College ROI

Smarter Choices, Brighter Futures
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University of Phoenix-Arizona

Phoenix, AZ 76,996 Undergrads 25.0% Grad Rate
Share
Total Cost
$19,449
Sticker Price
Avg Net Price
$13,571
After Aid
Median Earnings
$37,752
10yr Post-Entry

Vs. Peer Institutions

Net Price$13,571
Peer Midpoint: $19,729.5
Earnings (10yr)$37,752
Peer Midpoint: $53,747
Graduation Rate25.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients46.8%
Enrollment Status
Full-Time100.0%
Economic Outcomes
Earn More than HS57.6%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$337k
-$60k
-$148k
Median Cost$14k/yr
+$288k
-$109k
-$197k
Full Cost$19k/yr
+$267k
-$130k
-$218k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$14k/yr
Never
-403%
Full Cost$19k/yr
Never
-311%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-431%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-143%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (5yr)
$38,052
Lifetime Value Added
-$58k
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
$7,125
Earnings (5yr)
$70,487
Lifetime Value Added
+$275k
Computer Programming
CertCIP: 1102
Median Debt
$7,125
Earnings (5yr)
$90,303
Lifetime Value Added
+$463k
Computer Software and Media Applications
CertCIP: 1108
Median Debt
-
Earnings (5yr)
$52,765
Lifetime Value Added
+$98k
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
$7,125
Earnings (5yr)
$58,644
Lifetime Value Added
+$158k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
$9,500
Earnings (5yr)
$37,864
Lifetime Value Added
-$60k
Human Resources Management and Services
CertCIP: 5210
Median Debt
$7,125
Earnings (5yr)
$69,835
Lifetime Value Added
+$268k
Human Services, General
CertCIP: 4400
Median Debt
-
Earnings (5yr)
$45,408
Lifetime Value Added
+$21k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
$21,369
Earnings (5yr)
$43,927
Lifetime Value Added
-$46k
Behavioral Sciences
AssocCIP: 3017
Median Debt
$23,813
Earnings (5yr)
$34,130
Lifetime Value Added
-$143k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$20,942
Earnings (5yr)
$50,637
Lifetime Value Added
+$20k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
$19,120
Earnings (5yr)
$52,277
Lifetime Value Added
+$35k
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (5yr)
$50,430
Lifetime Value Added
+$18k
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (5yr)
$85,919
Lifetime Value Added
+$339k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (5yr)
$50,678
Lifetime Value Added
+$20k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$22,625
Earnings (5yr)
$42,054
Lifetime Value Added
-$64k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
$24,365
Earnings (5yr)
$35,500
Lifetime Value Added
-$129k
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (5yr)
$35,140
Lifetime Value Added
-$133k
Human Services, General
AssocCIP: 4400
Median Debt
$24,063
Earnings (5yr)
$34,502
Lifetime Value Added
-$139k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$61,106
Lifetime Value Added
+$119k
Rhetoric and Composition/Writing Studies
AssocCIP: 2313
Median Debt
$23,438
Earnings (5yr)
$39,080
Lifetime Value Added
-$94k
Teaching Assistants/Aides
AssocCIP: 1315
Median Debt
$23,362
Earnings (5yr)
$30,645
Lifetime Value Added
-$178k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$40,304
Earnings (5yr)
$58,358
Lifetime Value Added
-$20k
Behavioral Sciences
BachCIP: 3017
Median Debt
$43,313
Earnings (5yr)
$43,712
Lifetime Value Added
-$140k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$34,767
Earnings (5yr)
$63,179
Lifetime Value Added
+$18k
Communication and Media Studies
BachCIP: 0901
Median Debt
$36,583
Earnings (5yr)
$53,606
Lifetime Value Added
-$58k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$34,165
Earnings (5yr)
$82,540
Lifetime Value Added
+$164k
Computer Programming
BachCIP: 1102
Median Debt
$46,918
Earnings (5yr)
$77,496
Lifetime Value Added
+$126k
Computer Software and Media Applications
BachCIP: 1108
Median Debt
$43,911
Earnings (5yr)
$66,235
Lifetime Value Added
+$42k
Computer Systems Analysis
BachCIP: 1105
Median Debt
-
Earnings (5yr)
$74,529
Lifetime Value Added
+$104k
Computer Systems Networking and Telecommunications
BachCIP: 1109
Median Debt
$35,301
Earnings (5yr)
$68,866
Lifetime Value Added
+$62k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$41,154
Earnings (5yr)
$69,636
Lifetime Value Added
+$67k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$40,847
Earnings (5yr)
$50,328
Lifetime Value Added
-$85k
English Language and Literature, General
BachCIP: 2301
Median Debt
$38,564
Earnings (5yr)
$42,784
Lifetime Value Added
-$148k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$44,801
Earnings (5yr)
$67,238
Lifetime Value Added
+$49k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$43,340
Earnings (5yr)
$46,659
Lifetime Value Added
-$116k
Homeland Security
BachCIP: 4303
Median Debt
-
Earnings (5yr)
$66,066
Lifetime Value Added
+$40k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$45,000
Earnings (5yr)
$58,963
Lifetime Value Added
-$15k
Human Services, General
BachCIP: 4400
Median Debt
$43,775
Earnings (5yr)
$46,004
Lifetime Value Added
-$121k
Marketing
BachCIP: 5214
Median Debt
$39,097
Earnings (5yr)
$58,812
Lifetime Value Added
-$16k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$37,283
Earnings (5yr)
$52,075
Lifetime Value Added
-$71k
Public Administration
BachCIP: 4404
Median Debt
$38,250
Earnings (5yr)
$68,415
Lifetime Value Added
+$58k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$15,273
Earnings (5yr)
$109,867
Lifetime Value Added
+$368k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$37,482
Earnings (5yr)
$47,043
Lifetime Value Added
-$112k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$33,586
Earnings (5yr)
$69,359
Lifetime Value Added
+$151k
Bioethics/Medical Ethics
MastCIP: 5132
Median Debt
$24,376
Earnings (5yr)
$110,140
Lifetime Value Added
+$501k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$30,432
Earnings (5yr)
$74,320
Lifetime Value Added
+$194k
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
$37,654
Earnings (5yr)
$69,949
Lifetime Value Added
+$156k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$33,238
Earnings (5yr)
$58,188
Lifetime Value Added
+$51k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$28,840
Earnings (5yr)
$58,925
Lifetime Value Added
+$58k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$30,295
Earnings (5yr)
$65,620
Lifetime Value Added
+$118k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
$38,912
Earnings (5yr)
$81,301
Lifetime Value Added
+$254k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$34,146
Earnings (5yr)
$68,344
Lifetime Value Added
+$142k
Human Development, Family Studies, and Related Services
MastCIP: 1907
Median Debt
$41,000
Earnings (5yr)
$51,042
Lifetime Value Added
-$15k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$41,000
Earnings (5yr)
$59,128
Lifetime Value Added
+$60k
Management Information Systems and Services
MastCIP: 5212
Median Debt
$39,142
Earnings (5yr)
$84,692
Lifetime Value Added
+$283k
Marketing
MastCIP: 5214
Median Debt
$40,705
Earnings (5yr)
$62,442
Lifetime Value Added
+$90k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$52,671
Earnings (5yr)
$64,992
Lifetime Value Added
+$113k
Psychology, Other
MastCIP: 4299
Median Debt
$37,228
Earnings (5yr)
$47,976
Lifetime Value Added
-$44k
Public Administration
MastCIP: 4404
Median Debt
$32,572
Earnings (5yr)
$59,519
Lifetime Value Added
+$64k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$31,196
Earnings (5yr)
$120,428
Lifetime Value Added
+$589k
Special Education and Teaching
MastCIP: 1310
Median Debt
$35,111
Earnings (5yr)
$56,333
Lifetime Value Added
+$34k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$28,648
Earnings (5yr)
$62,387
Lifetime Value Added
+$90k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$27,291
Earnings (5yr)
$56,291
Lifetime Value Added
+$34k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$38,450
Earnings (5yr)
$57,184
Lifetime Value Added
+$42k

