College ROI

Smarter Choices, Brighter Futures
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College of Southern Maryland

La Plata, MD 4,512 Undergrads 26.5% Grad Rate
Share
Total Cost
$13,681
Sticker Price
Avg Net Price
$9,204
After Aid
Median Earnings
$58,851
4yr Post-Grad

Vs. Peer Institutions

Net Price$9,204
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$58,851
Peer Midpoint: $50,127.5
Graduation Rate26.5%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients28.2%
Enrollment Status
Full-Time36.6%
Economic Outcomes
Earn More than HS60.7%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$618k
+$102k
+$134k
Median Cost$9k/yr
+$601k
+$85k
+$117k
Full Cost$14k/yr
+$593k
+$77k
+$108k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
25
Median Cost$9k/yr
27
690%
Full Cost$14k/yr
28
431%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return927%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return187%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Electromechanical Technologies/Technicians
CertCIP: 1504
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,202
Lifetime Value Added
N/A
Film/Video and Photographic Arts
CertCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,800
Lifetime Value Added
N/A
Ground Transportation
CertCIP: 4902
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,118
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
$8,262
Earnings (4yr)
$50,845
Natl Median: $44,906
Lifetime Value Added
+$93k
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
CertCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,647
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Building/Construction Finishing, Management, and Inspection
AssocCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,378
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
$62,074
Natl Median: $49,927
Lifetime Value Added
+$147k
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,472
Lifetime Value Added
N/A
Communication and Media Studies
AssocCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,243
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
$80,349
Natl Median: $54,246
Lifetime Value Added
+$312k
Computer Engineering
AssocCIP: 1409
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,316
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$60,563
Natl Median: $46,706
Lifetime Value Added
+$122k
Education, General
AssocCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,787
Lifetime Value Added
N/A
Electrical, Electronics, and Communications Engineering
AssocCIP: 1410
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,477
Lifetime Value Added
N/A
Engineering, General
AssocCIP: 1401
Median Debt
-
Earnings (4yr)
$81,793
Natl Median: $72,916
Lifetime Value Added
+$325k
Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,455
Lifetime Value Added
N/A
Film/Video and Photographic Arts
AssocCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,186
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
AssocCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,711
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,000
Earnings (4yr)
$44,271
Natl Median: $44,125
Lifetime Value Added
-$26k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,734
Lifetime Value Added
N/A
Multi-/Interdisciplinary Studies, General
AssocCIP: 3000
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,709
Lifetime Value Added
N/A
Natural Resources Conservation and Research
AssocCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,634
Lifetime Value Added
N/A
Nuclear Engineering Technology/Technician
AssocCIP: 1514
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,221
Lifetime Value Added
N/A
Radio, Television, and Digital Communication
AssocCIP: 0907
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,074
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$9,900
Earnings (4yr)
$77,355
Natl Median: $80,813
Lifetime Value Added
+$285k
Sports, Kinesiology, and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,162
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.