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Allegany College of Maryland
Cumberland, MD 1,831 Undergrads 34.6% Grad Rate
Total Cost
$16,170
Sticker Price
Avg Net Price
$8,819
After Aid
Median Earnings
$47,031
4yr Post-Grad
Vs. Peer Institutions
Net Price$8,819
Peer Midpoint: $9,847
Earnings (10yr)$47,031
Peer Midpoint: $50,127.5
Graduation Rate34.6%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients46.3%
Enrollment Status
Full-Time42.2%
Economic Outcomes
Earn More than HS58.0%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$496k
-$12k
+$19k
Median Cost$9k/yr
+$480k
-$28k
+$2k
Full Cost$16k/yr
+$466k
-$42k
-$11k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
40
∞
Median Cost$9k/yr
59
14%
Full Cost$16k/yr
Never
-38%
Analysis Assumptions:
- Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return42%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-33%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings
-
Nat: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (2yr)
$19,866
Nat: $34,272
Lifetime Value Added
-$240k
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings
-
Nat: $47,440
Lifetime Value Added
N/A
Communications Technologies/Technicians
CertCIP: 1001
Median Debt
-
Earnings
-
Nat: $33,445
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings
-
Nat: $52,615
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings
-
Nat: $57,702
Lifetime Value Added
N/A
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings
-
Nat: $30,572
Lifetime Value Added
N/A
Dietetics and Clinical Nutrition Services
CertCIP: 5131
Median Debt
-
Earnings
-
Nat: $46,391
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
$35,975
Nat: $35,447
Lifetime Value Added
-$76k
Health Professions and Related Clinical Sciences, Other
CertCIP: 5199
Median Debt
-
Earnings (4yr)
$35,907
Nat: $46,980
Lifetime Value Added
-$77k
Hospitality Administration/Management
CertCIP: 5209
Median Debt
-
Earnings
-
Nat: $40,962
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings
-
Nat: $44,906
Lifetime Value Added
N/A
Management Information Systems and Services
CertCIP: 5212
Median Debt
-
Earnings
-
Nat: $65,682
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$11,750
Earnings (4yr)
$39,921
Nat: $56,073
Lifetime Value Added
-$34k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
-
Earnings
-
Nat: $29,652
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings
-
Nat: $51,586
Lifetime Value Added
N/A
Associate's Degrees
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$12,173
Earnings (4yr)
$38,763
Nat: $42,269
Lifetime Value Added
-$88k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$16,375
Earnings (4yr)
$61,004
Nat: $65,389
Lifetime Value Added
+$128k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$14,750
Earnings (2yr)
$21,781
Nat: $48,733
Lifetime Value Added
-$247k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (2yr)
$23,803
Nat: $37,587
Lifetime Value Added
-$225k
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
$47,539
Nat: $49,927
Lifetime Value Added
-$2k
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings
-
Nat: $57,472
Lifetime Value Added
N/A
Communications Technologies/Technicians
AssocCIP: 1001
Median Debt
-
Earnings (4yr)
$29,787
Nat: $35,292
Lifetime Value Added
-$179k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings
-
Nat: $54,246
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
$40,834
Nat: $46,706
Lifetime Value Added
-$68k
Culinary Arts and Related Services
AssocCIP: 1205
Median Debt
-
Earnings (2yr)
$15,182
Nat: $39,605
Lifetime Value Added
-$319k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
-
Earnings (4yr)
$67,669
Nat: $61,982
Lifetime Value Added
+$189k
Education, General
AssocCIP: 1301
Median Debt
-
Earnings (4yr)
$46,605
Nat: $41,787
Lifetime Value Added
-$11k
Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
$16,000
Earnings (4yr)
$35,703
Nat: $69,455
Lifetime Value Added
-$119k
Forestry
AssocCIP: 0305
Median Debt
-
Earnings
-
Nat: $48,725
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings
-
Nat: $37,073
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings
-
Nat: $41,099
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings
-
Nat: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,879
Earnings (4yr)
$42,083
Nat: $44,125
Lifetime Value Added
-$55k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (4yr)
$50,373
Nat: $56,556
Lifetime Value Added
+$26k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
-
Earnings
-
Nat: $40,734
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
AssocCIP: 5139
Median Debt
-
Earnings
-
Nat: $62,755
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$16,551
Earnings (4yr)
$77,757
Nat: $80,813
Lifetime Value Added
+$279k
Somatic Bodywork and Related Therapeutic Services
AssocCIP: 5135
Median Debt
-
Earnings
-
Nat: $29,755
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings
-
Nat: $37,656
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings
-
Nat: $58,424
Lifetime Value Added
N/A
Other Programs
Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
$29,822
Nat: $56,308
Lifetime Value Added
-$276k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.