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Bergen Community College
Paramus, NJ 10,557 Undergrads 37.3% Grad Rate
Total Cost
$17,184
Sticker Price
Avg Net Price
$10,345
After Aid
Median Earnings
$51,761
4yr Post-Grad
Vs. Peer Institutions
Net Price$10,345
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$51,761
Peer Midpoint: $50,127.5
Graduation Rate37.3%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients38.5%
Enrollment Status
Full-Time53.8%
Economic Outcomes
Earn More than HS59.0%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$550k
+$34k
+$65k
Median Cost$10k/yr
+$531k
+$15k
+$46k
Full Cost$17k/yr
+$518k
+$3k
+$34k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
∞
Median Cost$10k/yr
34
244%
Full Cost$17k/yr
38
107%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return309%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return28%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
$9,500
Earnings (4yr)
$77,538
Natl Median: $57,584
Lifetime Value Added
+$360k
Arts, Entertainment, and Media Management
CertCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,974
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Computer Software and Media Applications
CertCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (4yr)
-
Natl Median: $30,572
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Graphic Communications
CertCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,130
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Hospitality Administration/Management
CertCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,962
Lifetime Value Added
N/A
Industrial Production Technologies/Technicians
CertCIP: 1506
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,294
Lifetime Value Added
N/A
Management Information Systems and Services
CertCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,682
Lifetime Value Added
N/A
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,702
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
CertCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,647
Lifetime Value Added
N/A
Associate's Degrees
Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (5yr)
$44,514
Natl Median: $42,269
Lifetime Value Added
-$34k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$16,000
Earnings (4yr)
$89,694
Natl Median: $65,389
Lifetime Value Added
+$394k
Applied Horticulture and Horticultural Business Services
AssocCIP: 0106
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,283
Lifetime Value Added
N/A
Arts, Entertainment, and Media Management
AssocCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,370
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,737
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$17,183
Earnings (4yr)
$73,064
Natl Median: $61,982
Lifetime Value Added
+$245k
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,127
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,895
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Engineering Technologies/Technicians, General
AssocCIP: 1500
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,343
Lifetime Value Added
N/A
Finance and Financial Management Services
AssocCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Graphic Communications
AssocCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,221
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
AssocCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,027
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
$45,558
Natl Median: $41,099
Lifetime Value Added
-$15k
Industrial Production Technologies/Technicians
AssocCIP: 1506
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,593
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,500
Earnings (4yr)
$47,837
Natl Median: $44,125
Lifetime Value Added
+$8k
Medical Illustration and Informatics
AssocCIP: 5127
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,201
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,491
Lifetime Value Added
N/A
Plant Sciences
AssocCIP: 0111
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,971
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$13,641
Earnings (4yr)
$94,340
Natl Median: $80,813
Lifetime Value Added
+$436k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A
Veterinary/Animal Health Technologies/Technicians
AssocCIP: 0183
Median Debt
$15,232
Earnings (4yr)
$52,755
Natl Median: $41,460
Lifetime Value Added
+$56k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.