College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of South Florida

Tampa, FL 36,299 Undergrads 74.7% Grad Rate
Share
Total Cost
$22,301
Sticker Price
Avg Net Price
$10,043
After Aid
Median Earnings
$57,743
10yr Post-Entry

Vs. Peer Institutions

Net Price$10,043
Peer Midpoint: $19,729.5
Earnings (10yr)$57,743
Peer Midpoint: $53,747
Graduation Rate74.7%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.8%
Enrollment Status
Full-Time82.7%
Economic Outcomes
Earn More than HS76.7%

Admissions Profile

Acceptance
41.0%
SAT Avg
1,235
SAT Reading
25th: 58062075th: 670
SAT Math
25th: 56061575th: 660
ACT Composite
25th: 242775th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$499k
+$103k
+$15k
Median Cost$10k/yr
+$463k
+$67k
-$21k
Full Cost$22k/yr
+$419k
+$22k
-$65k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
49
Median Cost$10k/yr
Never
-59%
Full Cost$22k/yr
Never
-82%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-46%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$17,529
Earnings (5yr)
$69,308
Lifetime Value Added
+$78k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$52,365
Lifetime Value Added
-$56k
Anthropology
BachCIP: 4502
Median Debt
$19,027
Earnings (5yr)
$43,346
Lifetime Value Added
-$130k
Biological and Physical Sciences
BachCIP: 3001
Median Debt
-
Earnings (5yr)
$61,980
Lifetime Value Added
+$21k
Biology, General
BachCIP: 2601
Median Debt
$18,273
Earnings (5yr)
$59,949
Lifetime Value Added
+$5k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$18,750
Earnings (5yr)
$55,006
Lifetime Value Added
-$34k
Business/Commerce, General
BachCIP: 5201
Median Debt
$17,750
Earnings (5yr)
$59,627
Lifetime Value Added
+$3k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (5yr)
$73,009
Lifetime Value Added
+$105k
Chemical Engineering
BachCIP: 1407
Median Debt
$23,000
Earnings (5yr)
$84,431
Lifetime Value Added
+$191k
Chemistry
BachCIP: 4005
Median Debt
$16,750
Earnings (5yr)
$58,727
Lifetime Value Added
-$4k
Civil Engineering
BachCIP: 1408
Median Debt
$21,625
Earnings (5yr)
$80,617
Lifetime Value Added
+$162k
Communication and Media Studies
BachCIP: 0901
Median Debt
$18,323
Earnings (5yr)
$51,525
Lifetime Value Added
-$63k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$17,750
Earnings (5yr)
$49,517
Lifetime Value Added
-$79k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$22,500
Earnings (5yr)
$91,728
Lifetime Value Added
+$246k
Computer Engineering
BachCIP: 1409
Median Debt
$23,172
Earnings (5yr)
$99,737
Lifetime Value Added
+$305k
Criminology
BachCIP: 4504
Median Debt
$17,464
Earnings (5yr)
$51,831
Lifetime Value Added
-$60k
Dance
BachCIP: 5003
Median Debt
$21,927
Earnings (2yr)
$14,935
Lifetime Value Added
-$367k
Design and Applied Arts
BachCIP: 5004
Median Debt
$17,000
Earnings (5yr)
$54,896
Lifetime Value Added
-$35k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$22,342
Earnings (5yr)
$35,949
Lifetime Value Added
-$193k
Economics
BachCIP: 4506
Median Debt
$18,649
Earnings (5yr)
$63,195
Lifetime Value Added
+$31k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$23,500
Earnings (5yr)
$98,101
Lifetime Value Added
+$293k
English Language and Literature, General
BachCIP: 2301
Median Debt
$16,500
Earnings (5yr)
$42,211
Lifetime Value Added
-$140k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (5yr)
$46,737
Lifetime Value Added
-$102k
Ethnic, Cultural Minority, Gender, and Group Studies
BachCIP: 0502
Median Debt
-
Earnings (5yr)
$50,179
Lifetime Value Added
-$74k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$16,691
Earnings (5yr)
$72,549
Lifetime Value Added
+$102k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,457
Earnings (5yr)
$36,035
Lifetime Value Added
-$192k
Geography and Cartography
BachCIP: 4507
Median Debt
-
Earnings (5yr)
$59,516
Lifetime Value Added
+$2k
Geological and Earth Sciences/Geosciences
BachCIP: 4006
Median Debt
$24,405
Earnings (5yr)
$61,397
Lifetime Value Added
+$17k
Gerontology
BachCIP: 3011
Median Debt
-
Earnings (5yr)
$47,812
Lifetime Value Added
-$93k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (2yr)
$51,612
Lifetime Value Added
-$36k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$19,948
Earnings (5yr)
$56,599
Lifetime Value Added
-$21k
History
BachCIP: 5401
Median Debt
$17,624
Earnings (5yr)
$46,194
Lifetime Value Added
