College ROI

Smarter Choices, Brighter Futures
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University of Vermont

Burlington, VT 11,614 Undergrads 76.8% Grad Rate
Share
Total Cost
$35,116
Sticker Price
Avg Net Price
$20,860
After Aid
Median Earnings
$62,472
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,860
Peer Midpoint: $19,729.5
Earnings (10yr)$62,472
Peer Midpoint: $53,747
Graduation Rate76.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients13.9%
Enrollment Status
Full-Time97.5%
Economic Outcomes
Earn More than HS74.6%

Admissions Profile

Acceptance
60.0%
SAT Avg
1,357
SAT Reading
25th: 64067075th: 720
SAT Math
25th: 61065575th: 700
ACT Composite
25th: 293175th: 32

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$536k
+$140k
+$52k
Median Cost$21k/yr
+$461k
+$65k
-$23k
Full Cost$35k/yr
+$410k
+$13k
-$75k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
Median Cost$21k/yr
Never
-31%
Full Cost$35k/yr
Never
-59%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-14%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-60%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$27,000
Earnings (5yr)
$63,115
Lifetime Value Added
-$9k
Animal Sciences
BachCIP: 0109
Median Debt
$23,250
Earnings (5yr)
$42,941
Lifetime Value Added
-$173k
Anthropology
BachCIP: 4502
Median Debt
$19,250
Earnings (5yr)
$45,049
Lifetime Value Added
-$155k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
$19,500
Earnings (5yr)
$69,851
Lifetime Value Added
+$43k
Biology, General
BachCIP: 2601
Median Debt
$22,776
Earnings (5yr)
$60,654
Lifetime Value Added
-$28k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$20,000
Earnings (5yr)
$83,614
Lifetime Value Added
+$146k
Civil Engineering
BachCIP: 1408
Median Debt
$21,500
Earnings (5yr)
$78,060
Lifetime Value Added
+$104k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$26,356
Earnings (5yr)
$74,340
Lifetime Value Added
+$76k
Communication Disorders Sciences and Services
BachCIP: 5102
Median Debt
$23,250
Earnings (5yr)
$67,340
Lifetime Value Added
+$24k
Computer Science
BachCIP: 1107
Median Debt
$20,734
Earnings (5yr)
$81,636
Lifetime Value Added
+$131k
Dietetics and Clinical Nutrition Services
BachCIP: 5131
Median Debt
$19,000
Earnings (5yr)
$55,828
Lifetime Value Added
-$67k
Economics
BachCIP: 4506
Median Debt
$23,400
Earnings (5yr)
$59,465
Lifetime Value Added
-$37k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$24,375
Earnings (2yr)
$72,325
Lifetime Value Added
+$95k
English Language and Literature, General
BachCIP: 2301
Median Debt
$21,500
Earnings (5yr)
$47,371
Lifetime Value Added
-$136k
Entrepreneurial and Small Business Operations
BachCIP: 5207
Median Debt
$20,500
Earnings (2yr)
$32,925
Lifetime Value Added
-$241k
Environmental/Environmental Health Engineering
BachCIP: 1414
Median Debt
$19,500
Earnings (5yr)
$71,254
Lifetime Value Added
+$53k
Film/Video and Photographic Arts
BachCIP: 5006
Median Debt
-
Earnings (2yr)
$23,113
Lifetime Value Added
-$330k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$20,937
Earnings (5yr)
$49,276
Lifetime Value Added
-$120k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$21,500
Earnings (5yr)
$60,461
Lifetime Value Added
-$30k
History
BachCIP: 5401
Median Debt
$20,247
Earnings (5yr)
$50,519
Lifetime Value Added
-$110k
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$19,250
Earnings (2yr)
$33,993
Lifetime Value Added
-$231k
International/Global Studies
BachCIP: 3020
Median Debt
$20,500
Earnings (5yr)
$52,608
Lifetime Value Added
-$93k
Mathematics
BachCIP: 2701
Median Debt
$19,000
Earnings (5yr)
$81,078
Lifetime Value Added
+$127k
Mechanical Engineering
BachCIP: 1419
Median Debt
$22,875
Earnings (5yr)
$87,582
Lifetime Value Added
+$176k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
$20,500
Earnings (5yr)
$49,751
Lifetime Value Added
-$116k
Neurobiology and Neurosciences
BachCIP: 2615
Median Debt
$19,650
Earnings (5yr)
$53,346
Lifetime Value Added
-$87k
Nutrition Sciences
BachCIP: 3019
Median Debt
$19,500
Earnings (5yr)
$60,462
Lifetime Value Added
-$30k
Plant Sciences
BachCIP: 0111
Median Debt
-
Earnings (2yr)
$21,964
Lifetime Value Added
-$341k
Political Science and Government
BachCIP: 4510
Median Debt
$21,000
Earnings (5yr)
$61,321
Lifetime Value Added
-$23k
Psychology, General
BachCIP: 4201
Median Debt
$20,500
Earnings (5yr)
$52,904
Lifetime Value Added
-$90k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$21,070
Earnings (5yr)
$58,211
Lifetime Value Added
-$47k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$25,000
Earnings (5yr)
$78,720
Lifetime Value Added
+$109k
Social Work
BachCIP: 4407
Median Debt
$19,250
Earnings (5yr)
$52,898
Lifetime Value Added
-$90k
Sociology
BachCIP: 4511
Median Debt
$22,625
Earnings (5yr)
$50,113
Lifetime Value Added
-$113k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$20,500
Earnings (5yr)
$49,149
Lifetime Value Added
-$121k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
$19,718
Earnings (5yr)
$53,836
Lifetime Value Added
-$83k
Zoology/Animal Biology
BachCIP: 2607
Median Debt
$22,250
Earnings (5yr)
$37,794
Lifetime Value Added
-$216k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
$31,363
Earnings (5yr)
$97,620
Lifetime Value Added
+$381k
Communication Disorders Sciences and Services
MastCIP: 5102
Median Debt
$65,944
Earnings (5yr)
$63,522
Lifetime Value Added
+$86k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$55,611
Lifetime Value Added
+$14k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
-
Earnings (5yr)
$56,091
Lifetime Value Added
+$19k
Mathematics
MastCIP: 2701
Median Debt
-
Earnings (5yr)
$62,909
Lifetime Value Added
+$81k
Public Administration
MastCIP: 4404
Median Debt
-
Earnings (2yr)
$47,260
Lifetime Value Added
-$37k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (5yr)
$117,596
Lifetime Value Added
+$552k
Social Work
MastCIP: 4407
Median Debt
$55,303
Earnings (5yr)
$62,525
Lifetime Value Added
+$77k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (2yr)
$51,482
Lifetime Value Added
+$5k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$142,405
Earnings (5yr)
$80,142
Lifetime Value Added
+$76k

Professional Degrees

Medicine
ProfCIP: 5112
Median Debt
$219,221
Earnings (5yr)
$156,883
Lifetime Value Added
+$632k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.