College ROI

Smarter Choices, Brighter Futures
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University of North Georgia

Dahlonega, GA 15,542 Undergrads 39.4% Grad Rate
Share
Total Cost
$18,062
Sticker Price
Avg Net Price
$10,785
After Aid
Median Earnings
$50,135
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,785
Peer Midpoint: $19,729.5
Earnings (10yr)$50,135
Peer Midpoint: $53,747
Graduation Rate39.4%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients30.4%
Enrollment Status
Full-Time74.4%
Economic Outcomes
Earn More than HS70.1%

Admissions Profile

Acceptance
72.2%
SAT Avg
1,136
SAT Reading
25th: 52057775th: 620
SAT Math
25th: 50055575th: 595
ACT Composite
25th: 192375th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$438k
+$42k
-$46k
Median Cost$11k/yr
+$400k
+$3k
-$85k
Full Cost$18k/yr
+$373k
-$23k
-$111k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$11k/yr
Never
-219%
Full Cost$18k/yr
Never
-171%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-194%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-89%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,000
Earnings (5yr)
$42,690
Lifetime Value Added
-$53k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (5yr)
$69,360
Lifetime Value Added
+$198k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$19,893
Earnings (5yr)
$71,914
Lifetime Value Added
+$94k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$54,770
Lifetime Value Added
-$39k
Biology, General
BachCIP: 2601
Median Debt
$21,000
Earnings (5yr)
$54,664
Lifetime Value Added
-$40k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,597
Earnings (5yr)
$59,737
Lifetime Value Added
+$960
Communication and Media Studies
BachCIP: 0901
Median Debt
$16,002
Earnings (5yr)
$45,124
Lifetime Value Added
-$118k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$18,000
Earnings (5yr)
$83,220
Lifetime Value Added
+$179k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,000
Earnings (5yr)
$53,627
Lifetime Value Added
-$48k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (5yr)
$47,803
Lifetime Value Added
-$96k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (2yr)
$16,663
Lifetime Value Added
-$354k
English Language and Literature, General
BachCIP: 2301
Median Debt
$23,483
Earnings (5yr)
$40,658
Lifetime Value Added
-$156k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$16,650
Earnings (5yr)
$75,740
Lifetime Value Added
+$123k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$17,681
Earnings (5yr)
$36,527
Lifetime Value Added
-$191k
History
BachCIP: 5401
Median Debt
$23,892
Earnings (5yr)
$55,603
Lifetime Value Added
-$32k
Human Services, General
BachCIP: 4400
Median Debt
$22,835
Earnings (5yr)
$39,322
Lifetime Value Added
-$167k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$20,500
Earnings (5yr)
$61,391
Lifetime Value Added
+$14k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$20,500
Earnings (5yr)
$48,240
Lifetime Value Added
-$92k
Linguistic, Comparative, and Related Language Studies and Services
BachCIP: 1601
Median Debt
$24,315
Earnings (5yr)
$78,292
Lifetime Value Added
+$142k
Marketing
BachCIP: 5214
Median Debt
$19,200
Earnings (5yr)
$64,133
Lifetime Value Added
+$35k
Mathematics
BachCIP: 2701
Median Debt
$23,500
Earnings (5yr)
$55,484
Lifetime Value Added
-$33k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$55,885
Lifetime Value Added
-$30k
Political Science and Government
BachCIP: 4510
Median Debt
$22,026
Earnings (5yr)
$60,531
Lifetime Value Added
+$7k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$53,637
Lifetime Value Added
-$48k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$17,751
Earnings (5yr)
$84,545
Lifetime Value Added
+$189k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
$21,000
Earnings (5yr)
$45,685
Lifetime Value Added
-$114k
Sociology
BachCIP: 4511
Median Debt
$23,375
Earnings (2yr)
$32,284
Lifetime Value Added
-$210k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$46,835
Lifetime Value Added
-$104k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,500
Earnings (5yr)
$47,345
Lifetime Value Added
-$100k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$53,068
Lifetime Value Added
-$53k

Master's Degrees

Business/Commerce, General
MastCIP: 5201
Median Debt
$20,493
Earnings (2yr)
$84,653
Lifetime Value Added
+$332k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$20,292
Earnings (5yr)
$119,279
Lifetime Value Added
+$585k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$17,310
Earnings (5yr)
$59,685
Lifetime Value Added
+$70k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
-
Earnings (5yr)
$55,875
Lifetime Value Added
+$35k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$57,164
Earnings (5yr)
$77,679
Lifetime Value Added
+$95k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.