College ROI

Smarter Choices, Brighter Futures
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Utica University

Utica, NY 2,477 Undergrads 62.0% Grad Rate
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Total Cost
$36,845
Sticker Price
Avg Net Price
$21,869
After Aid
Median Earnings
$63,277
10yr Post-Entry

Vs. Peer Institutions

Net Price$21,869
Peer Midpoint: $19,729.5
Earnings (10yr)$63,277
Peer Midpoint: $53,747
Graduation Rate62.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients31.4%
Enrollment Status
Full-Time90.5%
Economic Outcomes
Earn More than HS81.7%

Admissions Profile

Acceptance
87.2%
SAT Avg
1,130
SAT Reading
25th: 510-75th: 600
SAT Math
25th: 520-75th: 610
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$542k
+$146k
+$58k
Median Cost$22k/yr
+$464k
+$67k
-$21k
Full Cost$37k/yr
+$410k
+$13k
-$75k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
37
Median Cost$22k/yr
Never
-26%
Full Cost$37k/yr
Never
-56%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-10%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-60%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
$27,750
Earnings (5yr)
$58,953
Lifetime Value Added
-$45k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$21,500
Earnings (5yr)
$55,386
Lifetime Value Added
-$74k
Business/Managerial Economics
BachCIP: 5206
Median Debt
-
Earnings (2yr)
$40,485
Lifetime Value Added
-$176k
Communication and Media Studies
BachCIP: 0901
Median Debt
$24,345
Earnings (2yr)
$28,236
Lifetime Value Added
-$287k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,345
Earnings (5yr)
$67,051
Lifetime Value Added
+$18k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$23,638
Earnings (5yr)
$57,065
Lifetime Value Added
-$60k
Homeland Security
BachCIP: 4303
Median Debt
$25,000
Earnings (5yr)
$65,308
Lifetime Value Added
+$5k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$21,500
Earnings (5yr)
$47,007
Lifetime Value Added
-$142k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$57,873
Lifetime Value Added
-$54k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
-
Earnings (5yr)
$49,467
Lifetime Value Added
-$122k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (5yr)
$95,160
Lifetime Value Added
+$229k
Rehabilitation and Therapeutic Professions
BachCIP: 5123
Median Debt
$27,000
Earnings (2yr)
$35,060
Lifetime Value Added
-$225k
Research and Experimental Psychology
BachCIP: 4227
Median Debt
$23,250
Earnings (5yr)
$43,934
Lifetime Value Added
-$168k

Master's Degrees

Accounting and Related Services
MastCIP: 5203
Median Debt
-
Earnings (2yr)
$51,482
Lifetime Value Added
+$3k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$36,917
Earnings (5yr)
$80,660
Lifetime Value Added
+$233k
Homeland Security
MastCIP: 4303
Median Debt
$36,359
Earnings (5yr)
$119,942
Lifetime Value Added
+$570k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$55,294
Earnings (5yr)
$70,015
Lifetime Value Added
+$141k
Security Science and Technology
MastCIP: 4304
Median Debt
$37,746
Earnings (5yr)
$104,483
Lifetime Value Added
+$438k
Special Education and Teaching
MastCIP: 1310
Median Debt
-
Earnings (5yr)
$57,653
Lifetime Value Added
+$31k

Doctoral Degrees

Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
-
Earnings (5yr)
$99,791
Lifetime Value Added
+$216k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.