College ROI

Smarter Choices, Brighter Futures
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University of North Dakota

Grand Forks, ND 9,296 Undergrads 56.1% Grad Rate
Share
Total Cost
$24,580
Sticker Price
Avg Net Price
$18,998
After Aid
Median Earnings
$63,552
10yr Post-Entry

Vs. Peer Institutions

Net Price$18,998
Peer Midpoint: $19,729.5
Earnings (10yr)$63,552
Peer Midpoint: $53,747
Graduation Rate56.1%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients18.2%
Enrollment Status
Full-Time76.0%
Economic Outcomes
Earn More than HS84.1%

Admissions Profile

Acceptance
77.1%
SAT Avg
-
SAT Reading
25th: -59075th: -
SAT Math
25th: -61075th: -
ACT Composite
25th: -2375th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$544k
+$148k
+$60k
Median Cost$19k/yr
+$476k
+$80k
-$8k
Full Cost$25k/yr
+$456k
+$59k
-$28k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
Median Cost$19k/yr
Never
-12%
Full Cost$25k/yr
Never
-32%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return40%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-39%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$23,581
Earnings (5yr)
$70,589
Lifetime Value Added
+$55k
Air Transportation
BachCIP: 4901
Median Debt
$21,500
Earnings (5yr)
$91,399
Lifetime Value Added
+$211k
Biology, General
BachCIP: 2601
Median Debt
$20,526
Earnings (5yr)
$72,158
Lifetime Value Added
+$67k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$20,748
Earnings (5yr)
$64,524
Lifetime Value Added
+$9k
Chemical Engineering
BachCIP: 1407
Median Debt
$25,000
Earnings (5yr)
$92,442
Lifetime Value Added
+$219k
Civil Engineering
BachCIP: 1408
Median Debt
$18,211
Earnings (5yr)
$86,788
Lifetime Value Added
+$176k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$24,283
Earnings (5yr)
$68,989
Lifetime Value Added
+$43k
Communication and Media Studies
BachCIP: 0901
Median Debt
$20,500
Earnings (5yr)
$54,177
Lifetime Value Added
-$73k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$24,029
Earnings (5yr)
$82,886
Lifetime Value Added
+$147k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,500
Earnings (5yr)
$60,352
Lifetime Value Added
-$24k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (5yr)
$48,840
Lifetime Value Added
-$117k
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
-
Earnings (5yr)
$50,449
Lifetime Value Added
-$104k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$27,000
Earnings (5yr)
$98,547
Lifetime Value Added
+$264k
English Language and Literature, General
BachCIP: 2301
Median Debt
$22,195
Earnings (5yr)
$45,818
Lifetime Value Added
-$142k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
$24,250
Earnings (2yr)
$31,133
Lifetime Value Added
-$250k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$23,250
Earnings (5yr)
$64,337
Lifetime Value Added
+$7k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
-
Earnings (2yr)
$45,918
Lifetime Value Added
-$118k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (5yr)
$54,374
Lifetime Value Added
-$72k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (2yr)
$48,849
Lifetime Value Added
-$92k
Industrial Production Technologies/Technicians
BachCIP: 1506
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$27k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,378
Earnings (5yr)
$58,428
Lifetime Value Added
-$39k
Marketing
BachCIP: 5214
Median Debt
$23,166
Earnings (5yr)
$73,366
Lifetime Value Added
+$76k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,500
Earnings (5yr)
$88,823
Lifetime Value Added
+$192k
Petroleum Engineering
BachCIP: 1425
Median Debt
$27,000
Earnings (5yr)
$95,721
Lifetime Value Added
+$243k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$304k
Psychology, General
BachCIP: 4201
Median Debt
$20,620
Earnings (5yr)
$55,670
Lifetime Value Added
-$61k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,639
Earnings (5yr)
$78,210
Lifetime Value Added
+$112k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
-
Earnings (5yr)
$57,704
Lifetime Value Added
-$45k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$41,193
Lifetime Value Added
-$160k
Security Science and Technology
BachCIP: 4304
Median Debt
-
Earnings (2yr)
$37,568
Lifetime Value Added
-$192k
Social Work
BachCIP: 4407
Median Debt
$22,250
Earnings (5yr)
$54,263
Lifetime Value Added
-$73k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$26,467
Earnings (5yr)
$49,029
Lifetime Value Added
-$115k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$50,380
Lifetime Value Added
-$104k

Master's Degrees

Air Transportation
MastCIP: 4901
Median Debt
-
Earnings (5yr)
$81,030
Lifetime Value Added
+$242k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$53,187
Earnings (5yr)
$129,499
Lifetime Value Added
+$656k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,220
Earnings (5yr)
$102,559
Lifetime Value Added
+$426k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$30,220
Earnings (5yr)
$66,181
Lifetime Value Added
+$113k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$63,382
Lifetime Value Added
+$89k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (2yr)
$59,417
Lifetime Value Added
+$86k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$51,250
Earnings (5yr)
$135,750
Lifetime Value Added
+$709k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$26,557
Earnings (5yr)
$68,953
Lifetime Value Added
+$138k
Social Work
MastCIP: 4407
Median Debt
$31,000
Earnings (5yr)
$64,869
Lifetime Value Added
+$102k
Special Education and Teaching
MastCIP: 1310
Median Debt
$24,040
Earnings (5yr)
$56,682
Lifetime Value Added
+$28k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$40,720
Earnings (2yr)
$39,729
Lifetime Value Added
-$110k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$54,051
Lifetime Value Added
+$3k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$59,500
Earnings (5yr)
$76,173
Lifetime Value Added
+$54k

Professional Degrees

Law
ProfCIP: 2201
Median Debt
$61,500
Earnings (5yr)
$77,818
Lifetime Value Added
+$66k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.