College ROI

Smarter Choices, Brighter Futures
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University of North Florida

Jacksonville, FL 13,915 Undergrads 64.9% Grad Rate
Share
Total Cost
$20,229
Sticker Price
Avg Net Price
$10,353
After Aid
Median Earnings
$56,343
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,353
Peer Midpoint: $19,729.5
Earnings (10yr)$56,343
Peer Midpoint: $53,747
Graduation Rate64.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.3%
Enrollment Status
Full-Time76.7%
Economic Outcomes
Earn More than HS75.3%

Admissions Profile

Acceptance
62.3%
SAT Avg
1,115
SAT Reading
25th: 51056575th: 620
SAT Math
25th: 48054075th: 590
ACT Composite
25th: 202375th: 26

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$488k
+$92k
+$4k
Median Cost$10k/yr
+$451k
+$54k
-$34k
Full Cost$20k/yr
+$415k
+$19k
-$69k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
59
Median Cost$10k/yr
Never
-90%
Full Cost$20k/yr
Never
-95%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-66%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-61%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$15,750
Earnings (5yr)
$77,318
Lifetime Value Added
+$137k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$51,720
Lifetime Value Added
-$62k
American Sign Language
BachCIP: 1616
Median Debt
-
Earnings (2yr)
$32,284
Lifetime Value Added
-$209k
Anthropology
BachCIP: 4502
Median Debt
$18,000
Earnings (5yr)
$38,523
Lifetime Value Added
-$172k
Biology, General
BachCIP: 2601
Median Debt
$13,710
Earnings (5yr)
$56,373
Lifetime Value Added
-$24k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$15,366
Earnings (5yr)
$64,007
Lifetime Value Added
+$36k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (2yr)
$47,846
Lifetime Value Added
-$70k
Chemistry
BachCIP: 4005
Median Debt
$20,286
Earnings (5yr)
$69,271
Lifetime Value Added
+$76k
Civil Engineering
BachCIP: 1408
Median Debt
$17,500
Earnings (5yr)
$82,791
Lifetime Value Added
+$178k
Communication and Media Studies
BachCIP: 0901
Median Debt
$15,000
Earnings (5yr)
$50,651
Lifetime Value Added
-$71k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$17,187
Earnings (5yr)
$85,179
Lifetime Value Added
+$195k
Construction Engineering Technologies
BachCIP: 1510
Median Debt
$22,479
Earnings (5yr)
$91,779
Lifetime Value Added
+$245k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$15,987
Earnings (5yr)
$54,503
Lifetime Value Added
-$39k
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
$18,445
Earnings (5yr)
$55,220
Lifetime Value Added
-$34k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$36,221
Lifetime Value Added
-$173k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$15,500
Earnings (5yr)
$92,420
Lifetime Value Added
+$250k
English Language and Literature, General
BachCIP: 2301
Median Debt
$16,416
Earnings (5yr)
$43,520
Lifetime Value Added
-$130k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$14,750
Earnings (5yr)
$72,191
Lifetime Value Added
+$98k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,397
Earnings (5yr)
$44,769
Lifetime Value Added
-$120k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$18,500
Earnings (5yr)
$59,637
Lifetime Value Added
+$2k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$15,000
Earnings (5yr)
$50,021
Lifetime Value Added
-$76k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$15,000
Earnings (5yr)
$53,431
Lifetime Value Added
-$48k
History
BachCIP: 5401
Median Debt
$13,250
Earnings (5yr)
$43,692
Lifetime Value Added
-$129k
International Business
BachCIP: 5211
Median Debt
$14,393
Earnings (5yr)
$63,194
Lifetime Value Added
+$30k
International/Global Studies
BachCIP: 3020
Median Debt
$18,480
Earnings (5yr)
$44,186
Lifetime Value Added
-$125k
Marketing
BachCIP: 5214
Median Debt
$15,000
Earnings (5yr)
$63,817
Lifetime Value Added
+$35k
Mathematics
BachCIP: 2701
Median Debt
$15,591
Earnings (2yr)
$30,771
Lifetime Value Added
-$222k
Mechanical Engineering
BachCIP: 1419
Median Debt
$19,611
Earnings (5yr)
$87,430
Lifetime Value Added
+$212k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$15,653
Earnings (5yr)
$51,720
Lifetime Value Added
-$62k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (2yr)
$25,774
Lifetime Value Added
-$268k
Physics
BachCIP: 4008
Median Debt
-
Earnings (5yr)
$59,535
Lifetime Value Added
+$908
Political Science and Government
BachCIP: 4510
Median Debt
$14,575
Earnings (5yr)
$51,478
Lifetime Value Added
-$64k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$45,377
Lifetime Value Added
-$115k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (5yr)
$75,927
Lifetime Value Added
+$126k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$48,744
Lifetime Value Added
-$87k
Social Work
BachCIP: 4407
Median Debt
$13,716
Earnings (5yr)
$54,778
Lifetime Value Added
-$37k
Sociology
BachCIP: 4511
Median Debt
$19,615
Earnings (5yr)
$49,470
Lifetime Value Added
-$81k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$52,358
Lifetime Value Added
-$57k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$16,487
Earnings (5yr)
$50,863
Lifetime Value Added
-$69k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$52,853
Lifetime Value Added
-$53k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$18,563
Earnings (5yr)
$82,235
Lifetime Value Added
+$268k
American Sign Language
MastCIP: 1616
Median Debt
-
Earnings (5yr)
$68,159
Lifetime Value Added
+$147k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$28,193
Earnings (5yr)
$95,416
Lifetime Value Added
+$381k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
-
Earnings (5yr)
$68,829
Lifetime Value Added
+$152k
Dietetics and Clinical Nutrition Services
MastCIP: 5131
Median Debt
-
Earnings (5yr)
$67,241
Lifetime Value Added
+$139k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$30,750
Earnings (5yr)
$55,993
Lifetime Value Added
+$37k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$33,266
Lifetime Value Added
-$161k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
-
Earnings (5yr)
$58,633
Lifetime Value Added
+$61k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$41,000
Earnings (5yr)
$61,948
Lifetime Value Added
+$92k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (5yr)
$67,027
Lifetime Value Added
+$137k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (5yr)
$151,821
Lifetime Value Added
+$861k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
-
Earnings (5yr)
$81,472
Lifetime Value Added
+$261k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$53,869
Lifetime Value Added
+$17k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$39,789
Earnings (5yr)
$54,870
Lifetime Value Added
+$27k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$50,418
Lifetime Value Added
-$15k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.