College ROI

Smarter Choices, Brighter Futures
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University of Maryland Global Campus

Adelphi, MD 48,238 Undergrads 32.6% Grad Rate
Share
Total Cost
$19,790
Sticker Price
Avg Net Price
$14,514
After Aid
Median Earnings
$65,287
10yr Post-Entry

Vs. Peer Institutions

Net Price$14,514
Peer Midpoint: $19,729.5
Earnings (10yr)$65,287
Peer Midpoint: $53,747
Graduation Rate32.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients29.3%
Enrollment Status
Full-Time23.5%
Economic Outcomes
Earn More than HS81.6%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$558k
+$161k
+$73k
Median Cost$15k/yr
+$505k
+$109k
+$21k
Full Cost$20k/yr
+$486k
+$90k
+$2k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
35
Median Cost$15k/yr
50
40%
Full Cost$20k/yr
62
3%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return107%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-15%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (5yr)
$81,662
Lifetime Value Added
+$380k
Foreign Languages, Literatures, and Linguistics, Other
CertCIP: 1699
Median Debt
-
Earnings (5yr)
$59,599
Lifetime Value Added
+$167k
Human Resources Management and Services
CertCIP: 5210
Median Debt
-
Earnings (5yr)
$68,183
Lifetime Value Added
+$252k
Information Science/Studies
CertCIP: 1104
Median Debt
-
Earnings (5yr)
$90,630
Lifetime Value Added
+$466k

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$7,912
Earnings (5yr)
$59,647
Lifetime Value Added
+$103k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$19,948
Earnings (5yr)
$77,347
Lifetime Value Added
+$122k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,000
Earnings (5yr)
$79,183
Lifetime Value Added
+$136k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,000
Earnings (5yr)
$71,533
Lifetime Value Added
+$78k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$19,000
Earnings (5yr)
$103,940
Lifetime Value Added
+$321k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$22,663
Earnings (5yr)
$102,809
Lifetime Value Added
+$312k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$20,406
Earnings (5yr)
$68,673
Lifetime Value Added
+$57k
English Language and Literature, General
BachCIP: 2301
Median Debt
$18,937
Earnings (5yr)
$50,536
Lifetime Value Added
-$87k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$18,308
Earnings (5yr)
$81,378
Lifetime Value Added
+$152k
Gerontology
BachCIP: 3011
Median Debt
$25,000
Earnings (5yr)
$58,700
Lifetime Value Added
-$21k
Graphic Communications
BachCIP: 1003
Median Debt
$22,971
Earnings (5yr)
$73,041
Lifetime Value Added
+$90k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$24,000
Earnings (5yr)
$66,000
Lifetime Value Added
+$36k
History
BachCIP: 5401
Median Debt
$16,373
Earnings (5yr)
$59,264
Lifetime Value Added
-$16k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,101
Earnings (5yr)
$70,745
Lifetime Value Added
+$72k
Information Science/Studies
BachCIP: 1104
Median Debt
$19,140
Earnings (5yr)
$98,155
Lifetime Value Added
+$278k
Marketing
BachCIP: 5214
Median Debt
$20,616
Earnings (5yr)
$61,355
Lifetime Value Added
+$312
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$20,327
Earnings (5yr)
$85,980
Lifetime Value Added
+$186k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$26,701
Earnings (5yr)
$82,406
Lifetime Value Added
+$160k
Political Science and Government
BachCIP: 4510
Median Debt
$19,910
Earnings (5yr)
$70,466
Lifetime Value Added
+$70k
Psychology, General
BachCIP: 4201
Median Debt
$19,953
Earnings (5yr)
$56,213
Lifetime Value Added
-$41k
Public Administration and Social Service Professions, Other
BachCIP: 4499
Median Debt
-
Earnings (5yr)
$92,433
Lifetime Value Added
+$235k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (5yr)
$100,807
Lifetime Value Added
+$297k
Security Science and Technology
BachCIP: 4304
Median Debt
$25,391
Earnings (5yr)
$74,828
Lifetime Value Added
+$103k
Social Sciences, General
BachCIP: 4501
Median Debt
$21,657
Earnings (5yr)
$53,628
Lifetime Value Added
-$62k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$41,084
Earnings (5yr)
$90,488
Lifetime Value Added
+$331k
Biotechnology
MastCIP: 2612
Median Debt
$37,000
Earnings (5yr)
$107,212
Lifetime Value Added
+$475k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$40,166
Earnings (5yr)
$101,015
Lifetime Value Added
+$421k
Computer/Information Technology Administration and Management
MastCIP: 1110
Median Debt
$35,875
Earnings (5yr)
$129,716
Lifetime Value Added
+$666k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$81,714
Lifetime Value Added
+$256k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$28,963
Earnings (5yr)
$79,878
Lifetime Value Added
+$240k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$41,000
Earnings (5yr)
$89,262
Lifetime Value Added
+$320k
Information Science/Studies
MastCIP: 1104
Median Debt
$41,000
Earnings (5yr)
$126,179
Lifetime Value Added
+$636k
International Business
MastCIP: 5211
Median Debt
-
Earnings (5yr)
$105,693
Lifetime Value Added
+$462k
Management Information Systems and Services
MastCIP: 5212
Median Debt
-
Earnings (5yr)
$114,526
Lifetime Value Added
+$537k
Management Sciences and Quantitative Methods
MastCIP: 5213
Median Debt
$44,950
Earnings (5yr)
$113,045
Lifetime Value Added
+$525k
Public Health
MastCIP: 5122
Median Debt
$41,000
Earnings (5yr)
$90,672
Lifetime Value Added
+$333k
Security Science and Technology
MastCIP: 4304
Median Debt
$39,520
Earnings (5yr)
$111,361
Lifetime Value Added
+$510k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$30,750
Earnings (5yr)
$62,964
Lifetime Value Added
+$93k

Graduate Certificates

Business Administration, Management and Operations
Gr-CertCIP: 5202
Median Debt
-
Earnings (5yr)
$89,321
Lifetime Value Added
+$407k
Computer/Information Technology Administration and Management
Gr-CertCIP: 1110
Median Debt
-
Earnings (5yr)
$117,273
Lifetime Value Added
+$667k
Human Resources Management and Services
Gr-CertCIP: 5210
Median Debt
-
Earnings (5yr)
$93,043
Lifetime Value Added
+$441k
Information Science/Studies
Gr-CertCIP: 1104
Median Debt
-
Earnings (5yr)
$125,598
Lifetime Value Added
+$743k
Management Sciences and Quantitative Methods
Gr-CertCIP: 5213
Median Debt
-
Earnings (5yr)
$87,471
Lifetime Value Added
+$389k

Doctoral Degrees

Business/Commerce, General
DocCIP: 5201
Median Debt
-
Earnings (5yr)
$112,139
Lifetime Value Added
+$332k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.