Back to Colleges
University of Toledo
Toledo, OH 10,244 Undergrads 54.0% Grad Rate
Total Cost
$26,190
Sticker Price
Avg Net Price
$17,460
After Aid
Median Earnings
$50,632
10yr Post-Entry
Vs. Peer Institutions
Net Price$17,460
Peer Midpoint: $19,729.5
Earnings (10yr)$50,632
Peer Midpoint: $53,747
Graduation Rate54.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients28.9%
Enrollment Status
Full-Time89.4%
Economic Outcomes
Earn More than HS70.9%
Admissions Profile
Acceptance
94.8%
SAT Avg
1,209
SAT Reading
25th: 53057075th: 640
SAT Math
25th: 52058575th: 660
ACT Composite
25th: 222575th: 28
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$442k
+$46k
-$42k
Median Cost$17k/yr
+$380k
-$17k
-$105k
Full Cost$26k/yr
+$348k
-$48k
-$136k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$17k/yr
Never
-167%
Full Cost$26k/yr
Never
-145%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return-158%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-90%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Associate's Degrees
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$49,929
Lifetime Value Added
+$6k
Engineering Technology, General
AssocCIP: 1500
Median Debt
-
Earnings (5yr)
$58,400
Lifetime Value Added
+$86k
Bachelor's Degrees
Accounting and Related Services
BachCIP: 5203
Median Debt
$20,593
Earnings (5yr)
$75,684
Lifetime Value Added
+$99k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$25,000
Earnings (5yr)
$58,470
Lifetime Value Added
-$33k
Biology, General
BachCIP: 2601
Median Debt
$19,528
Earnings (5yr)
$66,410
Lifetime Value Added
+$29k
Biomedical/Medical Engineering
BachCIP: 1405
Median Debt
$19,750
Earnings (5yr)
$84,310
Lifetime Value Added
+$163k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,050
Earnings (5yr)
$66,158
Lifetime Value Added
+$27k
Chemical Engineering
BachCIP: 1407
Median Debt
$25,750
Earnings (5yr)
$96,237
Lifetime Value Added
+$253k
Civil Engineering
BachCIP: 1408
Median Debt
$20,000
Earnings (5yr)
$76,345
Lifetime Value Added
+$104k
Communication and Media Studies
BachCIP: 0901
Median Debt
$23,159
Earnings (5yr)
$42,106
Lifetime Value Added
-$168k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$29,909
Earnings (5yr)
$85,118
Lifetime Value Added
+$169k
Computer Engineering
BachCIP: 1409
Median Debt
$24,744
Earnings (5yr)
$89,878
Lifetime Value Added
+$205k
Construction Engineering Technologies
BachCIP: 1510
Median Debt
$24,225
Earnings (5yr)
$79,425
Lifetime Value Added
+$127k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,750
Earnings (5yr)
$53,344
Lifetime Value Added
-$74k
Economics
BachCIP: 4506
Median Debt
-
Earnings (2yr)
$38,289
Lifetime Value Added
-$180k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$21,250
Earnings (5yr)
$102,561
Lifetime Value Added
+$300k
Electromechanical Instrumentation and Maintenance Technologies/Technicians
BachCIP: 1504
Median Debt
$24,021
Earnings (5yr)
$93,371
Lifetime Value Added
+$231k
English Language and Literature, General
BachCIP: 2301
Median Debt
$19,498
Earnings (5yr)
$40,728
Lifetime Value Added
-$179k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$151k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (2yr)
$20,140
Lifetime Value Added
-$345k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$18,000
Earnings (5yr)
$72,239
Lifetime Value Added
+$73k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$22,338
Earnings (5yr)
$36,842
Lifetime Value Added
-$212k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$24,785
Earnings (5yr)
$49,049
Lifetime Value Added
-$110k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$20,058
Earnings (5yr)
$59,028
Lifetime Value Added
-$29k
History
BachCIP: 5401
Median Debt
$22,250
Earnings (2yr)
$21,508
Lifetime Value Added
-$333k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$23,000
Earnings (5yr)
$62,126
Lifetime Value Added
-$4k
Information Science/Studies
BachCIP: 1104
Median Debt
$21,500
Earnings (5yr)
$82,706
Lifetime Value Added
+$151k
Legal Support Services
BachCIP: 2203
Median Debt
$25,875
Earnings (5yr)
$51,408
Lifetime Value Added
-$90k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$32,819
Earnings (2yr)
$32,569
Lifetime Value Added
-$232k
Marketing
BachCIP: 5214
Median Debt
$22,773
Earnings (5yr)
$62,802
Lifetime Value Added
