College ROI

Smarter Choices, Brighter Futures
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Fond du Lac Tribal and Community College

Cloquet, MN 557 Undergrads 36.9% Grad Rate
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Total Cost
$19,659
Sticker Price
Avg Net Price
$12,677
After Aid
Median Earnings
$53,919
4yr Post-Grad

Vs. Peer Institutions

Net Price$12,677
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$53,919
Peer Midpoint: $50,127.5
Graduation Rate36.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients63.7%
Enrollment Status
Full-Time53.0%
Economic Outcomes
Earn More than HS59.1%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$571k
+$55k
+$86k
Median Cost$13k/yr
+$547k
+$32k
+$63k
Full Cost$20k/yr
+$535k
+$19k
+$50k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
Median Cost$13k/yr
32
271%
Full Cost$20k/yr
35
139%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return366%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return38%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Energy Systems Technologies/Technicians
CertCIP: 1517
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,796
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
CertCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,211
Lifetime Value Added
N/A
Geography and Cartography
CertCIP: 4507
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,705
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (5yr)
$50,573
Natl Median: $56,073
Lifetime Value Added
+$76k

Associate's Degrees

Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$9,500
Earnings (4yr)
$63,056
Natl Median: $46,706
Lifetime Value Added
+$150k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,808
Lifetime Value Added
N/A
Finance and Financial Management Services
AssocCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,650
Lifetime Value Added
N/A
Geography and Cartography
AssocCIP: 4507
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,052
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,180
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Human Services, General
AssocCIP: 4400
Median Debt
-
Earnings (4yr)
$44,377
Natl Median: $39,422
Lifetime Value Added
-$31k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,000
Earnings (4yr)
$44,363
Natl Median: $44,125
Lifetime Value Added
-$31k
Natural Resources Conservation and Research
AssocCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,634
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$21,025
Earnings (4yr)
$71,548
Natl Median: $80,813
Lifetime Value Added
+$227k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.