
$24,700
Earnings (5yr)
$92,965
Lifetime Value Added
+$259k
Chemistry
BachCIP: 4005
Median Debt
$25,818
Earnings (5yr)
$72,122
Lifetime Value Added
+$103k
Civil Engineering
BachCIP: 1408
Median Debt
$24,000
Earnings (5yr)
$90,694
Lifetime Value Added
+$242k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (2yr)
$67,101
Lifetime Value Added
+$96k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,036
Earnings (5yr)
$68,876
Lifetime Value Added
+$78k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$19,500
Earnings (5yr)
$122,606
Lifetime Value Added
+$480k
Computer Engineering
BachCIP: 1409
Median Debt
$20,134
Earnings (5yr)
$108,654
Lifetime Value Added
+$376k
Computer Science
BachCIP: 1107
Median Debt
$25,000
Earnings (5yr)
$128,072
Lifetime Value Added
+$520k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$25,411
Earnings (5yr)
$29,845
Lifetime Value Added
-$241k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
$26,012
Earnings (5yr)
$48,118
Lifetime Value Added
-$87k
Economics
BachCIP: 4506
Median Debt
$21,125
Earnings (5yr)
$80,530
Lifetime Value Added
+$166k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$26,500
Earnings (5yr)
$99,424
Lifetime Value Added
+$307k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,824
Earnings (5yr)
$56,658
Lifetime Value Added
-$17k
Environmental/Environmental Health Engineering
BachCIP: 1414
Median Debt
$21,500
Earnings (2yr)
$58,221
Lifetime Value Added
+$24k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
$24,711
Earnings (2yr)
$29,685
Lifetime Value Added
-$227k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$19,500
Earnings (5yr)
$104,878
Lifetime Value Added
+$348k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$21,500
Earnings (5yr)
$54,934
Lifetime Value Added
-$31k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$120k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (2yr)
$33,993
Lifetime Value Added
-$188k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (5yr)
$99,290
Lifetime Value Added
+$306k
History
BachCIP: 5401
Median Debt
$21,377
Earnings (5yr)
$56,032
Lifetime Value Added
-$22k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$21,500
Earnings (5yr)
$56,312
Lifetime Value Added
-$20k
Industrial Engineering
BachCIP: 1435
Median Debt
$24,889
Earnings (2yr)
$82,440
Lifetime Value Added
+$218k
Journalism
BachCIP: 0904
Median Debt
$21,500
Earnings (5yr)
$66,259
Lifetime Value Added
+$59k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$19,931
Earnings (5yr)
$57,793
Lifetime Value Added
-$8k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$23,250
Earnings (5yr)
$103,314
Lifetime Value Added
+$336k
Marketing
BachCIP: 5214
Median Debt
$21,500
Earnings (5yr)
$88,892
Lifetime Value Added
+$228k
Materials Engineering
BachCIP: 1418
Median Debt
$27,000
Earnings (5yr)
$86,829
Lifetime Value Added
+$213k
Mathematics
BachCIP: 2701
Median Debt
$21,163
Earnings (5yr)
$65,438
Lifetime Value Added
+$52k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,089
Earnings (5yr)
$93,562
Lifetime Value Added
+$263k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$21,500
Earnings (5yr)
$62,769
Lifetime Value Added
+$32k
Music
BachCIP: 5009
Median Debt
$24,148
Earnings (5yr)
$46,374
Lifetime Value Added
-$101k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$20,500
Earnings (5yr)
$53,791
Lifetime Value Added
-$40k
Nutrition Sciences
BachCIP: 3019
Median Debt
$26,603
Earnings (5yr)
$54,730
Lifetime Value Added
-$32k
Pharmacy, Pharmaceutical Sciences, and Administration
BachCIP: 5120
Median Debt
$25,000
Earnings (5yr)
$139,585
Lifetime Value Added
+$605k
Physics
BachCIP: 4008
Median Debt
$25,460
Earnings (2yr)
$27,978
Lifetime Value Added
-$243k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
$22,125
Earnings (5yr)
$68,655
Lifetime Value Added
+$77k
Plant Sciences
BachCIP: 0111
Median Debt
-
Earnings (2yr)
$45,696
Lifetime Value Added
-$83k
Political Science and Government
BachCIP: 4510
Median Debt
$20,464
Earnings (5yr)
$74,491
Lifetime Value Added
+$121k
