College ROI

Smarter Choices, Brighter Futures
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University of Michigan-Flint

Flint, MI 4,157 Undergrads 47.1% Grad Rate
Share
Total Cost
$23,329
Sticker Price
Avg Net Price
$12,280
After Aid
Median Earnings
$53,230
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,280
Peer Midpoint: $19,729.5
Earnings (10yr)$53,230
Peer Midpoint: $53,747
Graduation Rate47.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients40.3%
Enrollment Status
Full-Time69.5%
Economic Outcomes
Earn More than HS71.0%

Admissions Profile

Acceptance
68.8%
SAT Avg
1,104
SAT Reading
25th: 49057875th: 620
SAT Math
25th: 46055575th: 590
ACT Composite
25th: 172575th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$463k
+$67k
-$21k
Median Cost$12k/yr
+$419k
+$23k
-$65k
Full Cost$23k/yr
+$379k
-$17k
-$105k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$12k/yr
Never
-148%
Full Cost$23k/yr
Never
-125%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-122%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-79%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,833
Earnings (5yr)
$65,566
Lifetime Value Added
+$41k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$22,500
Earnings (5yr)
$62,702
Lifetime Value Added
+$19k
Biology, General
BachCIP: 2601
Median Debt
$24,250
Earnings (5yr)
$58,599
Lifetime Value Added
-$13k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$28,627
Earnings (5yr)
$57,250
Lifetime Value Added
-$24k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$25,250
Earnings (5yr)
$51,988
Lifetime Value Added
-$67k
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (5yr)
$48,504
Lifetime Value Added
-$96k
Computer Science
BachCIP: 1107
Median Debt
$28,651
Earnings (5yr)
$90,852
Lifetime Value Added
+$231k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$28,500
Earnings (5yr)
$49,615
Lifetime Value Added
-$86k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,695
Earnings (5yr)
$39,767
Lifetime Value Added
-$169k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (5yr)
$32,504
Lifetime Value Added
-$231k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$43,798
Lifetime Value Added
-$112k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$44,187
Lifetime Value Added
-$131k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$25,311
Earnings (5yr)
$76,488
Lifetime Value Added
+$123k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$26,241
Earnings (5yr)
$53,412
Lifetime Value Added
-$55k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$21,500
Earnings (5yr)
$56,292
Lifetime Value Added
-$32k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$46,471
Lifetime Value Added
-$112k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$27,500
Earnings (2yr)
$38,289
Lifetime Value Added
-$161k
Information Science/Studies
BachCIP: 1104
Median Debt
$24,402
Earnings (2yr)
$63,005
Lifetime Value Added
+$51k
International Business
BachCIP: 5211
Median Debt
-
Earnings (2yr)
$42,682
Lifetime Value Added
-$122k
Marketing
BachCIP: 5214
Median Debt
$22,631
Earnings (5yr)
$48,719
Lifetime Value Added
-$94k
Mechanical Engineering
BachCIP: 1419
Median Debt
$31,000
Earnings (5yr)
$83,494
Lifetime Value Added
+$176k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$25,000
Earnings (5yr)
$54,940
Lifetime Value Added
-$43k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$40,465
Lifetime Value Added
-$163k
Psychology, General
BachCIP: 4201
Median Debt
$21,500
Earnings (5yr)
$42,106
Lifetime Value Added
-$149k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,494
Earnings (5yr)
$85,657
Lifetime Value Added
+$192k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$26,125
Earnings (5yr)
$52,556
Lifetime Value Added
-$62k
Social Work
BachCIP: 4407
Median Debt
$29,818
Earnings (5yr)
$52,290
Lifetime Value Added
-$64k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$42,356
Lifetime Value Added
-$147k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$31,000
Earnings (5yr)
$44,078
Lifetime Value Added
-$132k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$25,847
Earnings (5yr)
$45,530
Lifetime Value Added
-$120k
Zoology/Animal Biology
BachCIP: 2607
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$280k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$49,260
Earnings (5yr)
$105,079
Lifetime Value Added
+$460k
Education, General
MastCIP: 1301
Median Debt
$39,626
Earnings (5yr)
$86,560
Lifetime Value Added
+$301k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$39,009
Lifetime Value Added
-$105k
Public Administration
MastCIP: 4404
Median Debt
$41,000
Earnings (5yr)
$64,605
Lifetime Value Added
+$112k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$45,578
Earnings (5yr)
$146,740
Lifetime Value Added
+$815k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (2yr)
$43,798
Lifetime Value Added
-$56k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$33,121
Earnings (5yr)
$53,185
Lifetime Value Added
+$7k

Doctoral Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$71,750
Earnings (5yr)
$125,893
Lifetime Value Added
+$440k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$86,549
Earnings (5yr)
$76,663
Lifetime Value Added
+$82k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.