College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of North Texas

Denton, TX 33,680 Undergrads 61.6% Grad Rate
Share
Total Cost
$25,470
Sticker Price
Avg Net Price
$14,352
After Aid
Median Earnings
$57,010
10yr Post-Entry

Vs. Peer Institutions

Net Price$14,352
Peer Midpoint: $19,729.5
Earnings (10yr)$57,010
Peer Midpoint: $53,747
Graduation Rate61.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients35.7%
Enrollment Status
Full-Time82.7%
Economic Outcomes
Earn More than HS72.6%

Admissions Profile

Acceptance
72.5%
SAT Avg
1,109
SAT Reading
25th: 50057075th: 630
SAT Math
25th: 48055575th: 600
ACT Composite
25th: 192375th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$493k
+$97k
+$9k
Median Cost$14k/yr
+$442k
+$45k
-$43k
Full Cost$25k/yr
+$402k
+$5k
-$83k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
53
Median Cost$14k/yr
Never
-83%
Full Cost$25k/yr
Never
-90%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-63%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-67%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$18,922
Earnings (5yr)
$84,797
Lifetime Value Added
+$178k
Air Transportation
BachCIP: 4901
Median Debt
$23,573
Earnings (5yr)
$73,497
Lifetime Value Added
+$94k
Anthropology
BachCIP: 4502
Median Debt
$20,500
Earnings (5yr)
$45,720
Lifetime Value Added
-$126k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$21,719
Earnings (5yr)
$63,868
Lifetime Value Added
+$21k
Biology, General
BachCIP: 2601
Median Debt
$20,500
Earnings (5yr)
$55,209
Lifetime Value Added
-$48k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$20,216
Earnings (5yr)
$75,866
Lifetime Value Added
+$111k
Business/Commerce, General
BachCIP: 5201
Median Debt
$16,570
Earnings (5yr)
$67,600
Lifetime Value Added
+$49k
Business/Managerial Economics
BachCIP: 5206
Median Debt
$14,500
Earnings (5yr)
$95,473
Lifetime Value Added
+$258k
Chemistry
BachCIP: 4005
Median Debt
$23,250
Earnings (5yr)
$58,789
Lifetime Value Added
-$19k
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$18,000
Earnings (5yr)
$56,373
Lifetime Value Added
-$39k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$17,750
Earnings (5yr)
$56,723
Lifetime Value Added
-$36k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$22,500
Earnings (5yr)
$102,134
Lifetime Value Added
+$308k
Computer Engineering
BachCIP: 1409
Median Debt
$22,590
Earnings (5yr)
$107,903
Lifetime Value Added
+$351k
Construction Engineering Technologies
BachCIP: 1510
Median Debt
$26,000
Earnings (2yr)
$69,338
Lifetime Value Added
+$94k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,000
Earnings (5yr)
$50,657
Lifetime Value Added
-$85k
Dance
BachCIP: 5003
Median Debt
$20,500
Earnings (5yr)
$44,100
Lifetime Value Added
-$140k
Design and Applied Arts
BachCIP: 5004
Median Debt
$22,269
Earnings (5yr)
$55,345
Lifetime Value Added
-$47k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$23,295
Earnings (5yr)
$40,282
Lifetime Value Added
-$172k
Economics
BachCIP: 4506
Median Debt
$21,025
Earnings (5yr)
$62,195
Lifetime Value Added
+$7k
Electrical Engineering Technologies/Technicians
BachCIP: 1503
Median Debt
-
Earnings (2yr)
$72,762
Lifetime Value Added
+$121k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$25,000
Earnings (5yr)
$96,911
Lifetime Value Added
+$269k
English Language and Literature, General
BachCIP: 2301
Median Debt
$20,097
Earnings (5yr)
$47,966
Lifetime Value Added
-$107k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
$18,750
Earnings (5yr)
$67,277
Lifetime Value Added
+$47k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,175
Earnings (5yr)
$78,441
Lifetime Value Added
+$131k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,040
Earnings (5yr)
$42,079
Lifetime Value Added
-$157k
Geography and Cartography
BachCIP: 4507
Median Debt
$18,275
Earnings (5yr)
$58,717
Lifetime Value Added
-$20k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$22,000
Earnings (5yr)
$57,963
Lifetime Value Added
-$26k
History
BachCIP: 5401
Median Debt
$21,000
Earnings (5yr)
$54,740
Lifetime Value Added
-$52k
Homeland Security
BachCIP: 4303
Median Debt
$17,023
Earnings (5yr)
$68,149
Lifetime Value Added
+$53k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$20,551
Earnings (5yr)
$51,398
Lifetime Value Added
-$79k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$18,500
Earnings (5yr)
$44,287
Lifetime Value Added
-$138k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$19,368
Earnings (5yr)
$66,958
Lifetime Value Added
+$44k
Insurance
BachCIP: 5217
Median Debt
$19,392
Earnings (5yr)
$95,749
Lifetime Value Added
+$260k
Interior Architecture
BachCIP: 0405
Median Debt
$20,000
Earnings (5yr)
$60,032
Lifetime Value Added
-$10k
International/Global Studies
BachCIP: 3020
Median Debt
$19,000
Earnings (5yr)
$49,046
Lifetime Value Added
-$99k
Journalism
BachCIP: 0904
Median Debt
$19,500
Earnings (5yr)
$53,717
Lifetime Value Added
-$60k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$18,997
Earnings (5yr)
$55,226
Lifetime Value Added
-$48k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$18,750
Earnings (5yr)
$96,614
Lifetime Value Added
+$267k
Marketing
BachCIP: 5214
Median Debt
$18,500
