College ROI

Smarter Choices, Brighter Futures
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University of Mary Washington

Fredericksburg, VA 3,504 Undergrads 69.6% Grad Rate
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Total Cost
$29,234
Sticker Price
Avg Net Price
$21,108
After Aid
Median Earnings
$60,613
10yr Post-Entry

Vs. Peer Institutions

Net Price$21,108
Peer Midpoint: $19,729.5
Earnings (10yr)$60,613
Peer Midpoint: $53,747
Graduation Rate69.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients20.5%
Enrollment Status
Full-Time86.7%
Economic Outcomes
Earn More than HS76.2%

Admissions Profile

Acceptance
86.3%
SAT Avg
1,241
SAT Reading
25th: 60063575th: 690
SAT Math
25th: 54059075th: 640
ACT Composite
25th: 232975th: 31

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$522k
+$125k
+$37k
Median Cost$21k/yr
+$446k
+$49k
-$39k
Full Cost$29k/yr
+$416k
+$20k
-$68k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
41
Median Cost$21k/yr
Never
-51%
Full Cost$29k/yr
Never
-65%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-21%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (5yr)
$63,015
Lifetime Value Added
+$195k

Bachelor's Degrees

Anthropology
BachCIP: 4502
Median Debt
-
Earnings (2yr)
$27,476
Lifetime Value Added
-$291k
Biology, General
BachCIP: 2601
Median Debt
$22,150
Earnings (5yr)
$62,967
Lifetime Value Added
-$11k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,000
Earnings (5yr)
$74,031
Lifetime Value Added
+$73k
Classics and Classical Languages, Literatures, and Linguistics
BachCIP: 1612
Median Debt
-
Earnings (2yr)
$26,933
Lifetime Value Added
-$296k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$19,783
Earnings (5yr)
$101,708
Lifetime Value Added
+$280k
Economics
BachCIP: 4506
Median Debt
-
Earnings (5yr)
$68,786
Lifetime Value Added
+$34k
English Language and Literature, General
BachCIP: 2301
Median Debt
$20,000
Earnings (5yr)
$53,242
Lifetime Value Added
-$88k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,908
Earnings (5yr)
$42,236
Lifetime Value Added
-$180k
Geography and Cartography
BachCIP: 4507
Median Debt
$19,500
Earnings (5yr)
$56,193
Lifetime Value Added
-$65k
Historic Preservation and Conservation
BachCIP: 3012
Median Debt
$21,000
Earnings (5yr)
$44,563
Lifetime Value Added
-$160k
History
BachCIP: 5401
Median Debt
$20,490
Earnings (5yr)
$51,227
Lifetime Value Added
-$105k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$25,043
Earnings (5yr)
$56,845
Lifetime Value Added
-$59k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$21,221
Earnings (5yr)
$56,274
Lifetime Value Added
-$64k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$21,021
Earnings (5yr)
$53,079
Lifetime Value Added
-$90k
Mathematics
BachCIP: 2701
Median Debt
$22,875
Earnings (5yr)
$63,457
Lifetime Value Added
-$7k
Philosophy and Religious Studies, Other
BachCIP: 3899
Median Debt
-
Earnings (5yr)
$51,174
Lifetime Value Added
-$105k
Physical Sciences, Other
BachCIP: 4099
Median Debt
$22,433
Earnings (5yr)
$48,166
Lifetime Value Added
-$130k
Political Science and Government
BachCIP: 4510
Median Debt
$23,000
Earnings (5yr)
$62,017
Lifetime Value Added
-$18k
Psychology, General
BachCIP: 4201
Median Debt
$21,500
Earnings (5yr)
$56,177
Lifetime Value Added
-$65k
Sociology
BachCIP: 4511
Median Debt
$22,212
Earnings (5yr)
$58,027
Lifetime Value Added
-$50k
Visual and Performing Arts, General
BachCIP: 5001
Median Debt
$20,250
Earnings (5yr)
$33,915
Lifetime Value Added
-$250k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$30,151
Earnings (5yr)
$114,937
Lifetime Value Added
+$529k
Education, General
MastCIP: 1301
Median Debt
$20,500
Earnings (5yr)
$59,799
Lifetime Value Added
+$52k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$57,204
Lifetime Value Added
+$29k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.