College ROI

Smarter Choices, Brighter Futures
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University of North Alabama

Florence, AL 5,468 Undergrads 53.6% Grad Rate
Share
Total Cost
$22,086
Sticker Price
Avg Net Price
$11,024
After Aid
Median Earnings
$45,415
10yr Post-Entry

Vs. Peer Institutions

Net Price$11,024
Peer Midpoint: $19,729.5
Earnings (10yr)$45,415
Peer Midpoint: $53,747
Graduation Rate53.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients33.7%
Enrollment Status
Full-Time85.3%
Economic Outcomes
Earn More than HS65.4%

Admissions Profile

Acceptance
96.5%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$400k
+$3k
-$84k
Median Cost$11k/yr
+$360k
-$36k
-$124k
Full Cost$22k/yr
+$320k
-$76k
-$164k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$11k/yr
Never
-313%
Full Cost$22k/yr
Never
-206%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-259%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-109%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$21,375
Earnings (5yr)
$61,438
Lifetime Value Added
+$14k
Arts, Entertainment,and Media Management
BachCIP: 5010
Median Debt
$24,437
Earnings (5yr)
$34,562
Lifetime Value Added
-$208k
Biology, General
BachCIP: 2601
Median Debt
$20,205
Earnings (5yr)
$50,640
Lifetime Value Added
-$73k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,250
Earnings (5yr)
$46,213
Lifetime Value Added
-$110k
Chemistry
BachCIP: 4005
Median Debt
$23,250
Earnings (5yr)
$76,484
Lifetime Value Added
+$128k
Communication and Media Studies
BachCIP: 0901
Median Debt
$22,004
Earnings (5yr)
$42,034
Lifetime Value Added
-$145k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$27,000
Earnings (2yr)
$56,415
Lifetime Value Added
+$1k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$20,375
Earnings (5yr)
$48,367
Lifetime Value Added
-$92k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,999
Earnings (5yr)
$42,599
Lifetime Value Added
-$140k
Family and Consumer Sciences/Human Sciences, General
BachCIP: 1901
Median Debt
$21,811
Earnings (5yr)
$48,108
Lifetime Value Added
-$94k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$18,500
Earnings (5yr)
$64,564
Lifetime Value Added
+$38k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$21,052
Lifetime Value Added
-$314k
Geography and Cartography
BachCIP: 4507
Median Debt
$29,750
Earnings (5yr)
$50,714
Lifetime Value Added
-$73k
History
BachCIP: 5401
Median Debt
$18,194
Earnings (5yr)
$41,584
Lifetime Value Added
-$149k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$25,000
Earnings (5yr)
$50,512
Lifetime Value Added
-$74k
Marketing
BachCIP: 5214
Median Debt
$21,000
Earnings (5yr)
$51,763
Lifetime Value Added
-$64k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$157k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (5yr)
$43,086
Lifetime Value Added
-$136k
Music
BachCIP: 5009
Median Debt
$22,900
Earnings (5yr)
$39,095
Lifetime Value Added
-$170k
Parks, Recreation, Leisure, and Fitness Studies, Other
BachCIP: 3199
Median Debt
-
Earnings (5yr)
$47,311
Lifetime Value Added
-$101k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$21,761
Earnings (5yr)
$78,078
Lifetime Value Added
+$140k
Social Work
BachCIP: 4407
Median Debt
$27,000
Earnings (5yr)
$42,773
Lifetime Value Added
-$139k
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings (2yr)
$23,456
Lifetime Value Added
-$292k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,250
Earnings (5yr)
$48,459
Lifetime Value Added
-$91k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$27,500
Earnings (5yr)
$92,469
Lifetime Value Added
+$354k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$20,500
Earnings (5yr)
$83,165
Lifetime Value Added
+$275k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$21,958
Earnings (5yr)
$55,367
Lifetime Value Added
+$30k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.