+$1k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$63,541
Lifetime Value Added
+$7k
Mechanical Engineering Related Technologies/Technicians
BachCIP: 1508
Median Debt
$24,055
Earnings (5yr)
$82,792
Lifetime Value Added
+$152k
Mechanical Engineering
BachCIP: 1419
Median Debt
$17,500
Earnings (5yr)
$89,223
Lifetime Value Added
+$200k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
$23,000
Earnings (5yr)
$44,707
Lifetime Value Added
-$146k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$17,927
Earnings (5yr)
$47,505
Lifetime Value Added
-$122k
Pharmacy, Pharmaceutical Sciences, and Administration
BachCIP: 5120
Median Debt
$24,900
Earnings (5yr)
$63,787
Lifetime Value Added
+$9k
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (5yr)
$41,537
Lifetime Value Added
-$172k
Political Science and Government
BachCIP: 4510
Median Debt
$20,113
Earnings (5yr)
$51,736
Lifetime Value Added
-$88k
Psychology, General
BachCIP: 4201
Median Debt
$20,617
Earnings (5yr)
$43,483
Lifetime Value Added
-$156k
Public Health
BachCIP: 5122
Median Debt
$24,812
Earnings (2yr)
$39,369
Lifetime Value Added
-$170k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$20,500
Earnings (5yr)
$76,502
Lifetime Value Added
+$105k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$24,937
Earnings (5yr)
$48,593
Lifetime Value Added
-$113k
Social Work
BachCIP: 4407
Median Debt
$28,000
Earnings (5yr)
$47,761
Lifetime Value Added
-$120k
Special Education and Teaching
BachCIP: 1310
Median Debt
$20,500
Earnings (5yr)
$48,539
Lifetime Value Added
-$114k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$23,315
Earnings (5yr)
$44,082
Lifetime Value Added
-$151k
Master's Degrees
Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (2yr)
$58,479
Lifetime Value Added
+$79k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$107,158
Earnings (5yr)
$123,190
Lifetime Value Added
+$606k
Biology, General
MastCIP: 2601
Median Debt
$50,285
Earnings (5yr)
$62,805
Lifetime Value Added
+$86k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$34,375
Earnings (2yr)
$71,575
Lifetime Value Added
+$201k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$22,600
Earnings (2yr)
$50,231
Lifetime Value Added
-$989
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$65,505
Lifetime Value Added
+$110k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$51,364
Lifetime Value Added
-$19k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$31,305
Lifetime Value Added
-$194k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (2yr)
$55,964
Lifetime Value Added
+$55k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
-
Earnings (2yr)
$37,208
Lifetime Value Added
-$133k
Human Resources Management and Services
MastCIP: 5210
Median Debt
$24,605
Earnings (5yr)
$82,377
Lifetime Value Added
+$256k
Marketing
MastCIP: 5214
Median Debt
-
Earnings (2yr)
$44,971
Lifetime Value Added
-$54k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$44,165
Earnings (5yr)
$53,610
Lifetime Value Added
+$2k
Parks, Recreation and Leisure Studies
MastCIP: 3101
Median Debt
-
Earnings (5yr)
$46,410
Lifetime Value Added
-$66k
Public Health
MastCIP: 5122
Median Debt
$30,630
Earnings (5yr)
$65,237
Lifetime Value Added
+$108k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$49,000
Earnings (5yr)
$105,048
Lifetime Value Added
+$451k
Social Work
MastCIP: 4407
Median Debt
$30,500
Earnings (5yr)
$59,455
Lifetime Value Added
+$56k
Special Education and Teaching
MastCIP: 1310
Median Debt
$41,000
Earnings (5yr)
$58,235
Lifetime Value Added
+$45k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$30,451
Earnings (5yr)
$49,295
Lifetime Value Added
-$39k
Graduate Certificates
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Gr-CertCIP: 5138
Median Debt
-
Earnings (2yr)
$99,547
Lifetime Value Added
+$556k
Doctoral Degrees
Pharmacy, Pharmaceutical Sciences, and Administration
DocCIP: 5120
Median Debt
$63,987
Earnings (5yr)
$139,586
Lifetime Value Added
+$520k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$71,354
Earnings (5yr)
$71,348
Lifetime Value Added
+$24k
Professional Degrees
Law
ProfCIP: 2201
Median Debt
$76,000
Earnings (5yr)
$70,003
Lifetime Value Added
+$14k
Medicine
ProfCIP: 5112
Median Debt
$227,010
Earnings (5yr)
$163,530
Lifetime Value Added
+$692k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.