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University of the Incarnate Word
San Antonio, TX 4,545 Undergrads 56.3% Grad Rate
Total Cost
$45,850
Sticker Price
Avg Net Price
$20,498
After Aid
Median Earnings
$56,733
10yr Post-Entry
Vs. Peer Institutions
Net Price$20,498
Peer Midpoint: $19,729.5
Earnings (10yr)$56,733
Peer Midpoint: $53,747
Graduation Rate56.3%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients44.1%
Enrollment Status
Full-Time88.4%
Economic Outcomes
Earn More than HS73.0%
Admissions Profile
Acceptance
93.4%
SAT Avg
1,042
SAT Reading
25th: 47053075th: 580
SAT Math
25th: 43051075th: 560
ACT Composite
25th: 172075th: 24
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$491k
+$95k
+$7k
Median Cost$20k/yr
+$417k
+$21k
-$67k
Full Cost$46k/yr
+$326k
-$70k
-$158k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
55
∞
Median Cost$20k/yr
Never
-91%
Full Cost$46k/yr
Never
-96%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-82%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-82%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$33,750
Earnings (5yr)
$63,023
Lifetime Value Added
-$8k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$51,820
Lifetime Value Added
-$98k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (5yr)
$68,710
Lifetime Value Added
+$35k
Communication and Media Studies
BachCIP: 0901
Median Debt
$27,000
Earnings (5yr)
$39,408
Lifetime Value Added
-$201k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$28,986
Earnings (5yr)
$61,044
Lifetime Value Added
-$24k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$26,964
Earnings (5yr)
$52,804
Lifetime Value Added
-$90k
Design and Applied Arts
BachCIP: 5004
Median Debt
$27,000
Earnings (5yr)
$52,068
Lifetime Value Added
-$96k
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (5yr)
$73,036
Lifetime Value Added
+$68k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$39,772
Lifetime Value Added
-$198k
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (2yr)
$16,169
Lifetime Value Added
-$393k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,593
Earnings (5yr)
$52,119
Lifetime Value Added
-$95k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$28,441
Earnings (5yr)
$58,160
Lifetime Value Added
-$47k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$46,375
Lifetime Value Added
-$143k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$32,899
Earnings (5yr)
$65,721
Lifetime Value Added
+$13k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$22,916
Earnings (5yr)
$54,028
Lifetime Value Added
-$80k
Music
BachCIP: 5009
Median Debt
-
Earnings (2yr)
$24,421
Lifetime Value Added
-$317k
Nutrition Sciences
BachCIP: 3019
Median Debt
-
Earnings (5yr)
$50,812
Lifetime Value Added
-$106k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$47,066
Lifetime Value Added
-$137k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$24,643
Earnings (5yr)
$78,704
Lifetime Value Added
+$110k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$23,857
Earnings (5yr)
$56,806
Lifetime Value Added
-$57k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$30,489
Earnings (5yr)
$54,448
Lifetime Value Added
-$76k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
$33,190
Earnings (5yr)
$88,221
Lifetime Value Added
+$301k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$36,654
Earnings (5yr)
$85,152
Lifetime Value Added
+$274k
Communication and Media Studies
MastCIP: 0901
Median Debt
-
Earnings (5yr)
$50,899
Lifetime Value Added
-$29k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (2yr)
$49,436
Lifetime Value Added
-$14k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (2yr)
$46,478
Lifetime Value Added
-$44k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$49,215
Earnings (5yr)
$87,971
Lifetime Value Added
+$298k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (5yr)
$49,413
Lifetime Value Added
-$43k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$34,843
Earnings (5yr)
$70,024
Lifetime Value Added
+$144k
Doctoral Degrees
Education, General
DocCIP: 1301
Median Debt
-
Earnings (2yr)
$84,653
Lifetime Value Added
+$148k
Professional Degrees
Optometry
ProfCIP: 5117
Median Debt
$238,257
Earnings (5yr)
$117,970
Lifetime Value Added
+$353k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$219,290
Earnings (5yr)
$145,385
Lifetime Value Added
+$551k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
$185,973
Earnings (5yr)
$87,613
Lifetime Value Added
+$132k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.