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University of the Pacific
Stockton, CA 3,247 Undergrads 73.9% Grad Rate
Total Cost
$68,173
Sticker Price
Avg Net Price
$25,926
After Aid
Median Earnings
$78,445
10yr Post-Entry
Vs. Peer Institutions
Net Price$25,926
Peer Midpoint: $19,729.5
Earnings (10yr)$78,445
Peer Midpoint: $53,747
Graduation Rate73.9%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients36.0%
Enrollment Status
Full-Time97.5%
Economic Outcomes
Earn More than HS82.4%
Admissions Profile
Acceptance
94.9%
SAT Avg
1,303
SAT Reading
25th: 58062075th: 690
SAT Math
25th: 58063075th: 730
ACT Composite
25th: 232875th: 31
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$655k
+$259k
+$171k
Median Cost$26k/yr
+$562k
+$165k
+$77k
Full Cost$68k/yr
+$410k
+$13k
-$75k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$26k/yr
40
83%
Full Cost$68k/yr
Never
-30%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return34%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-54%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Bachelor's Degrees
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (2yr)
$44,384
Lifetime Value Added
-$156k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$25,313
Earnings (5yr)
$66,272
Lifetime Value Added
-$3k
Biology, General
BachCIP: 2601
Median Debt
$21,500
Earnings (5yr)
$101,618
Lifetime Value Added
+$262k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$22,750
Earnings (2yr)
$33,993
Lifetime Value Added
-$249k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$19,500
Earnings (5yr)
$84,621
Lifetime Value Added
+$135k
Civil Engineering
BachCIP: 1408
Median Debt
$27,000
Earnings (5yr)
$103,144
Lifetime Value Added
+$274k
Communication and Media Studies
BachCIP: 0901
Median Debt
$18,500
Earnings (5yr)
$61,580
Lifetime Value Added
-$39k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$16,684
Earnings (5yr)
$75,549
Lifetime Value Added
+$67k
Computer Engineering
BachCIP: 1409
Median Debt
-
Earnings (5yr)
$135,717
Lifetime Value Added
+$515k
Computer Science
BachCIP: 1107
Median Debt
$23,000
Earnings (5yr)
$96,655
Lifetime Value Added
+$225k
Economics
BachCIP: 4506
Median Debt
-
Earnings (5yr)
$80,142
Lifetime Value Added
+$102k
Engineering-Related Fields
BachCIP: 1515
Median Debt
-
Earnings (5yr)
$108,953
Lifetime Value Added
+$317k
Engineering, General
BachCIP: 1401
Median Debt
-
Earnings (5yr)
$109,111
Lifetime Value Added
+$318k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (5yr)
$56,973
Lifetime Value Added
-$76k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$19,500
Earnings (5yr)
$72,395
Lifetime Value Added
+$44k
Mechanical Engineering
BachCIP: 1419
Median Debt
$28,000
Earnings (5yr)
$105,548
Lifetime Value Added
+$292k
Multi/Interdisciplinary Studies, Other
BachCIP: 3099
Median Debt
$15,500
Earnings (5yr)
$182,091
Lifetime Value Added
+$857k
Psychology, General
BachCIP: 4201
Median Debt
$24,000
Earnings (5yr)
$65,588
Lifetime Value Added
-$8k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
$23,500
Earnings (5yr)
$61,006
Lifetime Value Added
-$43k
Sociology
BachCIP: 4511
Median Debt
$25,000
Earnings (5yr)
$57,798
Lifetime Value Added
-$69k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$22,650
Earnings (5yr)
$55,674
Lifetime Value Added
-$86k
Master's Degrees
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$125,793
Lifetime Value Added
+$612k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$102,839
Earnings (5yr)
$85,285
Lifetime Value Added
+$265k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$29,182
Earnings (5yr)
$69,358
Lifetime Value Added
+$128k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$33,346
Earnings (2yr)
$49,136
Lifetime Value Added
-$27k
Engineering, General
MastCIP: 1401
Median Debt
-
Earnings (5yr)
$137,805
Lifetime Value Added
+$714k
Professional Degrees
Dentistry
ProfCIP: 5104
Median Debt
$349,063
Earnings (5yr)
$150,878
Lifetime Value Added
+$571k
Law
ProfCIP: 2201
Median Debt
$147,082
Earnings (5yr)
$103,883
Lifetime Value Added
+$231k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$227,653
Earnings (5yr)
$173,847
Lifetime Value Added
+$736k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.