Graduate Certificates

Accounting and Related Services
Gr-CertCIP: 5203
Median Debt
$20,268
Earnings (5yr)
$73,904
Lifetime Value Added
+$264k
Business Administration, Management and Operations
Gr-CertCIP: 5202
Median Debt
$47,509
Earnings (5yr)
$86,411
Lifetime Value Added
+$380k
Computer and Information Sciences, General
Gr-CertCIP: 1101
Median Debt
$24,378
Earnings (5yr)
$77,292
Lifetime Value Added
+$295k
Dispute Resolution
Gr-CertCIP: 3028
Median Debt
-
Earnings (5yr)
$67,333
Lifetime Value Added
+$202k
Educational Administration and Supervision
Gr-CertCIP: 1304
Median Debt
-
Earnings (5yr)
$87,365
Lifetime Value Added
+$389k
Health Services/Allied Health/Health Sciences, General
Gr-CertCIP: 5100
Median Debt
-
Earnings (2yr)
$70,456
Lifetime Value Added
+$272k
Human Development, Family Studies, and Related Services
Gr-CertCIP: 1907
Median Debt
-
Earnings (5yr)
$35,280
Lifetime Value Added
-$124k
Human Resources Management and Services
Gr-CertCIP: 5210
Median Debt
$38,014
Earnings (5yr)
$65,819
Lifetime Value Added
+$188k
Marketing
Gr-CertCIP: 5214
Median Debt
$49,775
Earnings (5yr)
$63,436
Lifetime Value Added
+$165k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (2yr)
$124,271
Lifetime Value Added
+$802k
Teaching English or French as a Second or Foreign Language
Gr-CertCIP: 1314
Median Debt
-
Earnings (5yr)
$77,643
Lifetime Value Added
+$299k

Doctoral Degrees

Business Administration, Management and Operations
DocCIP: 5202
Median Debt
$76,500
Earnings (5yr)
$94,045
Lifetime Value Added
+$204k
Curriculum and Instruction
DocCIP: 1303
Median Debt
$77,545
Earnings (5yr)
$86,606
Lifetime Value Added
+$150k
Educational Administration and Supervision
DocCIP: 1304
Median Debt
$73,109
Earnings (5yr)
$77,387
Lifetime Value Added
+$82k
Educational/Instructional Media Design
DocCIP: 1305
Median Debt
$79,671
Earnings (5yr)
$89,757
Lifetime Value Added
+$173k
Health and Medical Administrative Services
DocCIP: 5107
Median Debt
$90,679
Earnings (5yr)
$112,887
Lifetime Value Added
+$341k
Management Information Systems and Services
DocCIP: 5212
Median Debt
$76,775
Earnings (5yr)
$150,717
Lifetime Value Added
+$614k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$66,759
Earnings (5yr)
$119,233
Lifetime Value Added
+$387k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.