Earnings (5yr)
$62,120
Lifetime Value Added
+$7k
Materials Engineering
BachCIP: 1418
Median Debt
$24,000
Earnings (2yr)
$63,997
Lifetime Value Added
+$52k
Mathematics
BachCIP: 2701
Median Debt
$19,375
Earnings (5yr)
$63,783
Lifetime Value Added
+$20k
Mechanical Engineering Related Technologies/Technicians
BachCIP: 1508
Median Debt
$23,980
Earnings (5yr)
$71,106
Lifetime Value Added
+$76k
Mechanical Engineering
BachCIP: 1419
Median Debt
$24,583
Earnings (5yr)
$81,391
Lifetime Value Added
+$153k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$18,750
Earnings (5yr)
$58,140
Lifetime Value Added
-$25k
Music
BachCIP: 5009
Median Debt
$23,425
Earnings (5yr)
$52,244
Lifetime Value Added
-$72k
Parks, Recreation and Leisure Facilities Management
BachCIP: 3103
Median Debt
$23,000
Earnings (5yr)
$53,543
Lifetime Value Added
-$62k
Philosophy
BachCIP: 3801
Median Debt
$15,000
Earnings (5yr)
$42,179
Lifetime Value Added
-$156k
Physics
BachCIP: 4008
Median Debt
$17,750
Earnings (2yr)
$25,967
Lifetime Value Added
-$281k
Political Science and Government
BachCIP: 4510
Median Debt
$16,069
Earnings (5yr)
$56,747
Lifetime Value Added
-$36k
Psychology, General
BachCIP: 4201
Median Debt
$18,250
Earnings (5yr)
$50,363
Lifetime Value Added
-$88k
Public Health
BachCIP: 5122
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$169k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$18,681
Earnings (5yr)
$41,843
Lifetime Value Added
-$159k
Real Estate
BachCIP: 5215
Median Debt
$15,000
Earnings (5yr)
$77,169
Lifetime Value Added
+$121k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$21,996
Earnings (5yr)
$47,650
Lifetime Value Added
-$110k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
$17,931
Earnings (5yr)
$56,151
Lifetime Value Added
-$41k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$20,135
Earnings (5yr)
$50,856
Lifetime Value Added
-$84k
Social Sciences, General
BachCIP: 4501
Median Debt
$20,500
Earnings (5yr)
$57,259
Lifetime Value Added
-$32k
Social Work
BachCIP: 4407
Median Debt
$19,500
Earnings (5yr)
$56,182
Lifetime Value Added
-$40k
Sociology
BachCIP: 4511
Median Debt
$17,750
Earnings (5yr)
$56,174
Lifetime Value Added
-$40k
Specialized Sales, Merchandising and Marketing Operations
BachCIP: 5219
Median Debt
$21,250
Earnings (5yr)
$56,709
Lifetime Value Added
-$36k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$24,004
Earnings (5yr)
$94,934
Lifetime Value Added
+$369k
Anthropology
MastCIP: 4502
Median Debt
-
Earnings (5yr)
$60,285
Lifetime Value Added
+$69k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$20,500
Earnings (5yr)
$115,326
Lifetime Value Added
+$544k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$32,709
Earnings (5yr)
$64,926
Lifetime Value Added
+$111k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$35,109
Earnings (5yr)
$68,633
Lifetime Value Added
+$143k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
-
Earnings (2yr)
$57,318
Lifetime Value Added
+$74k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (5yr)
$59,237
Lifetime Value Added
+$60k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$20,516
Earnings (5yr)
$67,434
Lifetime Value Added
+$133k
Educational/Instructional Media Design
MastCIP: 1305
Median Debt
$27,975
Earnings (5yr)
$80,476
Lifetime Value Added
+$245k
Engineering Technology, General
MastCIP: 1500
Median Debt
-
Earnings (2yr)
$75,706
Lifetime Value Added
+$244k
Fine and Studio Arts
MastCIP: 5007
Median Debt
-
Earnings (5yr)
$45,792
Lifetime Value Added
-$66k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (2yr)
$31,851
Lifetime Value Added
-$183k
History
MastCIP: 5401
Median Debt
-
Earnings (2yr)
$39,927
Lifetime Value Added
-$99k
Hospitality Administration/Management
MastCIP: 5209
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$83k
Information Science/Studies
MastCIP: 1104
Median Debt
$31,075
Earnings (5yr)
$59,432
Lifetime Value Added
+$61k
Journalism
MastCIP: 0904
Median Debt
-
Earnings (2yr)
$36,141
Lifetime Value Added
-$138k
Library Science and Administration
MastCIP: 2501
Median Debt
$31,360
Earnings (5yr)
$54,252
Lifetime Value Added
+$14k
Mechanical Engineering
MastCIP: 1419
Median Debt
-
Earnings (2yr)
$70,456
Lifetime Value Added
+$196k
Multi/Interdisciplinary Studies, Other
MastCIP: 3099
Median Debt
$29,500
Earnings (2yr)
$33,993
Lifetime Value Added
-$161k
Music
MastCIP: 5009
Median Debt
$35,608
Earnings (5yr)
$34,419
Lifetime Value Added
-$177k
Parks, Recreation and Leisure Facilities Management
MastCIP: 3103
Median Debt
-
Earnings (5yr)
$57,681
Lifetime Value Added
+$45k
Public Administration
MastCIP: 4404
Median Debt
$36,241
Earnings (5yr)
$78,794
Lifetime Value Added
+$231k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$48,895
Earnings (2yr)
$43,240
Lifetime Value Added
-$66k
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (5yr)
$52,249
Lifetime Value Added
-$5k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$63,201
Lifetime Value Added
+$95k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$38,234
Earnings (5yr)
$56,341
Lifetime Value Added
+$33k
Taxation
MastCIP: 5216
Median Debt
$22,594
Earnings (5yr)
$97,983
Lifetime Value Added
+$396k

