College ROI

Smarter Choices, Brighter Futures
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University of Miami

Coral Gables, FL 12,570 Undergrads 81.7% Grad Rate
Share
Total Cost
$77,708
Sticker Price
Avg Net Price
$36,803
After Aid
Median Earnings
$75,328
10yr Post-Entry

Vs. Peer Institutions

Net Price$36,803
Peer Midpoint: $19,729.5
Earnings (10yr)$75,328
Peer Midpoint: $53,747
Graduation Rate81.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients16.0%
Enrollment Status
Full-Time97.3%
Economic Outcomes
Earn More than HS78.0%

Admissions Profile

Acceptance
18.5%
SAT Avg
1,416
SAT Reading
25th: 66068575th: 720
SAT Math
25th: 67069575th: 750
ACT Composite
25th: 303275th: 33

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$632k
+$236k
+$148k
Median Cost$37k/yr
+$500k
+$103k
+$15k
Full Cost$78k/yr
+$353k
-$44k
-$132k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
Median Cost$37k/yr
56
12%
Full Cost$78k/yr
Never
-47%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return2%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$17,750
Earnings (5yr)
$97,421
Lifetime Value Added
+$192k
Aerospace, Aeronautical and Astronautical Engineering
BachCIP: 1402
Median Debt
-
Earnings (2yr)
$71,015
Lifetime Value Added
+$27k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (2yr)
$24,035
Lifetime Value Added
-$379k
Architecture
BachCIP: 0402
Median Debt
-
Earnings (5yr)
$67,501
Lifetime Value Added
-$32k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$19,250
Earnings (2yr)
$25,194
Lifetime Value Added
-$368k
Biology, General
BachCIP: 2601
Median Debt
$16,793
Earnings (5yr)
$64,693
Lifetime Value Added
-$54k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$18,425
Earnings (5yr)
$86,005
Lifetime Value Added
+$106k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,375
Earnings (5yr)
$81,133
Lifetime Value Added
+$70k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$14,700
Earnings (5yr)
$96,441
Lifetime Value Added
+$185k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$13,702
Lifetime Value Added
-$475k
Computer Science
BachCIP: 1107
Median Debt
$18,584
Earnings (5yr)
$101,751
Lifetime Value Added
+$224k
Criminology
BachCIP: 4504
Median Debt
$16,062
Earnings (5yr)
$67,998
Lifetime Value Added
-$29k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$17,500
Earnings (2yr)
$25,194
Lifetime Value Added
-$368k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
$16,500
Earnings (5yr)
$37,392
Lifetime Value Added
-$277k
Economics
BachCIP: 4506
Median Debt
$16,101
Earnings (5yr)
$68,154
Lifetime Value Added
-$27k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
-
Earnings (2yr)
$57,318
Lifetime Value Added
-$84k
English Language and Literature, General
BachCIP: 2301
Median Debt
$15,500
Earnings (5yr)
$70,837
Lifetime Value Added
-$7k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (2yr)
$58,673
Lifetime Value Added
-$73k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
$17,500
Earnings (5yr)
$36,961
Lifetime Value Added
-$281k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$14,500
Earnings (5yr)
$111,946
Lifetime Value Added
+$300k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (5yr)
$51,141
Lifetime Value Added
-$162k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,375
Earnings (5yr)
$79,920
Lifetime Value Added
+$61k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$15,911
Earnings (5yr)
$76,031
Lifetime Value Added
+$32k
Industrial Engineering
BachCIP: 1435
Median Debt
$15,110
Earnings (5yr)
$85,735
Lifetime Value Added
+$104k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$16,478
Earnings (5yr)
$76,506
Lifetime Value Added
+$35k
Journalism
BachCIP: 0904
Median Debt
$15,500
Earnings (5yr)
