College ROI

Smarter Choices, Brighter Futures
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Fortis Institute-Towson

Towson, MD 373 Undergrads 34.6% Grad Rate
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Total Cost
$31,465
Sticker Price
Avg Net Price
$25,346
After Aid
Median Earnings
$36,368
10yr Post-Entry

Vs. Peer Institutions

Net Price$25,346
Peer Midpoint: $16,832
Earnings (10yr)$36,368
Peer Midpoint: $31,349
Graduation Rate34.6%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients72.5%
Enrollment Status
Full-Time100.0%
Economic Outcomes
Earn More than HS55.2%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$391k
+$66k
-$94k
Median Cost$25k/yr
+$367k
+$43k
-$117k
Full Cost$31k/yr
+$362k
+$37k
-$123k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$25k/yr
Never
-498%
Full Cost$31k/yr
Never
-421%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-680%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-197%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
$9,500
Earnings (5yr)
$32,202
Lifetime Value Added
-$132k
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
$6,333
Earnings (5yr)
$42,664
Lifetime Value Added
-$19k
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
$13,000
Earnings (5yr)
$27,731
Lifetime Value Added
-$181k
Electrical/Electronics Maintenance and Repair Technology
CertCIP: 4701
Median Debt
-
Earnings (5yr)
$26,059
Lifetime Value Added
-$199k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
$11,701
Earnings (5yr)
$34,242
Lifetime Value Added
-$110k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
CertCIP: 4702
Median Debt
$13,000
Earnings (5yr)
$43,961
Lifetime Value Added
-$6k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$19,000
Earnings (5yr)
$52,884
Lifetime Value Added
+$88k
Precision Metal Working
CertCIP: 4805
Median Debt
$13,000
Earnings (5yr)
$34,564
Lifetime Value Added
-$107k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
$7,600
Earnings (5yr)
$21,640
Lifetime Value Added
-$248k

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (5yr)
$27,367
Lifetime Value Added
-$233k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$26,982
Earnings (5yr)
$50,560
Lifetime Value Added
-$3k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$21,416
Earnings (5yr)
$32,123
Lifetime Value Added
-$185k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$27,652
Lifetime Value Added
-$230k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$29,028
Earnings (5yr)
$75,709
Lifetime Value Added
+$227k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.