College ROI

Smarter Choices, Brighter Futures
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University of Illinois Springfield

Springfield, IL 2,292 Undergrads 57.7% Grad Rate
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Total Cost
$23,643
Sticker Price
Avg Net Price
$8,916
After Aid
Median Earnings
$57,103
10yr Post-Entry

Vs. Peer Institutions

Net Price$8,916
Peer Midpoint: $19,729.5
Earnings (10yr)$57,103
Peer Midpoint: $53,747
Graduation Rate57.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients36.7%
Enrollment Status
Full-Time71.3%
Economic Outcomes
Earn More than HS76.7%

Admissions Profile

Acceptance
84.4%
SAT Avg
1,118
SAT Reading
25th: 51057575th: 610
SAT Math
25th: 50054575th: 600
ACT Composite
25th: 212475th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$494k
+$98k
+$10k
Median Cost$9k/yr
+$462k
+$66k
-$22k
Full Cost$24k/yr
+$409k
+$13k
-$75k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
53
Median Cost$9k/yr
Never
-70%
Full Cost$24k/yr
Never
-89%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-59%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,228
Earnings (5yr)
$69,159
Lifetime Value Added
+$81k
Biology, General
BachCIP: 2601
Median Debt
$18,661
Earnings (5yr)
$58,168
Lifetime Value Added
-$5k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,799
Earnings (5yr)
$62,873
Lifetime Value Added
+$32k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$70k
Communication and Media Studies
BachCIP: 0901
Median Debt
$16,635
Earnings (5yr)
$48,076
Lifetime Value Added
-$87k
Computer Science
BachCIP: 1107
Median Debt
$24,925
Earnings (5yr)
$96,556
Lifetime Value Added
+$286k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,750
Earnings (5yr)
$53,930
Lifetime Value Added
-$39k
English Language and Literature, General
BachCIP: 2301
Median Debt
$29,145
Earnings (5yr)
$41,513
Lifetime Value Added
-$142k
History
BachCIP: 5401
Median Debt
$18,125
Earnings (5yr)
$46,558
Lifetime Value Added
-$100k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$25,000
Earnings (5yr)
$52,005
Lifetime Value Added
-$55k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$57,809
Lifetime Value Added
-$8k
Psychology, General
BachCIP: 4201
Median Debt
$18,648
Earnings (5yr)
$49,082
Lifetime Value Added
-$79k
Social Work
BachCIP: 4407
Median Debt
$23,247
Earnings (5yr)
$48,393
Lifetime Value Added
-$84k
Sociology and Anthropology
BachCIP: 4513
Median Debt
-
Earnings (2yr)
$26,353
Lifetime Value Added
-$257k

Post-Baccalaureate Certificates

Multi/Interdisciplinary Studies, Other
PB-CertCIP: 3099
Median Debt
-
Earnings (5yr)
$67,898
Lifetime Value Added
+$212k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$72,577
Lifetime Value Added
+$187k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$86,778
Lifetime Value Added
+$309k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$46,366
Earnings (5yr)
$55,154
Lifetime Value Added
+$32k
Computer Science
MastCIP: 1107
Median Debt
$25,099
Earnings (5yr)
$117,171
Lifetime Value Added
+$570k
Computer Systems Analysis
MastCIP: 1105
Median Debt
-
Earnings (5yr)
$109,811
Lifetime Value Added
+$507k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$65,279
Lifetime Value Added
+$124k
Human Services, General
MastCIP: 4400
Median Debt
$40,503
Earnings (5yr)
$60,700
Lifetime Value Added
+$83k
Legal Professions and Studies, Other
MastCIP: 2299
Median Debt
-
Earnings (5yr)
$85,278
Lifetime Value Added
+$297k
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
-
Earnings (5yr)
$55,948
Lifetime Value Added
+$39k
Public Administration
MastCIP: 4404
Median Debt
$31,525
Earnings (5yr)
$76,799
Lifetime Value Added
+$224k
Public Health
MastCIP: 5122
Median Debt
$27,620
Earnings (5yr)
$79,233
Lifetime Value Added
+$245k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.