College ROI

Smarter Choices, Brighter Futures
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University of South Carolina-Upstate

Spartanburg, SC 4,008 Undergrads 58.6% Grad Rate
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Total Cost
$24,565
Sticker Price
Avg Net Price
$13,725
After Aid
Median Earnings
$48,587
10yr Post-Entry

Vs. Peer Institutions

Net Price$13,725
Peer Midpoint: $19,729.5
Earnings (10yr)$48,587
Peer Midpoint: $53,747
Graduation Rate58.6%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients50.3%
Enrollment Status
Full-Time85.8%
Economic Outcomes
Earn More than HS73.0%

Admissions Profile

Acceptance
69.6%
SAT Avg
1,082
SAT Reading
25th: 51053575th: 610
SAT Math
25th: 49051575th: 560
ACT Composite
25th: 192175th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$426k
+$29k
-$59k
Median Cost$14k/yr
+$376k
-$20k
-$108k
Full Cost$25k/yr
+$337k
-$59k
-$147k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$14k/yr
Never
-219%
Full Cost$25k/yr
Never
-166%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-193%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-97%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$22,225
Earnings (5yr)
$43,815
Lifetime Value Added
-$140k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,325
Earnings (5yr)
$57,576
Lifetime Value Added
-$27k
Communication and Media Studies
BachCIP: 0901
Median Debt
$25,200
Earnings (5yr)
$42,746
Lifetime Value Added
-$149k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$27,500
Earnings (5yr)
$59,007
Lifetime Value Added
-$15k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,655
Earnings (5yr)
$50,300
Lifetime Value Added
-$86k
Engineering-Related Fields
BachCIP: 1515
Median Debt
-
Earnings (5yr)
$85,996
Lifetime Value Added
+$189k
English Language and Literature, General
BachCIP: 2301
Median Debt
$18,671
Earnings (2yr)
$25,194
Lifetime Value Added
-$285k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$21,042
Earnings (5yr)
$38,311
Lifetime Value Added
-$186k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (5yr)
$48,311
Lifetime Value Added
-$102k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$45,045
Lifetime Value Added
-$130k
Information Science/Studies
BachCIP: 1104
Median Debt
-
Earnings (5yr)
$76,204
Lifetime Value Added
+$116k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$24,450
Earnings (5yr)
$43,441
Lifetime Value Added
-$143k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
$23,000
Earnings (5yr)
$44,814
Lifetime Value Added
-$131k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (5yr)
$59,145
Lifetime Value Added
-$14k
Psychology, General
BachCIP: 4201
Median Debt
$24,094
Earnings (5yr)
$40,125
Lifetime Value Added
-$171k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,000
Earnings (5yr)
$79,162
Lifetime Value Added
+$138k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
-
Earnings (5yr)
$39,775
Lifetime Value Added
-$174k
Sociology
BachCIP: 4511
Median Debt
$27,000
Earnings (5yr)
$37,827
Lifetime Value Added
-$190k
Special Education and Teaching
BachCIP: 1310
Median Debt
$22,500
Earnings (2yr)
$29,685
Lifetime Value Added
-$244k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$24,812
Earnings (5yr)
$41,627
Lifetime Value Added
-$158k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$26,000
Earnings (2yr)
$32,711
Lifetime Value Added
-$217k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.