College ROI

Smarter Choices, Brighter Futures
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University of West Florida

Pensacola, FL 9,042 Undergrads 59.2% Grad Rate
Share
Total Cost
$18,504
Sticker Price
Avg Net Price
$8,155
After Aid
Median Earnings
$49,137
10yr Post-Entry

Vs. Peer Institutions

Net Price$8,155
Peer Midpoint: $19,729.5
Earnings (10yr)$49,137
Peer Midpoint: $53,747
Graduation Rate59.2%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients34.8%
Enrollment Status
Full-Time71.5%
Economic Outcomes
Earn More than HS68.9%

Admissions Profile

Acceptance
56.9%
SAT Avg
1,137
SAT Reading
25th: 52058075th: 630
SAT Math
25th: 50055575th: 600
ACT Composite
25th: 202475th: 27

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$430k
+$34k
-$54k
Median Cost$8k/yr
+$401k
+$4k
-$83k
Full Cost$19k/yr
+$364k
-$33k
-$121k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$8k/yr
Never
-284%
Full Cost$19k/yr
Never
-181%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-212%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-94%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (5yr)
$65,643
Lifetime Value Added
+$233k
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (5yr)
$63,521
Lifetime Value Added
+$212k
Marketing
CertCIP: 5214
Median Debt
-
Earnings (5yr)
$55,524
Lifetime Value Added
+$131k
Psychology, General
CertCIP: 4201
Median Debt
-
Earnings (5yr)
$46,963
Lifetime Value Added
+$42k

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$14,000
Earnings (5yr)
$46,946
Lifetime Value Added
-$6k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$19,000
Earnings (5yr)
$58,098
Lifetime Value Added
-$3k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (5yr)
$45,413
Lifetime Value Added
-$106k
Anthropology
BachCIP: 4502
Median Debt
-
Earnings (5yr)
$36,234
Lifetime Value Added
-$184k
Biology, General
BachCIP: 2601
Median Debt
$18,500
Earnings (5yr)
$48,440
Lifetime Value Added
-$81k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$17,750
Earnings (5yr)
$64,423
Lifetime Value Added
+$47k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (5yr)
$53,294
Lifetime Value Added
-$41k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (2yr)
$28,598
Lifetime Value Added
-$234k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
$17,250
Earnings (5yr)
$68,243
Lifetime Value Added
+$76k
Communication and Media Studies
BachCIP: 0901
Median Debt
$17,180
Earnings (5yr)
$41,017
Lifetime Value Added
-$143k
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
$18,000
Earnings (5yr)
$76,961
Lifetime Value Added
+$142k
Computer Engineering
BachCIP: 1409
Median Debt
-
Earnings (2yr)
$63,005
Lifetime Value Added
+$66k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$18,202
Earnings (5yr)
$48,441
Lifetime Value Added
-$81k
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (5yr)
$32,625
Lifetime Value Added
-$215k
Ecology, Evolution, Systematics, and Population Biology
BachCIP: 2613
Median Debt
$17,500
Earnings (5yr)
$39,430
Lifetime Value Added
-$157k
Electrical, Electronics and Communications Engineering
BachCIP: 1410
Median Debt
$18,114
Earnings (5yr)
$92,915
Lifetime Value Added
+$261k
English Language and Literature, General
BachCIP: 2301
Median Debt
$10,750
Earnings (5yr)
$35,798
Lifetime Value Added
-$188k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$20,000
Earnings (5yr)
$61,307
Lifetime Value Added
+$23k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$16,818
Earnings (5yr)
$37,399
Lifetime Value Added
-$174k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$18,925
Earnings (5yr)
$43,987
Lifetime Value Added
-$118k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$19,568
Earnings (5yr)
$51,114
Lifetime Value Added
-$59k
History
BachCIP: 5401
Median Debt
$17,949
Earnings (5yr)
$41,971
Lifetime Value Added
-$135k
Hospitality Administration/Management
BachCIP: 5209
Median Debt
$19,896
Earnings (5yr)
$41,233
Lifetime Value Added
-$141k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$16,202
Earnings (5yr)
$46,347
Lifetime Value Added
-$99k
Legal Support Services
BachCIP: 2203
Median Debt
$18,967
Earnings (5yr)
$49,289
Lifetime Value Added
-$74k
Marketing
BachCIP: 5214
Median Debt
$15,000
Earnings (5yr)
$53,101
Lifetime Value Added
-$43k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (5yr)
$65,538
Lifetime Value Added
+$56k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (5yr)
$50,951
Lifetime Value Added
-$61k
Psychology, General
BachCIP: 4201
Median Debt
$14,000
Earnings (5yr)
$40,013
Lifetime Value Added
-$152k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$12,500
Earnings (5yr)
$79,429
Lifetime Value Added
+$160k
Social Sciences, General
BachCIP: 4501
Median Debt
$21,500
Earnings (5yr)
$46,751
Lifetime Value Added
-$95k
Social Sciences, Other
BachCIP: 4599
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$265k
Social Work
BachCIP: 4407
Median Debt
$14,192
Earnings (5yr)
$37,625
Lifetime Value Added
-$172k
Special Education and Teaching
BachCIP: 1310
Median Debt
$24,013
Earnings (5yr)
$47,301
Lifetime Value Added
-$91k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$43,416
Lifetime Value Added
-$123k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (5yr)
$48,738
Lifetime Value Added
-$79k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (5yr)
$78,531
Lifetime Value Added
+$240k
Biology, General
MastCIP: 2601
Median Debt
-
Earnings (2yr)
$43,798
Lifetime Value Added
-$49k
Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$28,000
Earnings (5yr)
$68,305
Lifetime Value Added
+$152k
Computer and Information Sciences, General
MastCIP: 1101
Median Debt
-
Earnings (5yr)
$106,161
Lifetime Value Added
+$477k
Curriculum and Instruction
MastCIP: 1303
Median Debt
$34,418
Earnings (5yr)
$56,666
Lifetime Value Added
+$47k
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$19,582
Earnings (5yr)
$66,001
Lifetime Value Added
+$132k
English Language and Literature, General
MastCIP: 2301
Median Debt
-
Earnings (2yr)
$37,748
Lifetime Value Added
-$110k
Mathematics
MastCIP: 2701
Median Debt
$24,958
Earnings (5yr)
$68,555
Lifetime Value Added
+$154k
Psychology, General
MastCIP: 4201
Median Debt
$35,765
Earnings (5yr)
$63,420
Lifetime Value Added
+$109k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (5yr)
$145,561
Lifetime Value Added
+$812k
Social Work
MastCIP: 4407
Median Debt
-
Earnings (5yr)
$55,864
Lifetime Value Added
+$40k
Special Education and Teaching
MastCIP: 1310
Median Debt
$26,100
Earnings (5yr)
$72,406
Lifetime Value Added
+$187k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$52,752
Lifetime Value Added
+$11k

Doctoral Degrees

Curriculum and Instruction
DocCIP: 1303
Median Debt
-
Earnings (5yr)
$79,561
Lifetime Value Added
+$118k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.