College ROI

Smarter Choices, Brighter Futures
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College of Micronesia-FSM

Pohnpei, FM 1,729 Undergrads 30.9% Grad Rate
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Total Cost
$10,445
Sticker Price
Avg Net Price
$6,789
After Aid
Median Earnings
$33,981
4yr Post-Grad

Vs. Peer Institutions

Net Price$6,789
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$33,981
Peer Midpoint: $50,127.5
Graduation Rate30.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients71.1%
Enrollment Status
Full-Time75.7%
Economic Outcomes
Earn More than HS30.8%

Admissions Profile

Acceptance
87.1%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$372k
-$144k
-$113k
Median Cost$7k/yr
+$359k
-$157k
-$125k
Full Cost$10k/yr
+$352k
-$163k
-$132k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$7k/yr
Never
-1005%
Full Cost$10k/yr
Never
-688%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1112%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-251%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Agricultural and Food Products Processing
CertCIP: 0104
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,665
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Business/Commerce, General
CertCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,097
Lifetime Value Added
N/A
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,835
Lifetime Value Added
N/A
Education, Other
CertCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,151
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,078
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
CertCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,492
Lifetime Value Added
N/A
Electrical/Electronics Maintenance and Repair Technologies/Technicians
CertCIP: 4701
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,027
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
CertCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,833
Lifetime Value Added
N/A
Legal Professions and Studies, Other
CertCIP: 2299
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,992
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,586
Lifetime Value Added
N/A
Woodworking
CertCIP: 4807
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,664
Lifetime Value Added
N/A

Associate's Degrees

Agricultural/Animal/Plant/Veterinary Science and Related Fields, Other
AssocCIP: 0199
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,835
Lifetime Value Added
N/A
Building/Construction Finishing, Management, and Inspection
AssocCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,378
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Computer and Information Sciences and Support Services, Other
AssocCIP: 1199
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
AssocCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,197
Lifetime Value Added
N/A
Education, Other
AssocCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,693
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Electrical/Electronics Maintenance and Repair Technologies/Technicians
AssocCIP: 4701
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,241
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
AssocCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,755
Lifetime Value Added
N/A
Public Health
AssocCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,759
Lifetime Value Added
N/A
Social Sciences, Other
AssocCIP: 4599
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,934
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
AssocCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,702
Lifetime Value Added
N/A

Bachelor's Degrees

Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.