-$107k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$20,997
Earnings (5yr)
$51,031
Lifetime Value Added
-$67k
Human Services, General
BachCIP: 4400
Median Debt
$17,750
Earnings (5yr)
$44,642
Lifetime Value Added
-$120k
Industrial Engineering
BachCIP: 1435
Median Debt
$20,521
Earnings (5yr)
$89,514
Lifetime Value Added
+$229k
International Business
BachCIP: 5211
Median Debt
$17,343
Earnings (5yr)
$55,651
Lifetime Value Added
-$29k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$16,204
Earnings (5yr)
$55,427
Lifetime Value Added
-$31k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,446
Earnings (5yr)
$52,747
Lifetime Value Added
-$53k
Management Information Systems and Services
BachCIP: 5212
Median Debt
$16,578
Earnings (5yr)
$82,726
Lifetime Value Added
+$178k
Marketing
BachCIP: 5214
Median Debt
$16,703
Earnings (5yr)
$63,056
Lifetime Value Added
+$30k
Mathematics
BachCIP: 2701
Median Debt
$21,502
Earnings (5yr)
$55,118
Lifetime Value Added
-$33k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,586
Earnings (5yr)
$91,161
Lifetime Value Added
+$241k
Microbiological Sciences and Immunology
BachCIP: 2605
Median Debt
$19,000
Earnings (5yr)
$59,711
Lifetime Value Added
+$3k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
-
Earnings (5yr)
$63,368
Lifetime Value Added
+$32k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$17,500
Earnings (5yr)
$49,650
Lifetime Value Added
-$78k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (5yr)
$57,476
Lifetime Value Added
-$14k
Physics
BachCIP: 4008
Median Debt
$17,599
Earnings (5yr)
$78,010
Lifetime Value Added
+$143k
Political Science and Government
BachCIP: 4510
Median Debt
$17,900
Earnings (5yr)
$58,714
Lifetime Value Added
-$4k
Psychology, General
BachCIP: 4201
Median Debt
$17,651
Earnings (5yr)
$46,565
Lifetime Value Added
-$104k
Public Health
BachCIP: 5122
Median Debt
$19,250
Earnings (5yr)
$53,182
Lifetime Value Added
-$49k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$15,250
Earnings (5yr)
$85,063
Lifetime Value Added
+$196k
Religion/Religious Studies
BachCIP: 3802
Median Debt
-
Earnings (5yr)
$46,607
Lifetime Value Added
-$103k
Rhetoric and Composition/Writing Studies
BachCIP: 2313
Median Debt
-
Earnings (5yr)
$54,382
Lifetime Value Added
-$39k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$47,248
Lifetime Value Added
-$98k
Social Sciences, General
BachCIP: 4501
Median Debt
$20,500
Earnings (5yr)
$45,753
Lifetime Value Added
-$110k
Social Work
BachCIP: 4407
Median Debt
$15,727
Earnings (5yr)
$46,115
Lifetime Value Added
-$107k
Sociology
BachCIP: 4511
Median Debt
$18,062
Earnings (5yr)
$48,972
Lifetime Value Added
-$84k
Special Education and Teaching
BachCIP: 1310
Median Debt
-
Earnings (5yr)
$52,875
Lifetime Value Added
-$52k
Statistics
BachCIP: 2705
Median Debt
$11,792
Earnings (5yr)
$70,904
Lifetime Value Added
+$90k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$18,577
Earnings (5yr)
$49,950
Lifetime Value Added
-$76k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$17,916
Earnings (5yr)
$51,927
Lifetime Value Added
-$59k
Visual and Performing Arts, Other
BachCIP: 5099
Median Debt
-
Earnings (2yr)
$30,771
Lifetime Value Added
-$221k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$18,980
Earnings (5yr)
$98,458
Lifetime Value Added
+$408k
Anthropology
MastCIP: 4502
Median Debt
-
Earnings (5yr)
$54,367
Lifetime Value Added
+$23k
Architecture
MastCIP: 0402
Median Debt
$59,989
Earnings (5yr)
$65,958
Lifetime Value Added
+$128k
Biological and Biomedical Sciences, Other
MastCIP: 2699
Median Debt
$28,286
Earnings (5yr)
$64,097
Lifetime Value Added
+$111k
Biomedical/Medical Engineering
MastCIP: 1405
Median Debt
-
Earnings (2yr)
$50,856
Lifetime Value Added
+$19k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$32,976
Earnings (5yr)
$97,700
Lifetime Value Added
+$401k
Civil Engineering
MastCIP: 1408
Median Debt
-
Earnings (5yr)
$93,227
Lifetime Value Added
+$363k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (2yr)
$43,054
Lifetime Value Added
-$60k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$50,555
Earnings (5yr)
$58,705
Lifetime Value Added
+$63k
Computer Systems Analysis
MastCIP: 1105
Median Debt
$24,256
Earnings (5yr)
$127,236
Lifetime Value Added
+$654k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
$39,162
Earnings (5yr)
$58,848
Lifetime Value Added
