College ROI

Smarter Choices, Brighter Futures
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Xavier University

Cincinnati, OH 4,723 Undergrads 71.0% Grad Rate
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Total Cost
$62,293
Sticker Price
Avg Net Price
$32,342
After Aid
Median Earnings
$64,873
10yr Post-Entry

Vs. Peer Institutions

Net Price$32,342
Peer Midpoint: $19,729.5
Earnings (10yr)$64,873
Peer Midpoint: $53,747
Graduation Rate71.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients13.7%
Enrollment Status
Full-Time96.9%
Economic Outcomes
Earn More than HS83.0%

Admissions Profile

Acceptance
87.7%
SAT Avg
1,224
SAT Reading
25th: 53060075th: 658
SAT Math
25th: 53058575th: 640
ACT Composite
25th: 222575th: 29

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$554k
+$158k
+$70k
Median Cost$32k/yr
+$438k
+$42k
-$46k
Full Cost$62k/yr
+$330k
-$66k
-$154k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
35
Median Cost$32k/yr
Never
-40%
Full Cost$62k/yr
Never
-69%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-37%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-74%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$83,248
Lifetime Value Added
+$102k
Biology, General
BachCIP: 2601
Median Debt
$27,000
Earnings (5yr)
$64,340
Lifetime Value Added
-$41k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (5yr)
$78,503
Lifetime Value Added
+$66k
Computer Science
BachCIP: 1107
Median Debt
$27,000
Earnings (2yr)
$66,077
Lifetime Value Added
+$3k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$24,750
Earnings (2yr)
$33,459
Lifetime Value Added
-$277k
Economics
BachCIP: 4506
Median Debt
$27,000
Earnings (2yr)
$52,107
Lifetime Value Added
-$112k
English Language and Literature, General
BachCIP: 2301
Median Debt
$26,798
Earnings (5yr)
$58,293
Lifetime Value Added
-$88k
Finance and Financial Management Services
BachCIP: 5208
Median Debt
$27,000
Earnings (5yr)
$86,245
Lifetime Value Added
+$124k
Health and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (5yr)
$53,922
Lifetime Value Added
-$123k
Health Professions and Related Clinical Sciences, Other
BachCIP: 5199
Median Debt
$27,000
Earnings (5yr)
$71,522
Lifetime Value Added
+$14k
History
BachCIP: 5401
Median Debt
-
Earnings (5yr)
$54,843
Lifetime Value Added
-$116k
Human Resources Management and Services
BachCIP: 5210
Median Debt
-
Earnings (5yr)
$74,862
Lifetime Value Added
+$39k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
$23,250
Earnings (5yr)
$61,535
Lifetime Value Added
-$62k
Marketing
BachCIP: 5214
Median Debt
$26,285
Earnings (5yr)
$74,936
Lifetime Value Added
+$40k
Political Science and Government
BachCIP: 4510
Median Debt
$26,000
Earnings (5yr)
$68,170
Lifetime Value Added
-$11k
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (5yr)
$55,212
Lifetime Value Added
-$113k
Public Relations, Advertising, and Applied Communication
BachCIP: 0909
Median Debt
$26,515
Earnings (5yr)
$58,699
Lifetime Value Added
-$85k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$18,750
Earnings (5yr)
$71,372
Lifetime Value Added
+$13k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$45,957
Lifetime Value Added
-$189k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$41,530
Earnings (5yr)
$132,149
Lifetime Value Added
+$654k
Finance and Financial Management Services
MastCIP: 5208
Median Debt
-
Earnings (5yr)
$106,707
Lifetime Value Added
+$438k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$44,500
Earnings (5yr)
$114,884
Lifetime Value Added
+$507k
Health and Physical Education/Fitness
MastCIP: 3105
Median Debt
$20,500
Earnings (5yr)
$50,379
Lifetime Value Added
-$56k
Human Resources Management and Services
MastCIP: 5210
Median Debt
-
Earnings (5yr)
$89,752
Lifetime Value Added
+$292k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$50,545
Earnings (5yr)
$56,250
Lifetime Value Added
-$915
Psychology, General
MastCIP: 4201
Median Debt
-
Earnings (2yr)
$66,915
Lifetime Value Added
+$131k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$41,000
Earnings (5yr)
$95,159
Lifetime Value Added
+$338k
Rehabilitation and Therapeutic Professions
MastCIP: 5123
Median Debt
$30,750
Earnings (5yr)
$73,053
Lifetime Value Added
+$148k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (2yr)
$45,500
Lifetime Value Added
-$76k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
$27,220
Earnings (5yr)
$60,009
Lifetime Value Added
+$34k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.