Psychology, General
BachCIP: 4201
Median Debt
$21,506
Earnings (5yr)
$61,059
Lifetime Value Added
+$18k
Public Policy Analysis
BachCIP: 4405
Median Debt
$24,250
Earnings (2yr)
$20,140
Lifetime Value Added
-$315k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$22,375
Earnings (5yr)
$68,439
Lifetime Value Added
+$75k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$20,313
Earnings (5yr)
$93,828
Lifetime Value Added
+$265k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
$23,199
Earnings (2yr)
$20,349
Lifetime Value Added
-$313k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$24,125
Earnings (5yr)
$58,836
Lifetime Value Added
+$599
Sociology
BachCIP: 4511
Median Debt
$19,500
Earnings (5yr)
$60,962
Lifetime Value Added
+$17k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$63,401
Lifetime Value Added
+$37k
Statistics
BachCIP: 2705
Median Debt
$19,500
Earnings (5yr)
$76,845
Lifetime Value Added
+$138k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$24,500
Earnings (5yr)
$55,689
Lifetime Value Added
-$25k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$24,148
Earnings (5yr)
$59,551
Lifetime Value Added
+$6k
Urban Studies/Affairs
BachCIP: 4512
Median Debt
$20,750
Earnings (5yr)
$57,591
Lifetime Value Added
-$9k
Zoology/Animal Biology
BachCIP: 2607
Median Debt
$23,250
Earnings (5yr)
$73,079
Lifetime Value Added
+$110k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$21,075
Earnings (5yr)
$108,331
Lifetime Value Added
+$494k
Applied Mathematics
MastCIP: 2703
Median Debt
-
Earnings (2yr)
$86,689
Lifetime Value Added
+$354k
Biomedical/Medical Engineering
MastCIP: 1405
Median Debt
-
Earnings (5yr)
$125,521
Lifetime Value Added
+$641k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$48,368
Earnings (5yr)
$152,409
Lifetime Value Added
+$869k
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (5yr)
$95,494
Lifetime Value Added
+$384k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$36,904
Earnings (5yr)
$68,299
Lifetime Value Added
+$150k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$41,000
Earnings (5yr)
$76,053
Lifetime Value Added
+$217k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$29,978
Earnings (5yr)
$60,722
Lifetime Value Added
+$83k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$63,239
Lifetime Value Added
+$106k
Engineering, General
MastCIP: 1401
Median Debt
-
Earnings (5yr)
$124,526
Lifetime Value Added
+$633k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (5yr)
$59,671
Lifetime Value Added
+$74k
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
$39,217
Earnings (5yr)
$122,828
Lifetime Value Added
+$618k
Public Administration
MastCIP: 4404
Median Debt
$28,500
Earnings (5yr)
$88,821
Lifetime Value Added
+$327k
Public Health
MastCIP: 5122
Median Debt
$27,150
Earnings (5yr)
$89,577
Lifetime Value Added
+$334k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$42,717
Earnings (5yr)
$133,296
Lifetime Value Added
+$707k
Social Work
MastCIP: 4407
Median Debt
$40,818
Earnings (5yr)
$67,471
Lifetime Value Added
+$143k
Graduate Certificates
Clinical, Counseling and Applied Psychology
Gr-CertCIP: 4228
Median Debt
-
Earnings (5yr)
$73,249
Lifetime Value Added
+$262k
Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
$44,704
Earnings (5yr)
$101,201
Lifetime Value Added
+$523k
Doctoral Degrees
Communication Disorders Sciences and Services
DocCIP: 5102
Median Debt
-
Earnings (5yr)
$85,082
Lifetime Value Added
+$155k
Pharmacy, Pharmaceutical Sciences, and Administration
DocCIP: 5120
Median Debt
$78,910
Earnings (5yr)
$140,320
Lifetime Value Added
+$556k
Psychology, General
DocCIP: 4201
Median Debt
-
Earnings (5yr)
$104,896
Lifetime Value Added
+$300k
Professional Degrees
Dentistry
ProfCIP: 5104
Median Debt
$143,655
Earnings (5yr)
$165,479
Lifetime Value Added
+$737k
Law
ProfCIP: 2201
Median Debt
$96,386
Earnings (5yr)
$122,585
Lifetime Value Added
+$428k
Medicine
ProfCIP: 5112
Median Debt
$120,716
Earnings (5yr)
$159,023
Lifetime Value Added
+$691k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.