+$64k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$28,570
Earnings (5yr)
$55,694
Lifetime Value Added
+$35k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$43,148
Earnings (5yr)
$70,322
Lifetime Value Added
+$166k
Electrical, Electronics and Communications Engineering
MastCIP: 1410
Median Debt
-
Earnings (5yr)
$118,661
Lifetime Value Added
+$581k
Engineering-Related Fields
MastCIP: 1515
Median Debt
-
Earnings (5yr)
$116,007
Lifetime Value Added
+$558k
Entrepreneurial and Small Business Operations
MastCIP: 5207
Median Debt
-
Earnings (5yr)
$90,312
Lifetime Value Added
+$338k
Fine and Studio Arts
MastCIP: 5007
Median Debt
$19,504
Earnings (5yr)
$44,000
Lifetime Value Added
-$76k
Geological and Earth Sciences/Geosciences
MastCIP: 4006
Median Debt
-
Earnings (2yr)
$41,937
Lifetime Value Added
-$71k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$25,778
Earnings (5yr)
$86,804
Lifetime Value Added
+$308k
Homeland Security
MastCIP: 4303
Median Debt
$20,907
Earnings (2yr)
$76,460
Lifetime Value Added
+$259k
Journalism
MastCIP: 0904
Median Debt
$36,404
Earnings (2yr)
$46,478
Lifetime Value Added
-$25k
Liberal Arts and Sciences, General Studies and Humanities
MastCIP: 2401
Median Debt
-
Earnings (2yr)
$35,060
Lifetime Value Added
-$142k
Library Science and Administration
MastCIP: 2501
Median Debt
$34,910
Earnings (5yr)
$52,729
Lifetime Value Added
+$7k
Linguistic, Comparative, and Related Language Studies and Services
MastCIP: 1601
Median Debt
-
Earnings (2yr)
$24,188
Lifetime Value Added
-$256k
Medical Illustration and Informatics
MastCIP: 5127
Median Debt
$34,129
Earnings (5yr)
$93,300
Lifetime Value Added
+$363k
Music
MastCIP: 5009
Median Debt
-
Earnings (5yr)
$45,052
Lifetime Value Added
-$66k
Natural Resources Conservation and Research
MastCIP: 0301
Median Debt
-
Earnings (2yr)
$44,942
Lifetime Value Added
-$40k
Political Science and Government
MastCIP: 4510
Median Debt
-
Earnings (2yr)
$44,021
Lifetime Value Added
-$50k
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$108k
Psychology, Other
MastCIP: 4299
Median Debt
$29,953
Earnings (5yr)
$65,825
Lifetime Value Added
+$127k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (5yr)
$71,108
Lifetime Value Added
+$173k
Public Health
MastCIP: 5122
Median Debt
$38,100
Earnings (5yr)
$76,407
Lifetime Value Added
+$218k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$52,931
Earnings (5yr)
$119,872
Lifetime Value Added
+$591k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$59,036
Earnings (5yr)
$51,894
Lifetime Value Added
-$613
Rhetoric and Composition/Writing Studies
MastCIP: 2313
Median Debt
-
Earnings (2yr)
$41,025
Lifetime Value Added
-$80k
Social Work
MastCIP: 4407
Median Debt
$30,750
Earnings (5yr)
$58,130
Lifetime Value Added
+$57k
Special Education and Teaching
MastCIP: 1310
Median Debt
$38,277
Earnings (5yr)
$57,114
Lifetime Value Added
+$48k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$46,889
Earnings (5yr)
$55,805
Lifetime Value Added
+$36k
Sustainability Studies
MastCIP: 3033
Median Debt
$29,657
Earnings (5yr)
$49,173
Lifetime Value Added
-$26k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$37,750
Earnings (5yr)
$54,544
Lifetime Value Added
+$24k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$36,034
Earnings (5yr)
$57,026
Lifetime Value Added
+$47k

Doctoral Degrees

Anthropology
DocCIP: 4502
Median Debt
-
Earnings (2yr)
$59,350
Lifetime Value Added
-$11k
Chemistry
DocCIP: 4005
Median Debt
-
Earnings (5yr)
$79,187
Lifetime Value Added
+$108k
Communication Disorders Sciences and Services
DocCIP: 5102
Median Debt
$46,914
Earnings (5yr)
$90,543
Lifetime Value Added
+$191k
Curriculum and Instruction
DocCIP: 1303
Median Debt
$67,058
Earnings (5yr)
$78,638
Lifetime Value Added
+$104k
Public Health
DocCIP: 5122
Median Debt
$34,545
Earnings (5yr)
$80,866
Lifetime Value Added
+$120k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$38,646
Earnings (5yr)
$133,440
Lifetime Value Added
+$502k

Professional Degrees

Medicine
ProfCIP: 5112
Median Debt
$180,457
Earnings (5yr)
$161,763
Lifetime Value Added
+$706k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
-
Earnings (5yr)
$132,476
Lifetime Value Added
+$495k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
-
Earnings (5yr)
$84,913
Lifetime Value Added
+$150k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.