$61,426
Lifetime Value Added
-$79k
Marketing
BachCIP: 5214
Median Debt
$18,508
Earnings (5yr)
$82,805
Lifetime Value Added
+$82k
Mechanical Engineering
BachCIP: 1419
Median Debt
$17,650
Earnings (5yr)
$96,535
Lifetime Value Added
+$185k
Microbiological Sciences and Immunology
BachCIP: 2605
Median Debt
$18,625
Earnings (5yr)
$68,435
Lifetime Value Added
-$25k
Music
BachCIP: 5009
Median Debt
$13,999
Earnings (5yr)
$40,816
Lifetime Value Added
-$248k
Natural Resources Management and Policy
BachCIP: 0302
Median Debt
-
Earnings (5yr)
$55,112
Lifetime Value Added
-$130k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
$17,000
Earnings (5yr)
$62,332
Lifetime Value Added
-$72k
Non-Professional General Legal Studies (Undergraduate)
BachCIP: 2200
Median Debt
$15,565
Earnings (5yr)
$103,274
Lifetime Value Added
+$236k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
$18,300
Earnings (5yr)
$61,371
Lifetime Value Added
-$80k
Political Science and Government
BachCIP: 4510
Median Debt
$16,500
Earnings (5yr)
$77,568
Lifetime Value Added
+$43k
Psychology, General
BachCIP: 4201
Median Debt
$17,670
Earnings (5yr)
$54,136
Lifetime Value Added
-$138k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$17,000
Earnings (5yr)
$75,837
Lifetime Value Added
+$30k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$19,250
Earnings (5yr)
$64,374
Lifetime Value Added
-$56k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$17,818
Earnings (5yr)
$85,878
Lifetime Value Added
+$105k
Sociology
BachCIP: 4511
Median Debt
$16,375
Earnings (5yr)
$67,034
Lifetime Value Added
-$36k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$52,902
Earnings (5yr)
$109,666
Lifetime Value Added
+$455k
Biomedical/Medical Engineering
MastCIP: 1405
Median Debt
-
Earnings (2yr)
$73,446
Lifetime Value Added
+$182k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$97,088
Earnings (5yr)
$120,747
Lifetime Value Added
+$549k
Ecology, Evolution, Systematics, and Population Biology
MastCIP: 2613
Median Debt
$83,360
Earnings (5yr)
$68,592
Lifetime Value Added
+$102k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$80,862
Lifetime Value Added
+$250k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$108,479
Earnings (2yr)
$125,015
Lifetime Value Added
+$650k
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
-
Earnings (5yr)
$86,260
Lifetime Value Added
+$254k
Music
MastCIP: 5009
Median Debt
$59,534
Earnings (5yr)
$42,112
Lifetime Value Added
-$143k
Natural Resources Management and Policy
MastCIP: 0302
Median Debt
$66,108
Earnings (5yr)
$51,785
Lifetime Value Added
-$51k
Physiology, Pathology and Related Sciences
MastCIP: 2609
Median Debt
-
Earnings (5yr)
$64,262
Lifetime Value Added
+$64k
Public Relations, Advertising, and Applied Communication
MastCIP: 0909
Median Debt
-
Earnings (2yr)
$61,860
Lifetime Value Added
+$76k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$53,296
Earnings (5yr)
$120,429
Lifetime Value Added
+$547k
Taxation
MastCIP: 5216
Median Debt
-
Earnings (2yr)
$66,077
Lifetime Value Added
+$115k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (2yr)
$49,019
Lifetime Value Added
-$49k

Doctoral Degrees

Music
DocCIP: 5009
Median Debt
-
Earnings (5yr)
$32,434
Lifetime Value Added
-$354k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$201,589
Earnings (2yr)
$117,572
Lifetime Value Added
+$343k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$157,323
Earnings (5yr)
$86,857
Lifetime Value Added
+$68k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$148,750
Earnings (5yr)
$109,945
Lifetime Value Added
+$236k
Medicine
ProfCIP: 5112
Median Debt
$202,806
Earnings (5yr)
$139,150
Lifetime Value Added
+$447k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.