Graduate Certificates

Information Science/Studies
Gr-CertCIP: 1104
Median Debt
$33,848
Earnings (5yr)
$47,076
Lifetime Value Added
-$355
Library Science and Administration
Gr-CertCIP: 2501
Median Debt
$23,175
Earnings (5yr)
$54,878
Lifetime Value Added
+$79k
Special Education and Teaching
Gr-CertCIP: 1310
Median Debt
-
Earnings (5yr)
$60,089
Lifetime Value Added
+$131k

Doctoral Degrees

Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (5yr)
$82,887
Lifetime Value Added
+$120k
Communication Disorders Sciences and Services
DocCIP: 5102
Median Debt
-
Earnings (2yr)
$69,338
Lifetime Value Added
+$52k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
-
Earnings (5yr)
$94,296
Lifetime Value Added
+$203k
English Language and Literature, General
DocCIP: 2301
Median Debt
-
Earnings (2yr)
$45,696
Lifetime Value Added
-$141k
Music
DocCIP: 5009
Median Debt
$36,476
Earnings (5yr)
$62,610
Lifetime Value Added
-$30k
Student Counseling and Personnel Services
DocCIP: 1311
Median Debt
-
Earnings (2yr)
$66,171
Lifetime Value Added
+$27k
Teacher Education and Professional Development, Specific Subject Areas
DocCIP: 1313
Median Debt
-
Earnings (5yr)
$76,239
Lifetime Value Added
+$71k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.