College ROI

Smarter Choices, Brighter Futures
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University of St Francis

Joliet, IL 1,292 Undergrads 67.2% Grad Rate
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Total Cost
$45,375
Sticker Price
Avg Net Price
$16,284
After Aid
Median Earnings
$63,926
10yr Post-Entry

Vs. Peer Institutions

Net Price$16,284
Peer Midpoint: $19,729.5
Earnings (10yr)$63,926
Peer Midpoint: $53,747
Graduation Rate67.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients38.3%
Enrollment Status
Full-Time85.8%
Economic Outcomes
Earn More than HS83.4%

Admissions Profile

Acceptance
63.9%
SAT Avg
1,055
SAT Reading
25th: 46052575th: 590
SAT Math
25th: 44052075th: 580
ACT Composite
25th: 202375th: 25

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$547k
+$151k
+$63k
Median Cost$16k/yr
+$489k
+$92k
+$4k
Full Cost$45k/yr
+$384k
-$12k
-$100k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
36
Median Cost$16k/yr
60
7%
Full Cost$45k/yr
Never
-61%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-21%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-66%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$26,134
Earnings (5yr)
$74,400
Lifetime Value Added
+$93k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$68,692
Lifetime Value Added
+$51k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (5yr)
$47,897
Lifetime Value Added
-$115k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$20,827
Earnings (5yr)
$89,742
Lifetime Value Added
+$208k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (5yr)
$65,341
Lifetime Value Added
+$25k
Management Sciences and Quantitative Methods
BachCIP: 5213
Median Debt
$23,612
Earnings (5yr)
$68,064
Lifetime Value Added
+$46k
Parks, Recreation and Leisure Facilities Management
BachCIP: 3103
Median Debt
-
Earnings (5yr)
$38,999
Lifetime Value Added
-$190k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$27,000
Earnings (5yr)
$87,282
Lifetime Value Added
+$190k
Social Work
BachCIP: 4407
Median Debt
$23,000
Earnings (5yr)
$50,385
Lifetime Value Added
-$94k
Special Education and Teaching
BachCIP: 1310
Median Debt
$22,500
Earnings (2yr)
$43,798
Lifetime Value Added
-$127k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,497
Earnings (2yr)
$37,980
Lifetime Value Added
-$179k

Master's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$133,574
Earnings (5yr)
$128,313
Lifetime Value Added
+$651k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$28,347
Earnings (5yr)
$89,279
Lifetime Value Added
+$317k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$12,235
Earnings (5yr)
$64,512
Lifetime Value Added
+$104k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$26,911
Earnings (5yr)
$83,550
Lifetime Value Added
+$268k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$28,182
Earnings (5yr)
$96,800
Lifetime Value Added
+$382k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$49,000
Earnings (5yr)
$132,489
Lifetime Value Added
+$687k
Social Work
MastCIP: 4407
Median Debt
$35,303
Earnings (5yr)
$52,694
Lifetime Value Added
-$5k

Doctoral Degrees

Educational Administration and Supervision
DocCIP: 1304
Median Debt
$63,582
Earnings (5yr)
$137,288
Lifetime Value Added
+$507k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (2yr)
$117,572
Lifetime Value Added
+$417k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.