College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of Michigan-Dearborn

Dearborn, MI 5,882 Undergrads 58.4% Grad Rate
Share
Total Cost
$22,435
Sticker Price
Avg Net Price
$10,904
After Aid
Median Earnings
$59,649
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,904
Peer Midpoint: $19,729.5
Earnings (10yr)$59,649
Peer Midpoint: $53,747
Graduation Rate58.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients43.7%
Enrollment Status
Full-Time81.6%
Economic Outcomes
Earn More than HS75.0%

Admissions Profile

Acceptance
58.6%
SAT Avg
1,127
SAT Reading
25th: 50058075th: 630
SAT Math
25th: 49059575th: 630
ACT Composite
25th: 232575th: 30

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$514k
+$118k
+$30k
Median Cost$11k/yr
+$475k
+$78k
-$9k
Full Cost$22k/yr
+$433k
+$37k
-$51k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
43
Median Cost$11k/yr
Never
-24%
Full Cost$22k/yr
Never
-63%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-13%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-51%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$21,750
Earnings (5yr)
$75,164
Lifetime Value Added
+$118k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (2yr)
$31,839
Lifetime Value Added
-$215k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (2yr)
$14,935
Lifetime Value Added
-$370k
Biology, General
BachCIP: 2601
Median Debt
$21,980
Earnings (5yr)
$65,990
Lifetime Value Added
+$49k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$26,750
Earnings (2yr)
$77,401
Lifetime Value Added
+$171k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,743
Earnings (5yr)
$72,312
Lifetime Value Added
+$97k
Communication and Media Studies
BachCIP: 0901
Median Debt
$21,500
Earnings (5yr)
$52,201
Lifetime Value Added
-$60k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$23,384
Earnings (5yr)
$99,124
Lifetime Value Added
+$298k
Computer Engineering
BachCIP: 1409
Median Debt
$21,064
Earnings (5yr)
$99,036
Lifetime Value Added
+$297k
Computer Programming
BachCIP: 1102
Median Debt
$18,502
Earnings (5yr)
$117,020
Lifetime Value Added
+$431k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,000
Earnings (5yr)
$54,206
Lifetime Value Added
-$44k
Economics
BachCIP: 4506
Median Debt
$27,287
Earnings (5yr)
$82,126
Lifetime Value Added
+$171k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$20,833
Earnings (5yr)
$106,893
Lifetime Value Added
+$356k
English Language and Literature, General
BachCIP: 2301
Median Debt
$31,000
Earnings (5yr)
$55,665
Lifetime Value Added
-$32k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$18,875
Earnings (5yr)
$84,575
Lifetime Value Added
+$189k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$21,500
Earnings (5yr)
$53,611
Lifetime Value Added
-$49k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$46,884
Lifetime Value Added
-$104k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$22,831
Earnings (2yr)
$54,035
Lifetime Value Added
-$19k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$25,000
Earnings (5yr)
$46,711
Lifetime Value Added
-$105k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$24,735
Earnings (5yr)
$91,680
Lifetime Value Added
+$242k
Marketing
BachCIP: 5214
Median Debt
$22,250
Earnings (5yr)
$76,210
Lifetime Value Added
+$126k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$77k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,500
Earnings (5yr)
$99,846
Lifetime Value Added
+$303k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$44,548
Lifetime Value Added
-$124k
Political Science and Government
BachCIP: 4510
Median Debt
$22,551
Earnings (5yr)
$64,730
Lifetime Value Added
+$40k
Psychology, General
BachCIP: 4201
Median Debt
$24,000
Earnings (5yr)
$53,909
Lifetime Value Added
-$46k
Social Sciences, General
BachCIP: 4501
Median Debt
$29,000
Earnings (5yr)
$47,049
Lifetime Value Added
-$103k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$47,778
Lifetime Value Added
-$97k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$31,000
Earnings (5yr)
$49,881
Lifetime Value Added
-$79k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$103,763
Lifetime Value Added
+$452k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$42,330
Earnings (5yr)
$128,921
Lifetime Value Added
+$666k
Education, General
MastCIP: 1301
Median Debt
$25,894
Earnings (5yr)
$70,671
Lifetime Value Added
+$167k
Electrical, Electronics and Communications Engineering
MastCIP: 1410
Median Debt
-
Earnings (5yr)
$142,830
Lifetime Value Added
+$784k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$76,460
Lifetime Value Added
+$257k
Management Information Systems and Services
MastCIP: 5212
Median Debt
-
Earnings (2yr)
$66,915
Lifetime Value Added
+$170k
Mechanical Engineering
MastCIP: 1419
Median Debt
-
Earnings (2yr)
$92,277
Lifetime Value Added
+$401k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (5yr)
$76,259
Lifetime Value Added
+$215k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (2yr)
$54,322
Lifetime Value Added
+$51k
Systems Engineering
MastCIP: 1427
Median Debt
-
Earnings (2yr)
$83,177
Lifetime Value Added
+$319k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$68,456
Lifetime Value Added
+$148k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$19k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.