College ROI

Smarter Choices, Brighter Futures
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University of Massachusetts-Dartmouth

North Dartmouth, MA 5,289 Undergrads 54.6% Grad Rate
Share
Total Cost
$31,677
Sticker Price
Avg Net Price
$20,605
After Aid
Median Earnings
$68,804
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,605
Peer Midpoint: $19,729.5
Earnings (10yr)$68,804
Peer Midpoint: $53,747
Graduation Rate54.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients37.6%
Enrollment Status
Full-Time88.8%
Economic Outcomes
Earn More than HS78.0%

Admissions Profile

Acceptance
92.2%
SAT Avg
1,152
SAT Reading
25th: 52057075th: 640
SAT Math
25th: 52057575th: 620
ACT Composite
25th: 222375th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$584k
+$188k
+$100k
Median Cost$21k/yr
+$510k
+$114k
+$26k
Full Cost$32k/yr
+$470k
+$74k
-$14k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
32
Median Cost$21k/yr
49
35%
Full Cost$32k/yr
Never
-13%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return72%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-35%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,190
Earnings (5yr)
$73,735
Lifetime Value Added
+$73k
Biology, General
BachCIP: 2601
Median Debt
$25,905
Earnings (5yr)
$66,578
Lifetime Value Added
+$19k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$27,000
Earnings (2yr)
$48,823
Lifetime Value Added
-$98k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,000
Earnings (5yr)
$55,612
Lifetime Value Added
-$67k
Civil Engineering
BachCIP: 1408
Median Debt
$27,000
Earnings (5yr)
$72,965
Lifetime Value Added
+$67k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$27,179
Earnings (5yr)
$76,305
Lifetime Value Added
+$92k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$26,000
Earnings (5yr)
$97,833
Lifetime Value Added
+$253k
Criminology
BachCIP: 4504
Median Debt
$25,204
Earnings (5yr)
$65,646
Lifetime Value Added
+$12k
Design and Applied Arts
BachCIP: 5004
Median Debt
$26,000
Earnings (5yr)
$49,179
Lifetime Value Added
-$120k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$27,000
Earnings (5yr)
$94,580
Lifetime Value Added
+$229k
English Language and Literature, General
BachCIP: 2301
Median Debt
$25,985
Earnings (5yr)
$53,507
Lifetime Value Added
-$84k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$25,092
Earnings (5yr)
$69,363
Lifetime Value Added
+$40k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$26,000
Earnings (2yr)
$21,964
Lifetime Value Added
-$340k
History
BachCIP: 5401
Median Debt
$21,250
Earnings (5yr)
$59,458
Lifetime Value Added
-$37k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$30,500
Earnings (5yr)
$44,445
Lifetime Value Added
-$159k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$25,000
Earnings (2yr)
$46,478
Lifetime Value Added
-$119k
Marketing
BachCIP: 5214
Median Debt
$25,899
Earnings (5yr)
$67,546
Lifetime Value Added
+$26k
Mechanical Engineering
BachCIP: 1419
Median Debt
$27,000
Earnings (5yr)
$90,396
Lifetime Value Added
+$198k
Political Science and Government
BachCIP: 4510
Median Debt
$21,500
Earnings (2yr)
$33,266
Lifetime Value Added
-$237k
Psychology, General
BachCIP: 4201
Median Debt
$25,500
Earnings (5yr)
$49,231
Lifetime Value Added
-$119k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,975
Earnings (5yr)
$86,771
Lifetime Value Added
+$170k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$51,559
Lifetime Value Added
-$100k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$26,807
Earnings (5yr)
$92,757
Lifetime Value Added
+$339k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$17,802
Earnings (5yr)
$64,908
Lifetime Value Added
+$99k

Doctoral Degrees

Law
DocCIP: 2201
Median Debt
$123,227
Earnings (5yr)
$84,682
Lifetime Value Added
+$110k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.