College ROI

Smarter Choices, Brighter Futures
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University of Southern Indiana

Evansville, IN 5,344 Undergrads 53.0% Grad Rate
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Total Cost
$20,749
Sticker Price
Avg Net Price
$12,621
After Aid
Median Earnings
$47,605
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,621
Peer Midpoint: $19,729.5
Earnings (10yr)$47,605
Peer Midpoint: $53,747
Graduation Rate53.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients29.7%
Enrollment Status
Full-Time88.8%
Economic Outcomes
Earn More than HS74.0%

Admissions Profile

Acceptance
94.7%
SAT Avg
1,131
SAT Reading
25th: 51056575th: 610
SAT Math
25th: 51056075th: 610
ACT Composite
25th: 222475th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$418k
+$21k
-$67k
Median Cost$13k/yr
+$372k
-$24k
-$112k
Full Cost$21k/yr
+$343k
-$53k
-$141k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$13k/yr
Never
-247%
Full Cost$21k/yr
Never
-189%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-229%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-101%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$12,000
Earnings (5yr)
$38,908
Lifetime Value Added
-$94k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$20,721
Earnings (5yr)
$67,053
Lifetime Value Added
+$51k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$21,262
Earnings (5yr)
$66,413
Lifetime Value Added
+$46k
Biology, General
BachCIP: 2601
Median Debt
$21,911
Earnings (5yr)
$58,189
Lifetime Value Added
-$18k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,350
Earnings (5yr)
$53,394
Lifetime Value Added
-$57k
Communication and Media Studies
BachCIP: 0901
Median Debt
$16,810
Earnings (5yr)
$53,266
Lifetime Value Added
-$58k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (5yr)
$77,890
Lifetime Value Added
+$133k
Computer Science
BachCIP: 1107
Median Debt
$23,000
Earnings (5yr)
$77,253
Lifetime Value Added
+$128k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$19,500
Earnings (5yr)
$50,602
Lifetime Value Added
-$79k
Dental Support Services and Allied Professions
BachCIP: 5106
Median Debt
$20,500
Earnings (5yr)
$61,011
Lifetime Value Added
+$4k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
$19,750
Earnings (5yr)
$23,461
Lifetime Value Added
-$310k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$40,485
Lifetime Value Added
-$143k
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (5yr)
$86,984
Lifetime Value Added
+$201k
English Language and Literature, General
BachCIP: 2301
Median Debt
$19,500
Earnings (5yr)
$44,247
Lifetime Value Added
-$132k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$21,298
Earnings (5yr)
$70,902
Lifetime Value Added
+$80k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$18,750
Earnings (5yr)
$43,544
Lifetime Value Added
-$138k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$21,252
Earnings (5yr)
$46,290
Lifetime Value Added
-$115k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,500
Earnings (5yr)
$52,582
Lifetime Value Added
-$63k
History
BachCIP: 5401
Median Debt
$21,013
Earnings (5yr)
$46,330
Lifetime Value Added
-$115k
Industrial Production Technologies/Technicians
BachCIP: 1506
Median Debt
-
Earnings (2yr)
$63,997
Lifetime Value Added
+$58k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
-
Earnings (2yr)
$24,421
Lifetime Value Added
-$288k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$16,126
Earnings (5yr)
$51,048
Lifetime Value Added
-$76k
Marketing
BachCIP: 5214
Median Debt
$18,270
Earnings (5yr)
$57,391
Lifetime Value Added
-$24k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$61,431
Lifetime Value Added
+$8k
Nutrition Sciences
BachCIP: 3019
Median Debt
$25,000
Earnings (5yr)
$50,317
Lifetime Value Added
-$82k
Political Science and Government
BachCIP: 4510
Median Debt
-
Earnings (5yr)
$65,679
Lifetime Value Added
+$41k
Psychology, General
BachCIP: 4201
Median Debt
$16,941
Earnings (5yr)
$42,134
Lifetime Value Added
-$150k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$25,135
Earnings (5yr)
$55,050
Lifetime Value Added
-$43k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
-
Earnings (5yr)
$41,547
Lifetime Value Added
-$155k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$19,025
Earnings (5yr)
$74,131
Lifetime Value Added
+$105k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (5yr)
$49,468
Lifetime Value Added
-$89k
Social Work
BachCIP: 4407
Median Debt
$18,258
Earnings (5yr)
$44,155
Lifetime Value Added
-$133k
Sociology
BachCIP: 4511
Median Debt
-
Earnings (5yr)
$49,040
Lifetime Value Added
-$92k
Special Education and Teaching
BachCIP: 1310
Median Debt
$27,000
Earnings (5yr)
$46,345
Lifetime Value Added
-$115k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$22,500
Earnings (5yr)
$42,035
Lifetime Value Added
-$151k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$18,311
Earnings (5yr)
$112,721
Lifetime Value Added
+$525k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$24,500
Earnings (5yr)
$54,087
Lifetime Value Added
+$15k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$24,415
Earnings (2yr)
$91,744
Lifetime Value Added
+$393k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$41,000
Earnings (5yr)
$67,032
Lifetime Value Added
+$133k

Doctoral Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (2yr)
$106,577
Lifetime Value Added
+$346k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.