College ROI

Smarter Choices, Brighter Futures
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University of Wisconsin-Oshkosh

Oshkosh, WI 7,613 Undergrads 58.8% Grad Rate
Share
Total Cost
$19,063
Sticker Price
Avg Net Price
$14,761
After Aid
Median Earnings
$55,548
10yr Post-Entry

Vs. Peer Institutions

Net Price$14,761
Peer Midpoint: $19,729.5
Earnings (10yr)$55,548
Peer Midpoint: $53,747
Graduation Rate58.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients25.9%
Enrollment Status
Full-Time86.0%
Economic Outcomes
Earn More than HS83.5%

Admissions Profile

Acceptance
86.7%
SAT Avg
1,090
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: 182175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$482k
+$85k
-$3k
Median Cost$15k/yr
+$429k
+$32k
-$56k
Full Cost$19k/yr
+$413k
+$17k
-$71k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-105%
Full Cost$19k/yr
Never
-104%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-80%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-63%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$6,217
Earnings (5yr)
$46,668
Lifetime Value Added
-$21k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$18,645
Earnings (2yr)
$54,904
Lifetime Value Added
-$25k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
$24,035
Earnings (5yr)
$58,982
Lifetime Value Added
-$19k
Biology, General
BachCIP: 2601
Median Debt
$20,542
Earnings (5yr)
$62,124
Lifetime Value Added
+$5k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,500
Earnings (5yr)
$74,548
Lifetime Value Added
+$100k
Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (2yr)
$55,061
Lifetime Value Added
-$24k
Communication and Media Studies
BachCIP: 0901
Median Debt
$26,000
Earnings (5yr)
$56,851
Lifetime Value Added
-$36k
Community Organization and Advocacy
BachCIP: 4402
Median Debt
$22,000
Earnings (5yr)
$54,480
Lifetime Value Added
-$56k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
$24,296
Earnings (2yr)
$44,356
Lifetime Value Added
-$116k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$23,769
Earnings (5yr)
$64,948
Lifetime Value Added
+$27k
Economics
BachCIP: 4506
Median Debt
$24,114
Earnings (5yr)
$72,738
Lifetime Value Added
+$86k
English Language and Literature, General
BachCIP: 2301
Median Debt
$24,992
Earnings (2yr)
$25,194
Lifetime Value Added
-$289k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$22,250
Earnings (5yr)
$69,055
Lifetime Value Added
+$59k
Fine and Studio Arts
BachCIP: 5007
Median Debt
$24,391
Earnings (5yr)
$40,965
Lifetime Value Added
-$167k
General Sales, Merchandising and Related Marketing Operations
BachCIP: 5218
Median Debt
$21,500
Earnings (5yr)
$65,031
Lifetime Value Added
+$28k
Human Resources Management and Services
BachCIP: 5210
Median Debt
$17,794
Earnings (5yr)
$67,330
Lifetime Value Added
+$46k
International Relations and National Security Studies
BachCIP: 4509
Median Debt
$24,250
Earnings (2yr)
$29,685
Lifetime Value Added
-$248k
Journalism
BachCIP: 0904
Median Debt
-
Earnings (2yr)
$34,704
Lifetime Value Added
-$203k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$25,000
Earnings (5yr)
$60,619
Lifetime Value Added
-$6k
Marketing
BachCIP: 5214
Median Debt
$19,500
Earnings (2yr)
$46,087
Lifetime Value Added
-$101k
Natural Resources Conservation and Research
BachCIP: 0301
Median Debt
-
Earnings (2yr)
$25,194
Lifetime Value Added
-$289k
Physiology, Pathology and Related Sciences
BachCIP: 2609
Median Debt
$21,938
Earnings (5yr)
$40,419
Lifetime Value Added
-$172k
Psychology, General
BachCIP: 4201
Median Debt
$23,733
Earnings (5yr)
$47,588
Lifetime Value Added
-$112k
Radio, Television, and Digital Communication
BachCIP: 0907
Median Debt
$22,250
Earnings (2yr)
$26,353
Lifetime Value Added
-$278k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$23,118
Earnings (5yr)
$71,916
Lifetime Value Added
+$80k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (2yr)
$37,208
Lifetime Value Added
-$180k
Social Work
BachCIP: 4407
Median Debt
$22,892
Earnings (5yr)
$53,947
Lifetime Value Added
-$60k
Special Education and Teaching
BachCIP: 1310
Median Debt
$25,500
Earnings (5yr)
$46,734
Lifetime Value Added
-$119k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$25,250
Earnings (5yr)
$46,453
Lifetime Value Added
-$121k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,000
Earnings (5yr)
$106,279
Lifetime Value Added
+$466k
Curriculum and Instruction
MastCIP: 1303
Median Debt
-
Earnings (5yr)
$68,084
Lifetime Value Added
+$138k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (2yr)
$39,729
Lifetime Value Added
-$102k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
-
Earnings (2yr)
$75,518
Lifetime Value Added
+$242k
Social Work
MastCIP: 4407
Median Debt
$19,712
Earnings (5yr)
$61,465
Lifetime Value Added
+$79k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.