College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of Hartford

West Hartford, CT 4,032 Undergrads 60.4% Grad Rate
Share
Total Cost
$62,273
Sticker Price
Avg Net Price
$29,558
After Aid
Median Earnings
$60,823
10yr Post-Entry

Vs. Peer Institutions

Net Price$29,558
Peer Midpoint: $19,729.5
Earnings (10yr)$60,823
Peer Midpoint: $53,747
Graduation Rate60.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients29.7%
Enrollment Status
Full-Time95.2%
Economic Outcomes
Earn More than HS66.8%

Admissions Profile

Acceptance
83.0%
SAT Avg
1,207
SAT Reading
25th: 56059575th: 650
SAT Math
25th: 54058075th: 630
ACT Composite
25th: 252675th: 32

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$523k
+$127k
+$39k
Median Cost$30k/yr
+$417k
+$20k
-$67k
Full Cost$62k/yr
+$299k
-$97k
-$185k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
40
Median Cost$30k/yr
Never
-63%
Full Cost$62k/yr
Never
-83%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-62%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-80%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$12,000
Earnings (5yr)
$43,494
Lifetime Value Added
-$79k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$26,000
Earnings (5yr)
$79,172
Lifetime Value Added
+$81k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (5yr)
$80,551
Lifetime Value Added
+$92k
Architectural Engineering Technologies/Technicians
BachCIP: 1501
Median Debt
$27,000
Earnings (5yr)
$58,924
Lifetime Value Added
-$73k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (5yr)
$46,527
Lifetime Value Added
-$174k
Arts, Entertainment,and Media Management
BachCIP: 5010
Median Debt
-
Earnings (5yr)
$38,467
Lifetime Value Added
-$242k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$53,575
Lifetime Value Added
-$116k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,677
Earnings (5yr)
$78,366
Lifetime Value Added
+$75k
Civil Engineering
BachCIP: 1408
Median Debt
$25,125
Earnings (5yr)
$85,323
Lifetime Value Added
+$127k
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,374
Earnings (5yr)
$52,358
Lifetime Value Added
-$126k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$26,751
Earnings (5yr)
$61,393
Lifetime Value Added
-$54k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (5yr)
$44,307
Lifetime Value Added
-$193k
Electrical Engineering Technologies/Technicians
BachCIP: 1503
Median Debt
$27,000
Earnings (5yr)
$70,405
Lifetime Value Added
+$16k
Engineering, General
BachCIP: 1401
Median Debt
$27,000
Earnings (5yr)
$87,718
Lifetime Value Added
+$145k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
$27,000
Earnings (5yr)
$29,401
Lifetime Value Added
-$319k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$27,000
Earnings (5yr)
$73,304
Lifetime Value Added
+$37k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$27,000
Earnings (5yr)
$44,333
Lifetime Value Added
-$192k
General Sales, Merchandising and Related Marketing Operations
BachCIP: 5218
Median Debt
$26,974
Earnings (5yr)
$65,539
Lifetime Value Added
-$21k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$27,000
Earnings (5yr)
$65,224
Lifetime Value Added
-$24k
Insurance
BachCIP: 5217
Median Debt
-
Earnings (5yr)
$79,003
Lifetime Value Added
+$80k
Mechanical Engineering
BachCIP: 1419
Median Debt
$27,000
Earnings (5yr)
$86,270
Lifetime Value Added
+$134k
Music
BachCIP: 5009
Median Debt
$27,000
Earnings (5yr)
$30,834
Lifetime Value Added
-$307k
Political Science and Government
BachCIP: 4510
Median Debt
$27,000
Earnings (5yr)
$64,946
Lifetime Value Added
-$26k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$58,160
Lifetime Value Added
-$79k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$22,900
Earnings (5yr)
$107,755
Lifetime Value Added
+$295k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$23,000
Earnings (5yr)
$76,923
Lifetime Value Added
+$64k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$253k
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (2yr)
$41,007
Lifetime Value Added
-$199k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (2yr)
$37,208
Lifetime Value Added
-$233k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$27,000
Earnings (5yr)
$59,156
Lifetime Value Added
-$71k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$20,500
Earnings (5yr)
$103,505
Lifetime Value Added
+$415k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$26,383
Earnings (5yr)
$122,318
Lifetime Value Added
+$576k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (5yr)
$62,541
Lifetime Value Added
+$62k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (2yr)
$49,644
Lifetime Value Added
-$29k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$29,232
Earnings (2yr)
$76,460
Lifetime Value Added
+$223k
Music
MastCIP: 5009
Median Debt
$19,227
Earnings (5yr)
$46,038
Lifetime Value Added
-$92k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$30,750
Earnings (5yr)
$109,714
Lifetime Value Added
+$468k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$53,000
Earnings (5yr)
$83,323
Lifetime Value Added
+$242k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$26,125
Earnings (5yr)
$54,833
Lifetime Value Added
-$9k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (2yr)
$49,019
Lifetime Value Added
-$35k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
$122,364
Earnings (2yr)
$61,064
Lifetime Value Added
-$68k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (2yr)
$101,072
Lifetime Value Added
+$243k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$68,142
Earnings (5yr)
$85,437
Lifetime Value Added
+$84k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.